Are Hybrid Funds an option to FDs? Things to consider...

1
Are Hybrid Funds an option to FDs? Things to
Consider...
Speaker Chirag Mehta, Senior Fund Manager,
Alternative Investments August 13, 2021
2
Are Low Falling FD Rates hurting your Savings?
2
Bank FD interest rates
SBI 2.90 - 5.40
HDFC 2.50 - 5.50
ICICI 2.50 - 5.50
Axis 2.50 - 5.75
Kotak 2.50 - 5.30
14
SBI 1 year FD rate
12 10 8 6 4 Data as of August 5th 2021 2
Source FD Interest Rates Compare Fixed Deposit
Interest Rate Today (myloancare.in) Bloomberg,
SBI, Data as of July 2021
3
3
Despite Low Returns, bulk of Money still in FDs
53 of household savings are kept in Bank
deposits
Source Quarterly Estimates of Households
Financial Assets and Liabilities, RBI, June 2020
4
Bank Fixed Deposit Pros
4 How Efficient is Indias Preferred Saving
Instrument?

• Assured returns
• Deposit Insurance
• Loan against FD
• Bank Fixed Deposit Cons
• Low returns / low real returns
• Insured upto 5 lacs
• Liquidity penalty on premature withdrawal
• Taxation as per tax slab

5
FD is a Long-term Losing Proposition
Consumer Basket 1990 2000 2010 2015 2020 CAGR
TOTAL SPENDING PER ANNUM 23,759 68,923 151,279 280,064 427,619 10.1

Price of gold, INR/10 grams 3,409 4,528 18,268 26,335 50,104 9.4
Units ( Grams) of gold to consume my basket 70 152 83 106 85

BSE SENSEX 730 4,659 15,585 26,557 47,751 14.9
Units of BSE-30 Index to consume my basket 33 15 10 11 9

Fixed Deposit Basket Index Value (Value of initial investment Jan 1, 1990 1000) (SBI 1 Year Deposit Rate) 1,064 2,220 3,550 4,628 5,814 6.0
Units of FD Basket to consume my basket 22 31 43 61 73
Past performance may or may not sustained in
future Quarterly compounding and Tax rate on
Fixed Deposit assumed to be 30
6
Other Assets have Better Return Options, should
you opt for them?
7
Asset Class Outlook Equity
8
Consensus Earnings Upgrades After Many Years of
Flat Growth
Source Bloomberg As on 31st July 2021. Past
Performance may or may not sustained in future
9
Spiking PER Overstates Valuation Given The Prior
Quarters Gap Down
Source Bloomberg Data as on 31st July 2021.
Past Performance may or may not sustained in
future
10
Foreign Investors Return as New Covid Cases
Decline Third Wave if any, Could Again Lead to
Outflows
