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Caractersticas y tendencias del flujo migratorio hacia Estados Unidos

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Title: Caractersticas y tendencias del flujo migratorio hacia Estados Unidos


1
FEDECACES Federation of Saving and Loan
Cooperatives Associations of El Salvador
DEVELOPMENT AND REMITTANCES Héctor
Córdova Congressman Deputy of the Legislative
Assembly of El Salvador, C.A. Management Advisor
FEDECACES hcordova_at_asamblea.gob.sv gerenciacorpor
ativa_at_fedecaces.com
General Assembly of the ACI The Cooperatives
for the democratic, social and economic
development Oslo, Norway 1 5
September of 2003
2
  • EMIGRATING POPULATION AT WORLD LEVEL
  • 200 MILLIONS
  • 3rd ECONOMY
  • (AFTER U.S.A. AND JAPAN)

3
  • CAUSES OF EMIGRATION
  • ECONOMICS OPPORTUNITIES
  • UNEMPLOYMENT
  • SOCIAL POLITICAL CONFLICTS
  • NATURAL DISASTERS

4
  • IMPORTANCE FOR LATIN AMERICA
  • 23,000 MM IN FAMILY REMITTANCES, 2001
  • COSTS OF TRANSFER 3,000 MILLIONS
  • THIS DECADE ESTIMATED US300,000 MM
  • 80 MEXICO, CENTRAL AMERICA AND THE CARIBBEAN
  • Source FOMIN, IDB

5
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6
Evolution of Remittances GNP
U. S. MM

Year
Remitt.
Remittances as of GNP
Source Katharine Andrade EEkhoff, Salvadorean
Central Bank data.
7
FAMILY REMITTANCES AND EXPORTATIONS OF COFFEE
AND FACTORIES
US millions
remittances
Coffee export.
Factory export.
Non Traditional export.
SOURCE FUSADES
8
LEVEL OF DEPENDENCE IN HOMES WHICH RECIEVE
REMITTANCES
9
POVERTY IN RURAL HOMES IN EL SALVADOR
  • IMPORTANCIA PARA LATINOAMÉRICA


Without remittances And without migrates
Without remittances And with migrates
With remittances And with migrates
Relative poverty
Extreme poverty
Not poor
10
MIGRATORY TENDENCE
  • Deportations and voluntary departure
  • Special flights with 13,000 salvadoreans,
    February 99 to 2002
  • Increases of inter-regional migration
  • Nicaragua to Costa Rica,
  • Nicaragua to El Salvador,
  • Honduras to El Salvador,
  • New stratus of migrants
  • Mediums levels who have family outside their
    country,
  • Migrants with valid visa to work temporary jobs,
  • Professionals without local opportunities

11
REMITTANCES AND COOPERATIVE ROL BASIC CONDITIONS
12
  • PRINCIPLES AND VALUES
  • WORKING WITH THE PEOPLE
  • Compromise with the community
  • Cooperation between the cooperatives
  • Integration alternative
  • BUSINESS - DEVELOPMENT

13
  • 1. DEFINITION OF THE OBJECTIVE
  • ETHICAL OBJECTIVE
  • IDENTITY WITH THE MIGRANTS FAMILY
  • Access to financial services
  • Minimize the dependence
  • Honor the effort of the emigrant

14
FedeRed
15 Cooperatives of the Financial Cooperative
System, in the network of FedeRed, with 26 point
of services
A national network
2. NETWORK OF DISTRIBUTION
15
San Vicente San Sebastián
Santa Ana
Santa Ana
La Unión
INSTITUTIONAL IMAGEN OF THE NETWORK
La Libertad Santa Tecla
La Libertad Santa Tecla
Sonsonate
Santa Ana
Chalatenango Nueva Concepción
Usulután
San Miguel
La Unión
16
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17
STRATEGIC OBJECTIVE 1992/2010 DEVELOPMENT OF
THE FINANCIAL COOPERATIVE SISTEM CORPORATION
FEDECACES AND THE FINANCIAL COOPERATIVE NETWORK
2000
1999 - 2000
1994 - 1996
1997
1999
1990
1998
18
3. NETWORK OF AGENCIES
19
4. PRICE REGULATOR ROL
REMITTANCESUP TO 1,500
FOR ONLY 10
20
EVOLUTION OF THE SERVICE
21

José Fuentes, Resident of Virginia, U.S.A. Send
money to familiy members In San Alejo, La Union,
El Salvador. He sent money through the FEDECACES
cooperative system.
22
NUMBER OF OPERATIONS
Jan - Dec
millions
Jan - Jul
millions
23
REMITTANCES - IN MILLIONS U.S. DOLLARS
Millions (Jan Dec)
Millions (Jan Jul)
MILLIONS U.S.A.
24
  • PROGRAM GOALS
  • IDB/FOMIN FEDECACES
  • 2002-2005
  • 25 affiliation of users
  • 30,000 monthly average of remittances
  • 15 income for services
  • Transference cost is less than 1
  • Average time of the service 30
  • Institutional support DGRV-SCC-HIVOS

25
THANKS FOR YOUR ATTENTION !!!!!
A COOPERATIVE NETWORK
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