Brought to you by:

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• Brought to you by
• Student Health
• Promotions
• 237-3939
• Student Services
• Bldg., LL
• www.indstate.edu/shp

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Did You Know...?
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The average credit card balance of an
undergraduate student is 2,169. Source
Nellie Mae (2005)
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Even if you pay 50 per month, it will take
almost 6 years to payoff this balanceplus you
will pay an extra 1,300 in interest. Thats
nearly 3500!
So what?
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Debt repayment planning is available in the SHP
in Student Services Bldg., LL Call 237-3939 to
make an appointment today!
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Did You Know...?
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Any utility bill opened in your name
will appear on your credit report.
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Late payments made on these accounts will lower
your credit score, regardless of who is
actually making the payments.
So what?
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To find out more about what is included in your
credit score and how this score is used, contact
the SHP at 237-3939.
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Did You Know...?
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Students with high levels of debt report high
levels of stress as well as decreased
psychological well-being. Source Norvilitis
Santa Maria (2003)
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Reducing your stress levels may enable you to
perform better academically, as well as
feel better mentally and physically.
So what?
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General financial assistance, such as budget
creation, is available in the SHP in Student
Services Bldg., LL. Call 237-3939 to make
an appointment today!
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Did You Know...?
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You are entitled to a free copy of your credit
report every year.
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Checking your credit report regularly can help
alert you to identity fraud as well as give
you time to fix any mistakes before making a big
ticket purchase, such as a car or a home.
So what?
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For more information about ordering and
interpreting your credit report, call SHP at
237-3939!
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Did You Know...?
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88 of college students have gambled During
the past year. Source Gambling Problems
Resource Center (2007)
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Problem gambling is positively associated with
binge drinking, poor grades, and regular tobacco
and marijuana use. Source Engel, Hunter
Steinberg (2004)
So what?
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Gambling education is available at SHP. Call
237-3939 to make an appointment today!
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