Tips To Finding A Good Debt Consolidation Company In Waco

1

• Tips To Finding A Good Debt Consolidation Company
  In Waco

2
After deciding to get debt management assistance,
the next logical step is engaging a debt
consolidation company. Yet companies are offering
various debt help services all over Texas. What
separates a good advisor from the chaff and
assures the best journey towards financial
freedom?
Finding a good debt consolidation company in Waco
takes time and a lot of research. Ask friends and
colleagues for reviews if they have such prior
experience. Check online reviews and question the
firm itself. The best place to start is the
Better Business Bureau.
Clues that a debt settlement company in Midland
is good include
It should have been in business for a while
The proof of any business' authenticity is always
in how long it has been operational and the
reputation it has garnered in this period. While
this may discriminate against new businesses with
the best intentions, it is better to err on
caution. Look for companies that have been in
business for at least 5-7 years as initial proof
of their viability. A decade or two is even
better
It should be licensed
3

• Any company offering debt management or debt
  settlement in Texas is required to be licensed by
  the Office Of Consumer Credit Commissioner. A
  company that is not licensed is breaking the law
  if they offer these services in Texas.
  Furthermore, there are fee caps they must abide
  by.
• It should have good client reviews.
• A satisfied customer is likely to tell about five
  people about their happy experience. A
  dissatisfied client will tell about 15-20. Look
  for client reviews and what past and current
  customers say about the company. They are likely
  to be more truthful than the company itself.
• Has certified credit counselors
• Credit counselors guide introspection into the
  current debt standing and challenges and offer
  strategies to manage the debt. These counselors
  need to be trained and certified to handle
  financial matters otherwise, they may fail to be
  useful or do more harm than good.

4

• Have a clear solid plan
• The debt settlement or debt management company
  should provide valuable strategies worth
  investing time and fees into. One way to check if
  they are a good fit is by reviewing their action
  plan. If it is not clear or appears to be
  insufficient, the company may not be the right
  fit.
• The success of your debt settlement efforts will
  only be as good as the company you choose. It is
  better to take time and do sufficient research as
  a poor choice will be more costly in the long
  run.
• Also, remember there are key differences in the
  type of financial product or services that you
  choose. A debt consolidation loan requires high
  credit scores and a good debt-to-income ratio.
  Credit counseling can lower your credit card debt
  interest rates without a new loan and provide one
  monthly payment. And debt settlement is a more
  aggressive approach to negotiate reductions in
  your balances.

5
Source - https//anotepad.com/notes/3nsaawx7

• Get in
  Touch
• Address - 300 Convent St Suite
  1330, San Antonio, TX 78205
• Phone -
  800-816-1003
• Website - https//affordablede
  btconsolidation.org/

6
Thank You