First American Insurance Underwriters FAIU is a full service life settlement broker and a life and a

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LIFE SETTLEMENTSWhy First American Insurance
Underwriters?

• First American Insurance Underwriters (FAIU) is a
  full service life settlement broker and a life
  and annuity broker general agency. Our valued
  advisors have access to dedicated, experienced
  Life Settlement Specialists who provide
  strategies and solutions to this complex market
  and who help advisors design and implement
  financial strategies. We understand the
  complexities involved throughout the life
  settlement process.
• We work directly with over 40 life settlement
  providers which could have multiple funding
  sources. Since FAIU works directly with life
  settlement buyers, it allows us to maximize the
  profit to the seller, eliminating the need to
  compensate a middleman. Our successful track
  record and strong relationships with our
  providers help our advisors deliver top offers to
  their clients.
• The circumstances behind every life settlement
  case are different. Since many life settlements
  involve the purchase of a new life or long term
  care policy or an immediate or deferred annuity,
  we have great flexibility in our fee structure.
  Because of the nature of our business model, we
  are in the best position to help advisors
  implement the financial strategies they have
  developed for these clients. Thus, compensation
  for the seller and the agent is determined on a
  case by case basis. For example, if the client
  is settling one policy to help purchase another
  more appropriate policy, FAIU has more
  flexibility to help make all the transactions
  mutually beneficial.
• Life settlements offer options for those with
  changing situations and needs that may not
  otherwise have been available. This is why it is
  critical that advisors perform annual policy
  reviews with clients to identify possible life
  situation changes that may impact an insurance
  program. Since the average client does not know
  that a life policy can be sold, this is an
  opportunity to explore the need for a life
  settlement and perhaps other necessary
  transactions, like the purchase of long term care
  insurance, creating an immediate income stream
  with a single premium immediate annuity,
  purchasing more appropriate life insurance or a
  combination of these. Both client and advisor
  can benefit.

FAIU Getting you the best offer Always!