Period Net Foreign Activity (USD bn) Net Local Activity (USD bn) Total Activity (USD bn) Change in SP BSE-30 TRI in that period ( ) ( USD)
CY 2003 6.6 0.1 6.7 86.5
CY 2004 8.7 -0.3 8.4 20.5
CY 2005 10.7 3.0 13.7 40.2
CY 2006 8.1 3.4 11.5 51.6
CY 2007 17.7 1.7 19.4 67.0
CY 2008 -12.0 3.3 -8.7 -60.8
CY 2009 17.5 -1.2 16.3 90.3
CY 2010 29.4 -6.1 23.3 24.2
CY 2011 -0.4 1.3 0.9 -35.7
CY 2012 24.4 -3.9 20.5 24.1
CY 2013 20.1 -3.7 16.4 -1.9
CY 2014 16.1 3.9 20.0 29.2
CY 2015 3.2 11.1 14.3 -8.1
CY 2016 3.2 7.1 10.3 0.9
CY 2017 7.8 18.4 26.2 37.8
CY 2018 -4.4 17.6 13.2 -2.0
CY 2019 14.4 7.6 22.0 13.1
CY 2020 23.0 -7.5 15.5 14.5
YTD 2021 6.8 0.6 7.4 9.0
July 2021 -1.5 2.6 1.1 0.2
Cumulative 200.9 56.5 257.3 1218.9
Past Performance may or may not sustained in
future Source Sebi.gov.in, NDSL, as of
31st July, 2021
11
Asset Class Outlook Fixed Income
12
Interest Rates at Historic Lows
10 year Gsec
1 year Gsec
10.0 8.0 6.0 4.0 2.0
Source Bloomberg Quantum Research, Data as of
31st July 2021 Past performance may or may not
sustained in future
13
Government Borrowing to Remain Elevated
Gross borrowings
Net market borrowing
14000 12000
Borrowing Amount in INR Billion
Govt Borrowings
10000
jumped after
8000 6000 4000 2000 0
FY15
FY16
FY17
FY18
FY19
FY20 2021 2022 BE Source CMIE,
Indiabudget.gov.in, Quantum Research
14
Das PUT in Action
RBI's Bond Buying
5.0 4.0 3.0 2.0 1.0 0.0 -1.0
Amount in Rs. Trillion
FY 2016 FY 2017 FY 2018 FY 2019 FY 2020 FY 2021
FY 2022 Gross Purchase Net OMO
FY 2013
FY 2014 FY 2015
FY22 data is from 1st April 2021 till 26th July
2021 only Source RBI, Quantum Research, data
as of 26th July 2021
15
Inflation breached the 6 Laxman Rekha
CPI-Headline
Core-CPI
8.0
6.0
4.0
2.0
0.0
Jun-15 Sep-15 Dec-15 Mar-16 Jun-16 Sep-16
Dec-16 Mar-17 Jun-17 Sep-17 Dec-17 Mar-18
Jun-18 Sep-18 Dec-18 Mar-19 Jun-19 Sep-19
Dec-19 Mar-20 Jun-20 Sep-20 Dec-20 Mar-21
Jun-21
Source MOSPI, Quantum Research, data as of July
2021
16
Asset Class Outlook Gold
17
Gold is a Monetary Asset Gold has kept up with
money supply growth
1600 1400
US Money Supply - M2
Gold Prices
1200 1000 800 600 400 200
Rebased 100
0
1974
1977
1981
1985
1989
1993
1997
2001
2005 2009 2013 2017 2021 Data as of June 2021
Source fred.stlouisfed.org Past performance may
or may not sustained in future
18
Headwind Change in Fed stance
18

