Securities Offered exclusively through American Portfolios Financial Services, Inc., Member FINRA/SIPC

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Private Wealth Management Solutions Huntley
Financial Services Inc.
Mark A. Huntley Registered Investment Advisor
American Portfolios Financial Services 116 Main
Street / Suite 5 Ludlow, Vermont
05149 888-922-1035 mhuntley_at_americanportfolios.co
Securities Offered exclusively through American
Portfolios Financial Services, Inc., Member
FINRA/SIPC
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Do You Need a Professional Advisor?
How do I stay ahead of inflation?
How much can I spend without running out of money?
How much do I need to save?
When can I stop working?
How much should I leave to my heirs?
Am I on track?
Can I reduce my income taxes?
How can I make sure I dont outlive my savings?
Are my investments conservative enough?
Do I have the right investments?
How much risk do I need to take?
Should I pay off the mortgage?
Should I downsize my home?
How can I protect my loved ones if I die?
How can I preserve my estate?
Do I have enough?
How can I be protected if disabled?
Do I need Long Term Health Care Protection?
It might depend on how many of these are
unresolved by your current planning.
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Our Process Seeks to Optimize Returns Minimize
Risk...

• Winningby not losing
• Minimize Portfolio Losses
• Secure Income Withdrawals during Market
  Downturns
• Guaranteed Lifetime Income Solutions
• Your peace of mind, is our number one priority

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The Five Clear Steps
How Our Unique Process Works
Discover
Diagnose
Develop
Deliver
Manage
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Step 1 Discover
We Work Closely With You To
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Clarify Where You Want to Go

• Financial Independence
• Business Sale and Transition
• Education Funding
• Legacy Charitable Planning
• Security Fulfillment

Fully Understand Where You Are Now

• Learn About Your Values Investment Experience
• Assess Your Risk Tolerance
• Establish Your Income Liquidity Needs
• Review Your Adversity Exposure

Using Our Values-Based Planning Process
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Step 2 Diagnose-
We Identify Where There
Are Gaps
Where You Want to Go
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Where You Are Now

• ANALYSIS
• Portfolio Analysis
• Income Tax Evaluation
• Retirement Plan Review
• Managed Risk Assessment

Taking into consideration specific situations,
including the unexpected, that may affect your
financial future
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Step 3 Develop
A Client Specific Plan,
Tailored to Your Unique Situation, That
Where You Want to Go
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Where You Are Now

• Bridges The Gaps With As Much Certainty and As
  Little Risk As Possible
• Reflects Your Goals, Objectives, Life Stages and
  Comfort Range

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Steps 4 5 Deliver Manage Specific
Solutions With These Objectives
Protect Your Wealth Protected Growth Income
Programs New Insurance Strategies Concentrated
stock Solutions Tax Planning Strategies Tax
Efficient Investing
Build Your Legacy Estate Planning
Strategies Charitable Giving Education
Funding Professional Trustee Services Business
Succession Planning
Manage Your Assets Investment
Consulting Professional Asset Management Alternati
ve Investments Cash Management Tactical Asset
Allocation Corporate Services
We will develop this plan with you to assure that
it reflects your preferences, and well make any
revisions you may request.
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And Work Through the Implementation
Other Local Professionals
Mark Huntley Registered Investment Advisor
A Contractual Relationship with Arms-Length
Estate Attorney
Business Analyst Succession Planners
By Conducting Among Your Various Professionals,
with the goal of, Saving You Time, Giving You
Confidence and Peace of Mind .
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A disciplined process, toward securing your
Financial Freedom
1.Define Goals Access Risk Financial Plan Analysis
4. Implement Plan Monitor and Rebalance Continuing
Education
2. Go over Investment Policy Statement Put
Account Paperwork Account Transfers in motion
3. Discuss Recommendations Set Asset Allocation
Targets Construct Portfolio
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Our Clients Benefit From A More Controllable
Investment Process
Initial Meeting and Data Intake
Define Your Financial Goals
How Much Cash Liquidity for Comfort?
How Much Income for Expenditures?
How Much Risk is Needed to Achieve Your Goals?
With How Much Risk Are You Comfortable?

