ProCredit Bank

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ProCredit Bank
October 2005
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Our Shareholders
32.50
25,0
20
11.25
11.25
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The international network of ProCredit
Institutions

• No. of account

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ProCredit Bank
Ukraina
in South East Europe
Moldavia
Rumania
Gjeorgjia
Serbia and Montenegro
Bosnja
Bullgaria
Kosova
Maqedonia
Albania
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ProCredit at the international network

• Of 19 financial institutions
• With a total assets of 1.5 billion EUR
• Serve more than 770,000 customers
• The number of the borrowers is 420.000
• The loan portfolio 950 million EUR
• The deposit volume 800 million Euro
• The number of the staff is 7.000
• The number of the branches is 300

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Mission Statement

• ProCredit Bank is.
• A development-oriented full-service bank
• Offers a wide range of banking products
• Lending to SME
• Large number of jobs
• Vital contribution to economies
• Explicitly avoids all speculative lines of
• business
• Extensive training of staff
• Friendly and competent services
• Enjoyable and efficient working
  atmosphere
• Shareholders
• Expects sustainable ROI

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Branches Network
Tirana 1 Tirana e Re Tirana 2 tek Tregu I
Lire Tirana 3 prane Muzeut Kombetar Tirana 4
Laprake, tek Blloku Gintash

Durres 1- Durres 2 Fier Korce Shkoder Elbasan Vlor
e Lezhe Berat Sarande Bilisht Lushnje Pogradec Gji
rokastra- ne fund te vitit
rrethe ku kemi dege
rrethe qe mbulojme me sherbimet tona
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Overview
Capital 18,017,135.72
Assets 185,091,418.74
Gross Loan Portfolio 82,897,989.06
Customer Deposits 148,499,068.85
Profit in 2004 1,274,242.74
Number of Clients 74,932
Number of branches 16
Number of staff 436
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Loan Products
ProEkspres within 24 hours up to 300.000 All
ProMikro up to 1300000 All
ProAgro agriculture loan
ProLikuid business overdraft, salary overdraft,
consumer overdraft
ProConsum consumer loan
ProBiznes from 10.000 2.8 milion Euro
ProHouse housing loan
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Banking Services

• Accounts and Payments
• Current accounts
• no minimum deposit required
• Time deposits
• minimum 100Euro/USD or 10.000leke maturity
  until 5 years competition interest rates
• Savings accounts
• you earn interest and you have access any time
  in your account. No minimum deposit required
• National and International Transfers
• Wire transfers locally and internationally
  through our 16 branch network
• Within Pro Credit Network Payments within a
  day.
• Card Business
• International Debit and Credit Cards
• MasterCard, Maestro, Visa Electron and Visa
  Classic
• POS network of ProCredit Bank 300 in the
  biggest cities
• ATM network 26
• Other services and products
• Salary Processing
• Institutions can pay their local and
  international employees

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