This Presentation Is Brought To You By The Credit Repair And Education Academy Training Material

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This Presentation Is Brought To You By The
Credit Repair And Education AcademyTraining
Material

• We look forward in having you join a system by
  which clients have the opportunity to have their
  credit future enhanced through the training and
  knowledge you bring.

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Learning The Credit Repair IndustryTraining
Material

• The credit industry, as a whole, is one of the
  most powerful and profitable industries in
  existence.  With loans, insurance and even
  employment taking into consideration individuals'
  credit pictures, the credit industry is getting
  bigger every day.
• Inside the credit industry, Credit Services is
  helping by assisting consumers with getting their
  lives back on track removing unverifiable and
  inaccurate negative items from their credit
  reports.  As a Branch Affiliate, you can benefit
  in being in a profitable industry and helping
  clients with their futures.
• The benefits of outsourcing the processing to The
  Credit Repair Education Academy, is that are a
  leader in the industry with our results and
  streamlined systems, allowing you to capitalize
  on our methods without being burdened with the
  inundating paperwork that comes along with this
  industry.

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The Fair Credit Reporting Act of
1971 Training Material

• Federal law enacted in 1971 giving persons the
  right to see their credit records at credit
  reporting bureaus. Designed to improve the
  confidentiality and accuracy of credit reports,
  the law is enforced by the Federal Trade
  Commission(FTC) and state consumer protection
  agencies. Individuals may challenge and correct
  negative aspects of their record if they can
  prove there is a mistake. Consumers may also
  submit statements explaining why they received
  certain negative credit marks. Congress passed
  amendments to the FCRA that went into effect on
  October 1, 1997 which augmented consumers'
  privacy rights and further protected the accuracy
  of credit report information.

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Branch Affiliate Compensation
Training
Material

• The start up cost for the Branch Affiliate
  program is 69.99 After the completion of
  training, Affiliates may receive 40-50 of the
  monthly payments from each client they submit.
  Starting out, each affiliate will receive 40 of
  each payment their clients makes. Payments are
  90.00 per month which includes identity theft
  protection. Affiliates will start out receiving
  36.00 in residual monthly income and can build
  from there. The percentages will increase based
  on volume. Affiliates may also qualify for bonus
  and incentives that may be offered through out
  the year.
• Example If affiliate sign up 15 clients per
  month for the first three months.
• 15 x 100 1,500 from enrollment
• First 15 clients payments 540.00
• Second 30 clients payment1080.00
• Third 45 clients payment 1,620.00
• As your base increase grow so will your
  monthly residual increase.
• Affiliates can make upwards of 60-100,000
  per year or more.
• NOTE Affiliates will receive compensation for
  sign up other Affiliates call for detail.

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Referral Agent Commission

Training Material

• This program is available for people who are
  interested in get into the credit repair business
  with limited out of pocket expense. We find this
  program is a great fit for people who interact
  with potentate clients on a daily bases but may
  not qualify for a branch. Referral Agents will
  receive 25 of the enrollment and 25 on each
  payments their clients make.
• NOTE Referral Agents will also receive
  compensation by sign up other Referral Agents.

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Branch Affiliate Training Material

• This Private Information Is Solely For Purpose of
  Training For New And Pretention Branch
  Affiliates

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The Credit Repair Education AcademyTraining
Material

• Learn more about this UNTAPPED MARKET.
• Credit repair and credit education is big
  business.
• Credit repair is a 11 Billion Dollar business.
• Come and grow with The Credit Repair Education
  Academy Team.

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Consumer Pricing Training
Material

