New retirement solutions from First National Bank

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New retirement solutions from First National Bank

• Understanding that our clients have a diverse
  array of needs when it comes to their retirement
  plan, First National Bank is pleased to offer
  Roadways to Retirement, our retirement
  partnership with BPA (www.bpas.com). By combining
  the best of local and national resources,
  Roadways to Retirement delivers a compelling new
  answer for todays plan sponsor. Some of the
  highlights include
• Support for all types of retirement plans,
  including defined contribution, defined benefit,
  hybrid and non-qualified plan arrangements. We
  deliver a total retirement solution under one
  roof.
• Comprehensive plan administration as opposed to
  recordkeeping. Rather than tracking only plan
  participants, we capture data on all of your
  employees. This allows us to perform eligibility
  determination, online enrollments, and real-time
  vesting updates, while greatly simplifying the
  process for loans, distributions, compliance
  testing and completion of Form 5500. Our
  approach is a breath of fresh air for Human
  Resources.
• Open architecture on plan investments. We
  currently offer funds from over 125 fund
  families, and can trade virtually any fund on the
  NSCC that will operate no load. This flexibility
  allows you to offer the strongest possible array
  of plan investments.
• A comprehensive participant website (scripted in
  English and Spanish) featuring balance inquiry,
  investment transfer, loan modeling and
  initiation, quarterly statement archive, fund
  fact sheets and prospectuses, automatic
  rebalancing, online forms, personalized rate of
  return and other features. Our voice response
  system is also available on a 24-hour basis, and
  allows participants to opt out to a participant
  service representative (Monday through Friday
  during business hours) with any questions
  concerning their account.
• 24-hour Internet access for plan sponsors, with
  balance inquiry capabilities at the plan and
  participant level, online submission of data and
  retrieval of valuation reports, an Action Items
  section which updates HR for recent activity, and
  a wide array of real-time management and
  demographic reports.
• Comprehensive participant education program.
  First National Bank will meet regularly with your
  employees through interactive education meetings.
  Our education campaign also includes
  comprehensive enrollment booklets, attractive
  quarterly statements with participant
  newsletters, web-based education and guidance
  tools, and other targeted pieces used during the
  year.
• The assistance of First National Bank as your
  plan trustee. We help you satisfy your fiduciary
  obligations and maintain a solid documentation
  trail of decisions that are made over time.
• A consultative, hands-on approach to plan design.
  We help clients navigate complex issues and make
  informed decisions regarding their plan.
• For more information on Roadways to Retirement,
  and the comprehensive solution offered by First
  National Bank, please call us at 315-555-4444.

Roadways to Retirement