LEASING

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LEASING INSURANCE A common path

• Dan Constantinescu
• Executive Manager
• HVB Insurance Broker

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UniCredit Group The second largest financial
group in Europe

• It is present in 20 main markets
• 7.000 branches
• 35 million customers
• Within the Group, BA-CA Leasing GmbH, having its
  headquarter in Vienna, is responsible with
  coordinating the leasing activities in 10
  countries in Central and Eastern Europe
• In Romania, UniCredit Group is represented by
  UniCredit Bank, HVB Tiriac Bank and UniCredit
  Leasing.

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Insurance Financing

• PREMIUM
• RISK
• CLAIM
• INDEMNITY
• FINANCING

TIMELINE
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Insurance Non-Banking Financing Today

• Auto vehicles
• Machinery Equipments
• Real estate
• Receivables

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Unintended Outcome

• The public is educated through experience

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Leasing after European Integration Public
leasing

• Alternative financing solution Mainstream
  financing solution
• In 2006 approximately 100 mil. euro in public
  financement
• Shift from Vehicles to Real Estate

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WHY Public Leasing?
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Municipality Real Estate Financing Quo Vadis?
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Municipality Real Estate Leasing - Investment
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Municipality Real Estate Leasing - Sale,
Renovate and Rent
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Insurance after European Integration

• New range of clients Public Entities
• Insurance needs
• Auto vehicles
• Machinery Equipments
• Real estate
• Catastrophic events
• Insurance solutions
• Risk Management
• Self Insurance
• Managed Captive Insurance
• Traditional Insurance
• Alternative Risk Transfer CAT Bonds etc

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