What Are Some Of The Federal Consumer Protection Laws? - PowerPoint PPT Presentation

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What Are Some Of The Federal Consumer Protection Laws?

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What are some Federal Consumer Protection laws and how do they protect consumers and debtors in Florida who are considering bankruptcy? – PowerPoint PPT presentation

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Title: What Are Some Of The Federal Consumer Protection Laws?


1
What Are Some Of The Federal Consumer Protection
Laws?
2
  • At The Law Office of Tony Turner, attorney Tony
    Turner is often asked, What are some of the
    Federal Consumer protection laws?

3
  • The Credit Repair Organizations Act The Credit
    Repair Organizations Act is an act that mandates
    credit repair organizations give you a copy of
    your rights as a consumer before you sign a
    contract. The credit repair organization must
    also give you a written contract that details
    your rights and responsibilities, and are not
    obligated to pay them until they have fulfilled
    their obligations.

4
  • The Fair Credit Reporting Act (FCRA) FCRA
    promotes the accuracy, fairness, and privacy of
    information maintained and reported by credit
    agencies.

5
  • The Equal Credit Opportunity Act (ECOA) The ECOA
    prohibits creditors from discriminating against
    applicants based on sex, race, color, marital
    status, religion, national origin, age, receipt
    of public assistance, or prior exercise of any
    rights under the Consumer Credit Protection Act.

6
  • The Fair Credit Billing Act (FCBA) and Electronic
    Fund Transfer Act (EFTA) Established procedures
    for resolving mistakes on credit billing and
    electronic fund transfer account statements such
    as credit and debit cards.

7
  • The Fair Debt Collection Practices Act (FDCPA)
    FDCPA prohibits debt collectors from using
    unfair, deceptive, or abusive practices to
    collect.

8
  • Please call the Law Office of Tony Turner if
    youd like a free bankruptcy or workers
    compensation consultation. 904-679-2020
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