Cash Flow Banking

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Cash Flow Banking
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• Cash Flow Banking is a concept that allows you to
  capture the opportunity cost of your dollars.
• It is the financial strategy used by the
  wealthiest families, companies and the political
  elite people to grow their wealth.
• It let you be your own bank and earn interest
  yourself.
• This is commonly used by dividend-paying whole
  life insurance.
• It is the measurement of the cash that comes in
  and out of your business in a particular period.

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• Positive cash flow means you have more cash
  coming in than leaving out from your business, so
  you can pay your bills and cover all the other
  expenses.
• There are three main categories of cash flow-
  operating activities, investing activities and
  financing activities.
• Operating activities include cash activities
  related to net income.
• Investing activities include cash activities
  related to noncurrent assets.
• Cash flow from investing activities are basically
  cash received or spent by making investments,
  such as purchasing equipment for your company or
  making any kind of investment in some other
  company.

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• Cash flow from financing activities is cash
  earned or spend in the time of financing your
  company like loans, lines of credit or owners
  equity.
• Most people want to take care of their family
  after they die, they do not want that their
  family should face any kind on inconvenience when
  they are not in this world, so they buy term life
  insurance.
• When you buy a life insurance, you are insured
  only for a particular amount of years.
• If nothing happens to you during that tenure, you
  or your family will not get anything in return.
• Further, continuing it later in life will cost
  you monthly premiums.

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• However, whole life policies purchased through a
  mutual insurance company earn a guaranteed annual
  interest rate and non- guaranteed dividends.
• There are so many companies that let you enjoy
  and avail all the benefits of cash flow banking.
• Cash Flow Banking also referred to as Infinite
  Banking Concept, Private family banking or Life
  insurance retirement plan.
• When properly structured for maximum cash growth,
  it is known as Wealth Maximization account.
• It is like a savings bank account that provides
  liquidity, a steady rate of return, security and
  tax benefits.

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• It is an asset based off whole life insurance and
  is a key to Cash Flow Banking
• Ask yourself whether Cash Flow Banking is ideal
  strategy for you, ask yourself below questions-
  Do you want to pay less taxes lifetime?
• Are you risk averse? Do you own a business? Do
  you want to leave legacy for your family?
• Do you want a guaranteed rate of return? Etc.
• Infinite Banking is not intended as a long-term
  investment that will enable you to aggressively
  accumulate money for retirement.

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• It is not something that is going to make you
  rich quickly, deliver 10 annual returns and
  replace your real estate investments/ stock
  investments etc.
• Instead, the purpose is to provide a place where
  money starts.
• We should know benefits that provide max RIO
  infinite banking, we can find different and
  numerous ways to make maximum rate of interest.

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