• With inflation raging, the Fed has to
• show awareness
• Percent change in US Consumer Price Index from a
  year prio

• The US central bank signaled it will raise rates
  earlier than planned in 2023.

Data as of 23 July 2021. Source
fred.stlouisfed.org Data as of May 2021. Source
Statista.com Premature tightening could throw
economic recovery off track
19
Golds fundamentals remain supportive
19

• Accommodative Central banks
• Interest rates set to remain low until 2023 and
  possibly beyond
• Interest rate hike by central banks to lag
  inflation Real interest rates to remain low to
  negative
• Central banks continue to fund deficits / asset
• purchases
• Central Bank balance sheet Total Assets

• Economies will need Government support in
• form of higher spending
• US to soon unveil a massive infra spending
• A weaker dollar

Real interest rates will continue to be under
pressure
Trillion 10 9 8 7 6 5 4 3 2 1 0 2007 2008 2009
2010 2011 2012 2013 2014 2015 2016 2017 2018 2019
2020 2021 US -FED JAPAN - BOJ EU -ECB CHINA - PBOC
12
2250
10
2000
8
1750
6
1500
4
1250
USD

2
1000
0
750
-2
500
-4
250
-6
0
Gold price
US Real interest rate
Data as of July 2021. Source Bloomberg
Data as of July 2021. Source Bloomberg
20
Equities or Fixed Income or Gold? How do you pick
the winning asset class?
21
It is a Challenge to Consistently Pick Winners
amidst Unpredictability Volatility
21
There have been years when equity markets had a
brilliant run, years when only bonds were
dependable, and years when gold shined the
brightest, and these periods did not typically
overlap
2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2018 2019 2020 2021
Sense x 49 Sense x 49 Gold 26 Sense x 83 Gold 23 Gold 32 Sense x 28 Sense x 11 Sense x 32 Bonds 9 Bonds 13 Sense x 30 Gold 8 Gold 16 Gold 28 Sensex 11
Gold 20 Gold 16 Bonds 9 Gold 24 Sense x 19 Bonds 7 Gold 12 Bonds 4 Bonds 14 Sensex -4 Gold 11 Gold 5 Sensex 7 Sensex 14 Sensex 17 Bonds 1
Bonds 4 Bonds 7 Sense x -52 Bonds 4 Bonds 5 Sense x -24 Bonds 9 Gold -5 Gold -8 Gold -7 Sense x 3 Bonds 5 Bonds 6 Bonds 11 Bonds 12 Gold -3
Past performance may or may not sustained in
future The chart ranks the best to worst
performing indexes per calendar year from top to
bottom Data as of July 2021 Past performance
may or may not be sustained in future. Based on
SP BSE Sensex Domestic Gold prices and CRISIL
Composite Bond Fund Index Source Bloomberg
Imagine someone holding an all equity portfolio
in 2008, or holding none in the equity rally
that followed?
22
Each Asset Serves a Role in a Portfolio Context
22
GOLD Diversifies against macro events and a
store of value FIXED INCOME
Regular income and stability
EQUITY
Long term growth
23
Combine Asset Classes for better Risk Adjusted
Returns
One assets down cycle is balanced by another
assets up cycle
23
Risk-Return Equity Debt Gold Equity Debt Equity Debt Gold
CAGR 11.13 11.13 12.80 7.18 11.45
Annualized SD 9.37 13.45 22.02 3.27 17.34
Maximum Drawdown 0.21 0.36 0.56 0.06 0.25
Sharpe Ratio 0.524 0.365 0.299 0.293 0.302
Time frame is November 2004 to July 2021. The
period is taken from 2004 since the asset
allocation weights are calculated based on
normalizing the historical monthly equity and
debt indicators. Given the normalization time
frame used in the strategy, data availability for
certain parameters beyond the time frame
analyzed was a constraint. Compiled by Quantum
AMC Equity-Debt-Gold in ratio of 40-40-20.
Equity-Debt allocated in 60-40 range Based on
Sensex Index, Crisil Composite Bond Fund Index,
and Domestic Gold Prices Note Past performance
may or may not be sustained in the future
The most diversified strategy yields similar
returns with the lower volatility, compared to a
pure equity strategy
24
Hybrid Funds Perception vs Reality
25
Hybrid Fund Mandates Vary Widely
Investors need to reconcile what suits their Risk
Return profile
Type Allocation to Equity Allocation to fixed income Allocation to gold
Aggressive hybrid funds 65-80 20-35 0
Balanced hybrid funds 40-60 40-60 0
Conservative hybrid funds 10-25 75-90 0
Dynamic Asset allocation/Balanced Advantage funds 0-100 0-100 0
Multi Asset allocation funds 10-80 10-80 10-80
26
The Missing Element .. Gold!
Gold is an effective portfolio diversifier
Type Allocation to Equity Allocation to fixed income Allocation to gold
Aggressive hybrid funds
Balanced hybrid funds
Conservative hybrid funds
Dynamic Asset allocation/Bal anced Advantage funds
Multi Asset allocation funds
Risk-Return Equity Debt Gold Equity Debt
CAGR 11.13 11.13
Annualized SD 9.37 13.45
Maximum Drawdown 0.21 0.36
Sharpe Ratio 0.524 0.365
Time frame is November 2004 to July 2021. The
period is taken from 2004 since the asset
allocation weights are calculated based on
normalizing the historical monthly equity and
debt indicators. Given the normalization time
frame used in the strategy, data availability for
certain parameters beyond the time frame
analyzed was a constraint. Compiled by Quantum
AMC Equity-Debt-Gold in ratio of 40-40-20.
Equity-Debt allocated in 60-40 range. Based on
Sensex Index, Crisil Composite Bond Fund Index,
and Domestic Gold Prices Note Past performance
may or may not be sustained in the future
27
Investors favorite Aggressive hybrid funds
(erstwhile Balanced funds) are not as balanced
as perceived
Higher returns are accompanied with higher risks
CRISIL Hybrid 3565 - Aggressive Index SP BSE 30 TRI
Average annual return 12 14
Best year 75 118
Worst year -41 -58
of years with a loss 17 23
Source CRISIL, SP Time frame of data is 31st
July 2007 to 31st July 2021