• Being in complaints with federal law, The Credit
  Repair Education Academy charges retroactively
  for the work done the previous month.  The fess
  are as follows
• Per Individual 250.00 Credit Report
  Analysis/Audit Fee.  This will cover your account
  setup, which is the most expensive step in the
  process and you are not charged until that
  service has been performed.  Then it will be
  89.00 a month for the work done in the previous
  month. 
• A Couple 350.00 Credit Report Analysis/Audit
  Fee.  This will cover your account setup, which
  is the most expensive step in the process and you
  are not charged until that service has been
  performed.  Then it will be 149.00 a month for
  the work done in the previous month.  
• Results various, however many clients receive a
  response within the first 30 - 45 days all while
  their credit outlook continues to improve each
  month they are enrolled in the program. There is
  no obligation to be with us for any specific
  period of time it is a cancel at anytime
  program.  This plan goes after all three bureaus
  simultaneously and there is no limit to the
  amount of accounts per letter.  The amount of
  work that we do for you is different each month
  you will find that we do much more work than the
  monthly payment you are paying, however we would
  not charge you any additional fees for the
  additional work.
• Dont let the small fee companies fool you. If
  you are serious about having your credit file
  fully investigated for error dont stop at the
  companies that offer a small monthly because
  there is a reason for everything meaning after
  the dust clears, you pay for what you get. Our
  company average one of the highest deletion rates
  in the industry at around 41 in the 30-45 days
  after been delivered to the creditors or bureaus.

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Credit Repair Branch Affiliate 69.00 Membership
14.99 Monthly Subscription

• Training
  Recommended
• Free Website
  Federal ID
• Free Hosing
  Incorporation Set -Up
• Free Email Address
  (Includes Binder Seal)
• Free Business Card
  399.00
• Domain Name
• Flyers, Brochures
• More Marketing Materials
• The Credit Repair Education Academy has
  extensive knowledge of all Federal Laws
  pertaining to credit restoration.
• We will provide all back-end processing work for
  each branch Affiliate with a strong legal team
  for client when needed.
• Branch Affiliates will have access to the
  companies view portal which allows them to view
  clients ongoing credit repair correction while in
  process.

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Credit Repair Referral Program39.00 Membership
9.99 Monthly Subscription

• This program is different than the branch
  affiliate program
• If or when referral agents qualify, they will
  have the opportunity to become a branch
  affiliate. The referral agent will direct all
  leads and potential clients to a corp. credit
  advisor. Referral agents will receive
  compensation for each enrolled client they
  submit. All referral agent will have access to
  the following
• Training
• Flyers
• Brochures
• Marketing Materials
• Credit Repair Education Academy team has
  extensive knowledge of all Federal Laws and will
  provide all back-end processing work for each
  branch affiliate also providing its legal team
  for client representation if needed.
• Branch Owners will have access to the company
  view portal which allows them to view clients
  credit repair progress.
• Recommended Upgrade to branch affiliate
  and receive better commissions.

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The Credit Repair Education Academy Mission
Statement
Training Material

• Our mission is simply to provide the necessary
  credit enhancement and education information
  needed by many consumers. With over two decide of
  credit investigation, mortgages, real estate and
  commercial banking, the Founder and Directors of
  Credit Repair Education Academy realized the
  lack of knowledge consumers were facing with when
  it came to the importance of having and
  maintaining good credit.
• The goal is to provide credit knowledge to
  consumers who are awaiting the purchase of and
  automobile , their dream home or any type of
  transaction .
• We are here to assist consumers with the
  knowledge they need in making that informed
  decision.

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Contact Information Training
Material

• Branch Affiliate will be assigned a credit
  advisor /credit coach from the start. Branch
  Affiliate along with Referral Agents will have
  the numbers to processing. The agents working
  under a Branch Affiliate must go through that
  branch for questions concerning a clients file.
  You must provide your user name and password
  given to you by T.C.R.A.E.A. in order for use to
  discuss a client file. If your user name or
  password has been disable you must contain
  support.

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Things You Should KnowTraining Material

• DID YOU KNOW
• Over 80 million Americans have bad credit.
• 79 of ALL CREDIT FILES CONTAIN ERRORS.
• Poor credit can exclude you from jobs.
• The three major bureaus are not government
  backed.
• Items that dont belong to you can also be
  removed.
• The average consumer with bad credit pays
  between 6-12 . higher
  interest than one with good credit.

