What are SSI Disability Benefits?

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What are SSI Disability Benefits?
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• The Supplemental Security Income (SSI) is a needs
  program that offers physically challenged
  individuals a monthly check. Such persons who
  have never worked long enough to get the Social
  security disability insurance (SSDI) or who
  havent worked before might only benefit from the
  SSI.
• Even so, qualifying for the SSI isnt a walk in
  the park as more than half of first-time
  applications dont go through. In this post, we
  discuss SSI Disability Benefits and how you can
  qualify for them.

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Who is Eligible for the SSI?

• Persons with the following qualifications can
  join the Supplemental Security Income
• Have limited pensions and wages
• Are American nationals, non-citizens, or citizens
• Are blind, physically challenged, or at least 65
  years old
• Have few resources
• Live in an American state, the Northern Mariana
  Islands, or the District of Columbia.

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• Physically challenged persons who qualify for SSI
  benefits can get Medicaid in their state. Some of
  them can receive food stamps. The amount of aid
  they will receive depends on their monthly or
  regular income and place of residence. The
  benefits will start one month after you apply.
• Generally, more women apply for the SSI than men.
  About 79 percent of men qualify for the Social
  Security Disability Insurance (SSDI) while 71
  percent of women can get it. Besides, women can
  work for fewer years than men.

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How Does SSI Work?

• General tax revenues and not the Social Security
  taxes finance the SSI. It offers monthly payments
  for clothing, shelter, and food. An individuals
  countable income and living arrangement determine
  their federal amount.
• People living in states that add extra money to
  the monthly SSI payment often receive more
  payments while those with pensions, Social
  Security benefits, or wagers get a lesser amount.
  Moreover, persons who live with their spouses,
  and have enough income to pay their household
  expenses receive less SSI benefits. Still, you
  can get the benefits if your resources are less
  than 2,001 or if the resources you have with
  your spouse are less than 3,001.

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How Much Does SSI Pay?

• The Federal Benefit Rate (FBR) determines the SSI
  monthly payment. This years rate is 1,191 each
  month for couples and 794 for physically
  challenged individuals. The annual rate increases
  when a Social Security cost-of-living change
  occurs.
• The FBR is the maximum amount that the federal
  government can pay. It can deduct your income
  without particular exclusions. You can subtract
  part of your income before the government deducts
  it in the SSI payment. For example, you can
  deduct 20 for unearned or earned income, 65
  from the earned income, and half of the remaining
  amount.

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• Physically challenged American children and
  adults receive monthly SSI Disability Benefits.
  The law requires them to have less than certain
  financial limits. The elderly who are above 65
  and with the necessary financial qualifications
  can also receive SSI payments.
• Contact Serenitas Special Needs Planning at
  [phone] or [phone] if you need SSI
  benefits. We will guide you on how to qualify for
  the program and enlighten you about various
  disability benefits.

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