• There has been a big divergence in investors
  perception of these funds and reality
• With minimum 65 allocation to equities,
  investing in these funds is as good
• as investing in a pure equity fund!
• Unsuitable for conservative investors looking to
  move out of FDs

28
The Aggressive Hybrid category took on higher
risks, comparable to the Large cap equity
category, and failed to minimize downside. On the
other hand, the Multi Asset category of funds
gave better risk adjusted returns and minimized
the downside
Average category performance
200.00 150.00 100.00 50.00 0.00 -50.00 -100.
00
03-Jan-05 10-May-06 To 10-May- To 14-Jun- 06 06
14-Jun-06 To 08-Jan- 08
08-Jan-08 09-Mar-09 05-Nov-10 20-Dec-11 To
09-Mar- To 05-Nov- To 20-Dec- To 03-Mar-
03-Mar-15 To 25-Feb- 16
25-Feb-16 To 14-Jan- 20
14-Jan-20 23-Mar-20 To 23-Mar- To 06-Aug- 20 21
09 10 11 15 Balanced Advantage Multi Asset
Allocation
Aggressive Hybrid Fund
Large Cap Fund Source Ace MF
Past performance may or may not be sustained in
the future Note Off late, performance
divergence between MAA category and other
Hybrid/Large cap category has been reducing on
account of Equity bias of most MAA funds
29
Most Multi Asset Funds are also biased towards
Equities - Does that match your risk appetite?
Equity allocation in benchmark
Multi Asset Category Average 60
Multi Asset Category Maximum 70
Multi Asset Category Minimum 40
Quantum Multi Asset Fund of Funds 40
30
Asset allocation should be Unbiased, Dynamic
Agile
31
QMAFOF Unbiased Asset Allocation
Not biased to any particular asset class..
QMAFOF invests across Asset Classes Equity,
Debt and Gold Diversification across asset
classes and within asset classes by investments
is done through schemes of Quantum Mutual Fund
Asset class Range of Exposure Fund
Equity 25-65 Quantum Long Term Equity Value Fund, Quantum Nifty ETF, Quantum India ESG Equity Fund
Debt 25-65 Quantum Liquid Fund, Quantum Dynamic Bond Fund
Gold 10-20 Quantum Gold Fund (ETF)
32
QMAFOF Dynamic Asset Allocation..

• Research backed process discipline
• Ideal asset allocation is not static
• Asset allocation needs to change depending on an
  asset classs relative performance vis-à-vis
  other asset class.
• Portfolio allocation between the units of equity,
  debt/ money markets and gold schemes broadly
  depends on the relative valuations between the
  asset classes
• Relative valuations are determined by evaluation
  of
• various influencing factors
• Price/Earnings Ratio relative to historical
  averages
• The relationship between Earnings Yield to Bond
• Yield relative to historical averages

Asset Class Allocation ( of net Assets)
Equity 25.99
Fixed Income 55.64
Gold 14.60
Cash (Net) 3.77
Scheme Allocation ( of net Assets)
Quantum Long Term Equity Value Fund 12.13
Quantum Nifty Fund (ETF) 10.98
Quantum Liquid Fund 42.37
Quantum Dynamic Bond Fund 13.27
Quantum Gold Fund (ETF) 14.60
Quantum India Esg Equity Fund 2.88

