The Top Reasons Why Insurance Companies Don’t Settle Injury Cases

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Reasons Why Insurance Companies Dont Settle
Injury Cases
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Lack Of Evidence
A lack of evidence is the most common reason why
an insurance company will never settle with an
accident victim. Lack of evidence can refer to
either insufficient evidence that the insurance
companys policy holder is to blame or
insufficient evidence that the victim is actually
injured. If the insurance company doesnt not
have proof that their policyholder is to blame,
there is no reason for them to make an offer.
They need concrete evidence that their policy
holders negligence was a direct cause of
accident. It is best to hire a Personal injury
attorney Anaheim for assistance.
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Pre-Existing Conditions
A pre-existing injury can impact the ability to
reach the settlement with the at-fault partys
insurance company. The pre-existing injury is an
injury or condition that was present prior to the
accident. For instance, you sustained a back
injury while gardening. After some months, of
treatment, the injury healed and the symptoms
went away. Again you get involved in a car
accident and experience the back pain. The
insurance company may argue that you are
experiencing pain because of the pre-exiting
injury, not because of injuries sustained in the
car accident.
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Lack Of Coverage
Insurance companies are only responsible for
compensating victims who were injured by one of
the companys policyholders. If the at-fault
party was not covered by insurance at the time of
the accident, the insurance company is not
obligated to pay for the victims expenses. It
is best to hire a personal injury attorney
Anaheim for assistance related to the case. If
the drivers policy lapsed at the time of the
accident, the insurance company will not be
liable for compensating the victim.
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Procedural Issues
There are numerous procedural issues affecting
the outcome of a personal injury claim. Every
insurance company has specific rules that you
must follow when someone files an injury claim.
If you dont follow any of the rules, the
company might immediately deny the claim instead
of negotiating the settlement. The insurance
company may require all claims to be submitted
within 30 days after the accident. If you submit
the claim after 30 days, the insurance company
can reject it. to avoid this, you must review the
insurance companys policies and procedures right
away.
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Unrealistic Expectations
You must sometimes blame the victims and not he
insurance company- when the claim is not settled
outside the courtroom. This happens when the
victim has unrealistic expectations about the
amount of compensation they are going to recover
for the injuries. For instance, if the victim
believes the claim is worth 500,000 when it is
worth closer to 100,000, the two sides may never
reach a settlement. While it is important to
fight for compensation, it is crucial to set
realistic expectations. Talk to the attorney to
determine how much your claim is worth.
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Thank You
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