• RETIREMENT CASH FLOW ANALYSIS
• Estimate Rate of Return Needed
• Defines How Much Risk We Need to Take
• Provides Feasibility Feedback
• - Establishes Benchmark to Track Progress

PORTFOLIO REVIEW Identify Portfolio Gaps
Concentrations Seeks to Maximize Return
Commensurate with Your Risk Level Defines How
Much Liquidity We Need
IMPLEMENTATION Balance Portfolio by Asset Classes
MONITOR ADJUST -For Changes in Your
Situation -For Market or Economic Changes
A Comprehensive, Goal-Oriented Team Collaboration
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Huntley Financial ServicesA Proven Strategy
to Building and Preserving Wealth

• With our unique approach, you will
• Have a comprehensive plan for your retirement and
  income objectives
• Have organized and diversified investments that
  make sense for your specific situation
• Be aware or any potential dangers and have a plan
  to deal with them effectively
• Have a complete estate plan with strategies in
  place to manage risk
• Enjoy greater freedom and security during your
  retirement
• Be working with a financial advisor on a
  consistent basis to help you stay on track
• Protect and grow your money to help you to enjoy
  life and achieve your dreams

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Keys to Our Relationship
Our goal Your 100 satisfaction with the advice
and service you receive.
Disclosure Confidentiality In order for us to give you our best service, it is critical that you be as forthright as possible, providing us with complete and accurate information. In disclosing this information, you can be assured that we take stringent measures to protect your privacy.
Communication The success of our long-term relationship, and your long-term investment experience, depends on our maintaining an open, ongoing dialogue. We will communicate with you regularly, openly and honestly about your financial plan, including applicable costs and fees. If you have a question or concern about the management of your account, your statement, your fees, or just something you heard from a friend, contact us about it. We are here to help.
Referrals We focus the majority of our time on our clients, and we are very selective in building our client base. We depend on our best clients to help us grow and maintain a high- quality practice by introducing us to people just like themselves. If you are satisfied with the level of service we deliver, please consider introducing us to others about whom you care and you feel we could also help. We will also discuss with you our process for handling these recommendations.
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Profiles of Our Ideal Clients We serve a
select number of diverse clientele including

• Retirees Provide solutions for secure,
  dependable lifetime income with inflation
  protection
• Pre-Retirees Develop programs to consistently
  build assets and identifying tax saving
  opportunities
• Business Owners Optimize personal benefit from
  business, help assure lucrative disposition or
  succession
• Executives Diversify exposure to employer
  stock, optimize corporate benefits
• Women Decision-Makers Develop plan to help
  achieve financial independence protect against
  loss
• Wealthy Protect against tax erosion and market
  loss, meet legacy and philanthropic goals
• Sudden Affluent Help assure secure lifetime
  current income and preservation
• Professionals Protect assets against erosion
  from income estate taxes, liability potential
  and market loss
• Risk Adverse Provide solutions to achieve
  investment growth with protection against market
  loss

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Compliance Disclosures

• Investing in small-cap stocks generally involves
  greater risks and, therefore, may not be
  appropriate for every investor.
• Please note that international investing involves
  special risks, including currency fluctuations,
  different financial accounting standards, and
  possible political and economic volatility.
• U.S. government bonds and Treasury bills are
  guaranteed by the U.S. government and, if held to
  maturity, offer a fixed rate of return and
  guaranteed principal value. U.S. government bonds
  are issued and guaranteed as to the timely
  payment of principal and interest by the federal
  government. Treasury bills are certificates
  reflecting short-term (less than one year)
  obligations of the U.S. government.
• Standard deviation measures the fluctuation of
  returns around the arithmetic average return of
  investment. The higher the standard deviation,
  the greater the variability (and thus risk) of
  the investment returns.
• Diversification does not ensure a profit or
  guarantee against a loss.
• The SP 500 is an unmanaged index of 500 widely
  held stocks that is generally considered
  representative of the U.S. stock market.
• High-yield (below investment grade) bonds are not
  suitable for all investors. When appropriate,
  these bonds should only comprise a modest portion
  of your portfolio.
• This is neither an offer to buy nor sell
  any securities. Past Performance is not a
  guarantee of future results. All information is
  obtained from sources deemed reliable but not
  guaranteed. No tax or legal advice is given nor
  intended. By industry regulation, we cannot
  accept orders to execute trades via e-mail. In
  addition, by corporate policy we cannot accept
  time-sensitive information via e-mail. If you
  would like to execute a trade or if you have
  time-sensitive information for me, please call my
  office. We cannot guarantee receipt of, nor the
  timing of placement, for investment orders
  received via e-mail..
• Member FINRA/SIPC
• Securities offered exclusively through American
  Portfolios Financial Services Inc.