• Macroeconomic factors prevailing globally, and
  within India

Data as of July 2021
33
QMAFOF Agile Asset Allocation..
Equity allocation
Sensex TRI
90000
65.00
60.00
75000
55.00
60000
50.00
45000
45.00
40.00
30000
35.00
15000
30.00
0
25.00
Aug-12 Oct-12 Dec-12 Feb-13 Apr-13 Jun-13
Aug-13 Oct-13 Dec-13 Feb-14 Apr-14 Jun-14
Aug-14 Oct-14 Dec-14 Feb-15 Apr-15 Jun-15
Aug-15 Oct-15 Dec-15 Feb-16 Apr-16 Jun-16
Aug-16 Oct-16 Dec-16 Feb-17 Apr-17 Jun-17
Aug-17 Oct-17 Dec-17 Feb-18 Apr-18 Jun-18
Aug-18 Oct-18 Dec-18 Feb-19 Apr-19 Jun-19
Aug-19 Oct-19 Dec-19 Feb-20 Apr-20 Jun-20
Aug-20 Oct-20 Dec-20 Feb-21 Apr-21 Jun-21
Data as of July 2021 Source Quantum MF Note
Past performance may or may not be sustained in
future
34
90 of the time, you would have been better off
than a FD
34
260 250 240 230 220 210 200 190 180 170 160 150 14
0 130 120 110 100 90
Quantum Multi Asset Fund of Funds
Total Days 3307 Down Days vs SBI FD 336
SBI 1 year deposit
CRISIL Composite Bond Fund Index (20) SP BSE
Total Return Index (40) CRISIL Liquid
Index(25) Domestic price of Gold (15)
Returns since inception 9.63 Standard
Deviation 5.93
N A V
(Base 100, as on 11th July 2012)
11-Jul-12
31-Jul-21
Period
Past performance may or may not be sustained in
future. Data as on 31st July, 2021. This graph
should be reviewed in conjunction with detailed
performance of the scheme provided on slide
number 36. The comparison with Fixed Deposits has
been given for the purpose of the general
information only and not a recommendation to
invest. Investments in Quantum Multi Asset Fund
of Funds / mutual funds should not be construed
as a promise, guarantee on or a forecast of any
minimum returns. Unlike fixed deposit with Banks
there is no capital protection guarantee or
assurance of any return in Quantum Multi Asset
Fund of Funds / mutual funds investment.
Investment in Quantum Multi Asset Fund of Funds
as compared to Fixed Deposits carry moderately
high risk, different tax treatment and subject to
market risk and any investment decision needs to
be taken only after consulting the Tax Consultant
or Financial Advisor. Source Bloomberg, Quantum
AMC
35
86 of the time, you would have been better off
on a 3-Year Rolling Basis
35
QMAFOF 3 years rolling returns
Total Days Down Days Down Days
2212 vs SBI FB 306 14
16
SBI FD 3 years rolling returns
14
CRISIL Composite Bond Fund Index (20) SP BSE
Total Return Index (40) CRISIL Liquid
Index(25) Domestic price of Gold (15) 3
years rolling returns
12
10 8 6 4 2 0
July, 15 August, 15 September, October, 15
November, December, January, 16 February,
16 March, 16 April, 16 May, 16 June, 16 July,
16 August, 16 September, October, 16
November, December, January, 17 February,
17 March, 17 April, 17 May, 17 June, 17 July,
17 August, 17 September, October, 17
November, December, January, 18 February,
18 March, 18 April, 18 May, 18 June, 18 July,
18 August, 18 September, October, 18
November, December, January, 19 February,
19 March, 19 April, 19 May, 19 June, 19 July,
19 August, 19 September, October, 19
November, December, January, 20 February,
20 March, 20 April, 20 May, 20 June, 20 July,
20 August, 20 September, October, 20
November, December, January, 21 February,
21 March, 21 April, 21 May, 21 June, 21 July, 21
Past performance may or may not be sustained in
future. This graph should be reviewed in
conjunction with detailed performance of the
scheme provided on slide number 36. The
comparison with Fixed Deposits has been given for
the purpose of the general information only and
not a recommendation to i nvest. Investments in
Quantum Multi Asset Fund of Funds / mutual funds
should not be construed as a promise, guarantee
on or a forecast of any minimum returns. Unlike
fixed deposit with Banks there is no capital
protection guarantee or assurance of any return
in Quantum Multi Asset Fund of Funds / mutual
funds investment. Investment in Quantum Multi
Asset Fund of Funds as compared to Fixed
Deposits carry moderately high risk, different
tax treatment and subject to market risk and any
investment decision needs to be taken only after
