How does public liability insurance play an important role

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NATIONAL CORPORATE BROKING
HOW DOES PUBLIC LIABILITY INSURANCE PLAY AN
IMPORTANT ROLE?
WWW.NATCORPBRO.COM.AU
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WHAT IS PUBLIC LIABILITY INSURANCE?
Public liability insurance protects you and your
business from the financial risk of being
responsible for injury or death, loss or damage
to property, or economic loss due to negligence.
Negligence is when someone doesn't do what they
should to avoid hurting or losing someone else.
Public liability insurance covers the costs of a
lawsuit if a person, business, event, contractor,
or community building is found to be negligent.
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WHAT DOES PUBLIC LIABILITY INSURANCE COVER?
"Duty of care" means that if you own or run a
business, you have a responsibility to people who
come to your workplace or do things there. Public
liability insurance covers you and your business
for legal and compensation costs if you're found
to have broken this duty of care and caused
someone to get hurt, die, lose something, or have
something damaged because you weren't careful.
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WHO NEEDS PUBLIC LIABILITY INSURANCE?
If your business requires customers or the public
to come to your place of business, or if you go
to your clients' places of business, you should
think about getting public liability insurance.
Public liability insurance is usually optional,
but businesses in all fields should get it
because being sued for negligence is
unpredictable and could cost a lot of money.
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WHAT DOES PUBLIC LIABILITY INSURANCE NOT COVER?

• The following things are not covered by public
  liability insurance
• Damage to you or your workers
• Damage to property that you or your employees
  have had Illegal or deliberate behaviour
• Poor quality work
• Breach of duty as a professional Breach of
  contract
• Vehicles

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CONTACT US
02 4721 7737 www.natcorpbro.com.au
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