IDENTITY THEFT

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IDENTITY THEFTHow Safe Is Your Good Name

• Presenter Robert Wayne Ivey
• Florida Department of Law Enforcement
• Resident Agent in Charge
• Melbourne Field Office

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Presentation Overview

• ID Theft Defined
• Scope of The Problem
• ID Theft At The National Level
• What Drives ID Theft
• Points of Compromise
• Criminal Activity and ID Theft
• How We Gain Control

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What is ID Fraud?

• Involves the use of personal identifying
  information of a person to commit fraud
• Ranges from unauthorized use of a credit card or
  check to a comprehensive takeover of another
  persons identity
• Result in the loss of assets, creditworthiness,
  and good name
• Criminalized in Florida by 817.568 Florida
  Statutes

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Personal Identifiers

• Name, date of birth, social security number,
  address, phone number, drivers license number,
  passport number, etc.
• Financial Identifiers Credit Card numbers, bank
  account numbers, pins, etc.

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Scope of the Problem

• ID Fraud can claim many victims, including credit
  grantors and the individuals whose identities are
  stolen
• No one is immune from victimizations
• Merchants
• Employers
• Court system
• Financial institutions

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Scope of the Problem

• ID Fraud is the fastest growing crime in the
  country if not the world
• not new but technology has streamlined the
  process
• vast amounts of information readily available
• able to secure credit and goods instantaneously
  through the Internet
• Electronic commerce makes it more difficult to
  investigate

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The Impact Of Identity Theft At The National Level
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What Drives ID Theft?

• FACTOR 1
• FACTOR 2
• FACTOR 3

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How Theft of Personal Identifiers Occurs

• Points of Compromise

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Types of Identity Theft Crimes

• Credit Card / Access Device Fraud
• Skimming
• Check Fraud
• Bank Fraud
• False Identification Fraud
• Public Assistance Fraud
• Mortgage Fraud
• Passport / Immigration Fraud

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Who Is At Fault?

• Financial Institutions
• Credit Card Companies
• Lending Organizations
• Credit Bureaus