consulting the Tax Consultant or Financial
Advisor. Source Bloomberg, Quantum AMC
36
Performance of Quantum Multi Asset Fund of Funds
Direct Plan Growth Option
The Scheme is co-managed by Mr. Chirag Mehta and
Mr. Nilesh Shetty since July 11, 2012.
Period Current Value of 10,000 Invested at the beginning of a given period Current Value of 10,000 Invested at the beginning of a given period
Period Scheme Returns () Benchmark Returns () SP BSE Sensex TRI Returns () Scheme (Rs) Benchmark (Rs) SP BSE Sensex TRI (Rs.)
1 year 12.78 15.59 41.55 11,274 11,555 14,141
3 years 9.61 11.95 13.14 13,167 14,031 14,484
5 years 8.66 10.80 14.73 15,157 16,708 19,896
7 years 8.68 10.03 12.05 17,909 19,526 22,180
Since Inception (11th July 2012) 9.63 10.63 14.45 23,000 24,979 33,974
Past performance may or may not be sustained in
the future. Load is not taken into consideration
in scheme returns calculation. Data as of 31st
July 2021. Returns are calculated on the basis
of Compounded Annualized Growth Rate (CAGR).
Indicates CRISIL Composite Bond Fund Index (20)
SP BSE SENSEX Total Return Index (40)
CRISIL Liquid Index(25) Domestic price of Gold
(15). It is a customized index and it is
rebalanced daily. For performance of other
Schemes Managed by Mr. Chirag Mehta please see
slide number 44 and 45 and for performance of
other Schemes Managed by Mr. Nilesh Shetty please
see slide number 43.
37
Based on Rolling Returns, There isnt a single
3-year period since QMAFOFs inception when it
posted a negative return
37
QMAF 3 year Rolling Returns as of July 2021
Minimum Return 1.54
Maximum Return 13.63
Average Return 8.79
Past performance may or may not be sustained in
future. This table should be reviewed in
conjunction with detailed performance of the
scheme provided on slide number 36. The
comparison with Fixed Deposits has been given for
the purpose of the general information only and
not a recommendation to invest. Investments in
Quantum Multi Asset Fund of Funds / mutual funds
should not be construed as a promise, guarantee
on or a forecast of any minimum returns. Unlike
fixed deposit with Banks there is no capital
protection guarantee or assurance of any return
in Quantum Multi Asset Fund of Funds / mutual
funds investment. Investment in Quantum Multi
Asset Fund of Funds as compared to Fixed
Deposits carry moderately high risk, different
tax treatment and subject to market risk and any
investment decision needs to be taken only after
consulting the Tax Consultant or Financial
Advisor. Source Quantum AMC
38
Asset Class Performance QMAFOF
Quantum Multi Asset Fund of Funds Quantum Multi
Asset Fund of Funds
400
CRISIL Composite Bond Fund Index (20) SP BSE
Total Return Index (40) CRISIL Liquid
Index(25) Domestic price of Gold (15) SP BSE
Sensex Total Return Index
350
Crisil Composite Bond Fund Index
300
Crisil Liquid Total Return Index
Domestic price of Gold
N250
A V
200
150
100
(Base 100, as on 11th July 2012)
50
11-Jul-12
31-Jul-21
Period
The performance shown in the graph should be
reviewed in conjunction with detailed performance
of the scheme provided on slide number 36, Time
Period July 11,2012 to July 30 2021. Note Past
performance may or may not be sustained in future
39
QMAFOF has not changed course - may give less
returns than other hybrid funds in bull markets
but importantly has protected downsides better
Average category returns vs QMAFOF
100.00 80.00 60.00 40.00 20.00 0.00 -20.00
-40.00
03-Mar-15 To 25-Feb-16 Bear Phase 25-Feb-16 To 14-Jan-20 Bull Phase 14-Jan-20 To 23-Mar-20 Bear Phase 23-Mar-20 To 06-Aug-21 Bull Phase
Aggressive Hybrid Fund
Balanced Advantage
Multi Asset Allocation
Quantum Multi Asset FOF
Source ACE MF Past performance may or may not be
sustained in future
40
40 Options to FDs What are we looking
for? Market linked Returns
Lower Volatility Better Predictability Lower
Downside
41
Consider an option of QMAFOF before you book your
next FD
41
Diversifies across asset classes which
mitigates risk inherent of a particular asset
class and provides risk adjusted long term
returns Reduces dependency on a single asset
class to generate returns No need to time