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Here Are The Major Credit Reporting
Bureaus(CRAS)Training Material

• This is must know information
• There ARE hundreds of credit reporting agencies
  out there, however there are only three major
  reporting agencies inputting information on
  consumers credit files.
• The Three Major Bureaus Are
• Experian knew as Fair Isaac score/ BX1
• Equifax Knew as Beacon 5 score/ BQ1
• Trans union Knew as Empirica score/ BU1

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The Credit Repair Education AcademyTraining
Material

• Credit Repair Education Academy is a full
  service credit restoration firm with legal
  representation. C.R.A.E.A. also offers a full
  service processing division which allows branch
  affiliates to earn huge commission and monthly
  resule profits.
• Example The Branch Affiliate with work the front
  end with clients which means dealing one on one
  with the clients.
• 1. Learn the needs of the client.
• 2. Review the clients credit report.
• 3. Determine which items are in question and
  needs disputing.
• 4. Follow up with client ensuring all
  information received from reporting agents is
  retuned back to branch affiliate in a timely
  manner.
• 5. The longer it take clients to return
  information is a good indication they are growing
  interested.

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The Credit Repair Education AcademyTraining
Material

• NOTE Once Branch Affiliates has uploaded air
  clients file, we will take it from that point. We
  will create strong and legal dispute letters
  which will clearly gets the bureaus attention.
  REMEMBER Clients rights are protected under the
  ( FCRA) Federal Credit Reporting Act. The good
  thing is, The Credit Repair Education Academy
  understands the laws pertaining to the rights to
  clients . With the understanding and the know how
  to get the bureaus to recognize the rem of not
  following the laws.

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Reading And Understanding A Credit Report
Training Material

• The reporting and the understanding of how the
  disputes and the order in which they will be
  disputed
• will be covered in a live webinar, however
  no Referral Agents nor Branch Affiliate will be
  submitting any dispute letters this is all
  handled by T.C.R.A.E.A.. During these webinar
  branch affiliates will learn how to discuss with
  the client as to the order in which the disputes
  will be investigated. Once again, all disputes
  are handled by The Credit Repair And Education
  Academy.

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Branch Affiliate Program
Training Material

• This program is design to allow and work
  with other professionals such as car dealers,
  real estate agents, loan officers and tax
  preparer and ever otpernews. We saw the need to
  work with professionals that interact with
  clients in their very own field all why realizing
  those very same clients will need credit repair
  education services. There are three up sides to
  this program.
• The professional has a strong client base and
  working with the credit repair education
  Academy can enhance their income.
• The professional dont have to worry about
  writing dispute letters, expensive software or
  worrying about the secure of the credit
  information, we handle on the necessary
  precaution. All information is storage on a
  secure server in a biometric faculty.
  T.C.R.A.E.A. processing division handle all
  processing, mail outs and uploading clients
  finding for its affiliates so your learning
  curve is easy. If clients contact you concerning
  their file, you and the client are you can just
  pull up the clients information and give them the
  updates to there files. Just say your companys
  name is ABC CREDIT SOLUTIONS. Your clients will
  only know about you and your company. If for any
  reason we have to contact your client, which is
  not normal, we will address your clients by
  saying we are processing for ABC CREDIT SOLUTIONS
  we are calling in and effect to .est. The only
  reason we contact your client is when we have
  made numerous attempts to reach you are your
  company. We are not in the business of allowing
  clients to fill all alone in the process.
• We record all call to clients because quality
  control is key. If T.C.R.A.E.A. made over 10
  attempts to your clients with in a one month
  period. Your web access will be disconnected for
  a period of 30 days from the day your user name
  and password was disable. We encourage affiliates
  to say in contact with processing to avoid any
  disconnection system.

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Things Clients Must Be Told
Training Material

• The items below will be included in the clients
  service agreement and work sheet. These items are
  serious and must be covered in great detail.
• The clients can at any, however this may effect
  the over all out come.
• The client have the right to dispute he/she own,
  however professional disputes by a credit repair
  may totally enhanced the outcome because many of
  the credit repair companies are licensed and are
  familiar with the federal laws governing
  consumers rights.
• Its takes time dealing with a file so this
  company does not guarantee the outcome or offer
  money back because clients only pay for work
  preformed they are not paying in advance for
  services as some companies have them to. The file
  belong to the client not the company, however we
  are very familiar with the laws and the ongoing
  changes the bureaus make so we are on task with
  how to handle disputes when others are not.

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The Credit Repair Education AcademyTraining
Material

• This is the conclusion of the training material
  you will need to start and run your very on
  front end credit repair business. You will be
  able to assist new clients in starting their new
  credit future all while you are getting paid. You
  will be entering in to a 11 Billon industry all
  while having the backing of The Credit Repair
  Education Academy support and processing team.