Multicomponent Cards - Actual Status and Upcoming Technologies

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Multicomponent Cards - Actual Status and
Upcoming Technologies

• ICMA Spring Workshop 2007
• Rome, 18th 19th April
• Presented by Thies Janczek

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Content

• Introduction
• Markets and Application
• Component status
• Card Production Considerations
• Summary

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Introduction

• Early 60s Plastic Cards started
• Early 80s Chip Cards with Memory Chip
• Mid 80s Processor Cards
• Early 90s GSM SIM Cards
• Late 90s Open Platform OS
• Today Rapidly increasing Memory Various Open
  Platform OS Cryptographic Means Dual Interface
  Cards

Increasing complexity
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Introduction

• Increasing number form factors due to contactless
  technologies
• E.g. token, minicards
• Integration of Electrical Functional Components
• Battery, Display, Solar Power Unit,
  Switch,Sensors (e.g. Biometric) etc.
• Project driven ? Customizing
• Standard products are being defined
• Low Volume and High Costs (decreasing)

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Markets and ApplicationFields of
MULTICOMPONENT CARD
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Markets and Applications

• Higher level of trust
• User friendly interface
• Make the card a full-fledged secure, autonomous
  computer

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Markets and ApplicationGovernmental projects

• Federal Financial Institutions Examination
  Council (FFIEC) requires dual factor
  authentication for electronic financial
  transactions
• Government
• Homeland Security Presidential Directive (HSPD) 12

FFIEC, Authentication in an Internet Banking
Environment, Oct 12, 2005
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Markets and ApplicationEnd user considerations

• Smart cards do not yet meet all users
  expectations efficiently enough to break barriers
  related to end user perception. The demand trends
  towards for
• Multi-application cards
• Higher levels of TRUST (security and control over
  data privacy)
• And more user friendly interfaces

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Markets and ApplicationEnd user considerations

•  SEE WHAT I DO whenever / wherever I want
• the balance of the e-purse,
• to select an option e.g. ticket from the
  transport ticketing application,
• or to verify the personal data stored in owners
  health card, loyalty card or ID card application.
  
• Off-line and contactless personal information to
  receive.

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Status of Components

• DISPLAY
• KEYPAD
• SWITCH
• BATTERY
• RELOADABLE B.
• ANTENNA
• DIODES

• SENSORS
• BIOMETRIC SENSOR
• SOLAR POWER UNIT
• DATA STORAGE
• COMPUTING

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Status of ComponentsDisplay

• DISPLAY
• Various manufacturer are promoting their
  finished, available products
• CITALA, SMARTDISPLAYER, SiPix, PHILIPS, ALIEN,
  MICROD, AVESO, SOFTPIXEL, E-ink, Gyricon, Kent
  Displays etc.
• Display batches are varying in incoming control.
• Very low capability to produce in volume,
  planning, quality
• Risk level is very high

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Status of ComponentsKeypad / Switch

• Technology is widely available
• Various solutions employed
• Metal domes
• Silicone pad with conductive element
• Anisotropic switch materials (e.g. piezzo effect)
• Card material is part of the switching element

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Status of ComponentsBattery primary/secondary

• BATTERY Supplier
• 2 reliable volume supplier in the world. 1
• In Europe (VARTA)
• In US (SOLICORE).
• The others are still under development.(Panasonic,
  Stone, SAFT, NTK, Excelatron etc.)
• Qualifications are launched. Batch variations
  must be solved.
• Risk level is moderate to high

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Status of ComponentsAntenna / Conductive path

• Various technologies are employed
• Printing of conductive paste
• Etching of Aluminium or Copper
• Wire embedding technologies
• Interconnection to the components has to be
  reliable
• Welding
• Gluing
• Elastic conductive materials

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Status of ComponentsLED - Light Emitting Diodes

• Available commercial product
• Mini-flashlight with customizable LED colours
• also into shaped cards and mini cards
• Battery long-lasting (gt lifetime)
• Environmentally safe to throw away

• Diodes have low power consumption and are
  available in many colours
• Small chips easy to be connected on board

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Status of ComponentsSensors - Biometric Sensor

• Various sensor cards have been developed and are
  employed in the field.
• UV, humidity, temperature, chemical OFETs
• Main market is pharma for consumer products
• No/low activities to incorporate biometric (e.g.
  fingerprint) sensor into cards

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Status of ComponentsSolar Power Unit

• Inverse technology to the display technology
• No development activities for the application on
  cards
• Lack of application

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Status of ComponentsData Storage / Computing

• Up to 1 Gigabyte realised on card
• SIM cards are the driver for the development of
  high memory modules
• Cards with high memory and USB interface
  introduced

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Status of ApplicationsS-P-S - Display Card
Technology

• ID-1 display card production set up for volume
• Bistable display
• Lack of component availability in industrial
  scale (i.e. not just for sampling)

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Status of ApplicationsBundesdruckerei - Display
on ID

• Contactless ID-1 display card samples on CeBit
  2007
• Bistable display
• No internal battery
• Standard contactless smartcard reader supplies
  power for the card (ISO 14443)
• New fields of application

Display Demo Card 2007
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Status of ApplicationsNagra ID - Display Card OTP
ISO7810/11 certified, ISO banking card format, NagraIDs DisplayCard can be carried in a wallet and is readily available at all time.Its operation is very easy one push on a button situated on the card leads to the generation of a new dynamic password sequence. The user types this password on its terminal (computer, phone, PDA) as well as his PIN code.
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Status of ApplicationsSPS - Sensor Card

• Display Cards
• Sensor Cards
• Fingerprint means
• Analog sensor
• Audio Cards
• Active RFID Label
• Combinations

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Multi Component Cards- Summary of Applications

• Display Cards
• Sensor Cards
• Audio Cards
• Active RFID Label
• Data Storage
• Light Cards
• Combinations

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Multi Component CardsProduction

• Cold to Warm (lt70C) lamination technologies have
  been developed
• Inlay and complete card set ups

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Multi Technology Cards- Technology Challenges
RESET - Roadmap for European Research on
Smartcard rElated Technologies

• Communication and Network Protocol
• Systems and Software
• Smart Card Accepting Devices, Interfaces
• Embedded Peripherals, Subsystems and Microsystems
• High-End Cryptography, Tamper-Proof and Security
  Technologies
• Micro-Electronics

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Multi Component Cards- Development

• Various activities specific to smart cards
• High development activity for certain components
• Driving factor are electronic devices (e.g. PDA,
  military, mobile, electronic paper)

DISPLAY - BIOMETRIC SENSOR - KEYPAD - SWITCH -
DIODES - BATTERY - ANTENNA - SENSORS -
ACCUMULATOR - SOLAR POWER UNIT - DATA STORAGE -
COMPUTING
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Multi Component Cards- Driving factors

• Business opportunities and market requirements
• E-Business Services
• Protection and Management of Digital Content
• Contactless Access
• Consumer requirements
• Direct Interactivity
• Fraud Reduction
• Multi Application

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Summary

• Industrial volume production is started (gt 60k
  display cards in the market)
• Lack of component availability in industrial
  scale
• Products with complex electronic circuits are
  developed
• High RD activity will lead to new components and
  technologies for smart cards
• High potential for lucrative business cases

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Multicomponent Cards - Actual Status and Upcoming
Technologies
THANK YOU FOR YOUR ATTENTION
More Information COCASO Thies Janczek
Moewenstrasse 5a 24113 Molfsee Germany Phone
49-(0)4347-701433 Email thies_at_cocaso.com www.
cocaso.com
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Multi Technology Cards- Status of Applications