markets. Invest in peace the Fund manager
strategically positions the portfolio to
generate optimal returns while watching
risks Follows regular rebalancing approach
within each asset class which allows investors
to buy-low sell-high Better and a more tax
efficient option for investors who park their
money in long term FDs (3 years and above) Aims
at reducing volatility of returns
Note Unlike Fixed Deposit with Banks there is no
capital protection guarantee or assurance of any
return in Quantum Multi Asset Fund. Investments
in Quantum Multi Asset Fund as compared to Fixed
Deposit carry moderately high risk and is
subject to market risk
42
Make a prudent choice!
42
Its time you reconsider your FD which may be a
losing proportion in terms of inflation and make
way for a multi asset allocation strategy
option which has the potential to provide a
boost of long-term risk adjusted returns with
measured equity allocations while minimizing
downside risk from the debt and gold
allocations..
43
Other Schemes managed by Nilesh Shetty
Quantum Long Term Equity Value Fund Mr. Sorbh
Gupta effective from December 1, 2020.Co-managing
with Mr. Nilesh Shetty effective from March 28,
2011
Period 1 year 1 year 3 years 3 years 5 years 5 years
Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns ()
Quantum Long Term Equity Value FundDirect Plan (Gr) 55.45 49.77 11.21 13.60 10.94 14.66
Quantum Long Term Equity Value FundRegular Plan (Gr) 54.67 49.77 10.72 13.60 NA NA
Past performance may or may not be sustained in
the future. Load is not taken into consideration
in Scheme Return Calculation. Data as of 31st
July ,2021 BSE 200 TRI. Returns are net of
total expenses and are calculated on the basis of
Compounded Annualized Growth Rate (CAGR). Mr.
Sorbh Gupta Mr. Nilesh Shetty manages 2 schemes
of Quantum Mutual Fund.
44
Other Schemes managed by Mr. Chirag Mehta
Quantum Gold Fund Mr. Chirag Mehta is managing
the scheme effective from May 1, 2009. Ms. Ghazal
Jain is co-managing the scheme effective from
June 2,
2020
Period 1 year 1 year 3 years 3 years 5 years 5 years
Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns ()
Quantum Gold Fund (Gr) -10.23 -9.59 16.62 17.72 7.49 8.53
Past performance may or may not be sustained in
the future. Domestic Price of Gold. Data as of
31st July ,2021 Returns are net of total
expenses and are calculated on the basis of
Compounded Annualized Growth Rate (CAGR). Mr.
Chirag Mehta manages 5 Schemes and Ms. Ghazal
Jain manages 2 Schemes of the Quantum Mutual
Fund. The Scheme being Exchange Traded Fund has
one plan to invest through stock exchange and
having a single expense structure Quantum Gold
Savings Fund Mr. Chirag Mehta is managing the
scheme effective from May 19, 2011. Ms. Ghazal
Jain is co-managing the scheme effective from
June 2,
2020 Period 1 year 1 year 3 years 3 years 5 years 5 years
Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns ()
Quantum Gold Savings Fund Direct Plan (Gr) -11.24 -9.59 16.21 17.72 8.23 8.53
Quantum Gold Savings Fund Regular Plan (Gr) -11.33 -9.59 16.08 17.72 NA NA
Past performance may or may not be sustained in
the future. Domestic Price of Gold. Data as of
31st July 2021 Returns are net of total expenses
and are calculated on the basis of Compounded
Annualized Growth Rate (CAGR). Mr. Chirag Mehta
manages 5 Schemes and Ms. Ghazal Jain manages 2
Schemes of the Quantum Mutual Fund.
45
Other Schemes managed by Mr. Chirag Mehta
Quantum India ESG Equity Fund Mr. Chirag Mehta
effective from July 12, 2019.Co-managing with Ms.
Sneha Joshi effective from July 12, 2019
Period 1 year 1 year 3 years 3 years 5 years 5 years
Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns ()
Quantum India ESG Equity Fund Direct Plan (Gr) 56.41 50.36 NA NA NA NA
Quantum India ESG Equity Fund Regular Plan (Gr) 55.13 50.36 NA NA NA NA
Past performance may or may not be sustained in
the future. Data as on of 31st July ,2021 Returns
are net of total expenses and are calculated on
the basis of Compounded Annualized Growth Rate
(CAGR). Mr. Chirag Mehta manages 5 Schemes and
Ms. Sneha Joshi 1 Schemes of the Quantum Mutual
Fund. NIFTY 100 ESG TRI. Quantum Equity Fund of
Funds Mr. Chirag Mehta is the Fund Manager
effective from November 01, 2013.
Period 1 year 1 year 3 years 3 years 5 years 5 years
Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns () Scheme Returns () Benchmark Returns ()
Quantum Equity Fund of Funds Direct Plan (Gr) 50.18 49.77 12.76 13.60 13.04 14.66
Quantum Equity Fund of Funds Regular Plan (Gr) 49.81 49.77 12.52 13.60 NA NA
Past performance may or may not be sustained in
the future. Data as on of 31st July ,2021. Load
is not taken into consideration in Scheme Return
Calculation. BSE 200 TRI Returns are net of
total expenses and are calculated on the basis of
Compounded Annualized Growth Rate (CAGR). Mr.
Chirag Mehta manages 5 schemes of the Quantum
Mutual Fund.
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Disclaimer
The comparison with Fixed Deposits has been given
for the purpose of the general information only
and not a recommendation to invest. Investments
in Quantum Multi Asset Fund of Funds / mutual
funds should not be construed as a promise,
guarantee on or a forecast of any minimum
returns. Unlike fixed deposit with Banks there
is no capital protection guarantee or assurance
of any return in Quantum Multi Asset Fund of
Funds / mutual funds investment. Investment in
Quantum Multi Asset Fund of Funds as compared to
Fixed Deposits carry moderately high risk,
different tax treatment and subject to market
risk and any investment decision needs to be
taken only after consulting the Tax Consultant
or Financial Advisor.
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Disclaimer Terms of Use
The data in this presentation are meant for
general reading purpose only and are not meant to
serve as a professional guide/investment advice
for the readers. This presentation has been
prepared on the basis of publicly available
information, internally developed data and other
sources believed to be reliable. Whilst no action
has been suggested or offered based upon the
information provided herein, due care has been
taken to endeavor that the facts are accurate
and reasonable as on date. Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required as per SEBI Mutual Fund Regulations.
Readers are advised to seek independent
professional advice and arrive at an informed
investment decision before making any
investment. None of the Sponsors, the Investment
Manager, the Trustee, their respective Directors,
Employees, Affiliates or Representatives shall
be liable for any direct, indirect, special,
incidental, consequential, punitive or exemplary
damages, including lost profits arising in any
way from the data/information/opinions contained
in this presentation. The Quantum AMC shall make
modifications and alterations to the performance
and related data from time to time as may be
required. Please visit www.QuantumMF.com to
read scheme specific risk factors. Investors in
the Scheme are not being offered a guaranteed or
assured rate of return and there can be no
assurance that the schemes objective will be
achieved and the NAV of the scheme may go up and
down depending upon the factors and forces
affecting securities market. Investment in
mutual fund units involves investment risk such
as trading volumes, settlement risk, liquidity
risk, default risk including possible loss of
capital. Past performance of the sponsor / AMC /
Mutual Fund does not indicate the future
performance of the Scheme. Statutory Details
Quantum Mutual Fund (the Fund) has been
constituted as a Trust under the Indian Trusts
Act, 1882. Sponsor Quantum Advisors Private
Limited. (liability of Sponsor limited to Rs.
1,00,000/-). Trustee Quantum Trustee Company
Private Limited. Investment Manager Quantum
Asset Management Company Private Limited. The
Sponsor, Trustee and Investment Manager are
incorporated under the Companies Act,
1956. 13thAugust 2021 Mutual fund investments
are subject to market risks, read all scheme
related documents carefully.
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Thank You
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