How can Test Automation make Digital Payments more customer friendly?

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How can Test Automation make Digital Payments
more customer friendly?
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How can Test Automation make Digital Payments
more customer friendly?
A research report states that The Global Payment
Security market is anticipated to witness an
impressive growth rate during the forecast
period. Payment Security market is expected to
grow impressively with a CAGR of 17 during
2017-2022. Reference to the Security issues, the
report mentions, Rising incidences of identity
theft and online fraud had led the customers to
feel cautious about giving out their personal
data and credit card information online. Digital
Payments process still needs to evolve and polish
a lot of factors. How can the process of Digital
Payments get more approachable and acceptable for
the end users? Test Automation has a major role
to play. With Digital Transformation
initiatives on the rise, Digital payment systems
are growing in significance. Smooth and secure
payment systems will make the economy grow and
ensure value for both the customers and the
suppliers. Hence, preventive measures are being
considered to counter any insecurities and
fraudsters within the gamut of digital
transactions. Digital Payments and its growing
popularity Digital payments indicate a whole
range of different instruments and ways to make
virtual payments. It is practically an electronic
medium and mode of transaction, where the
transaction process doesnt rely on written
authorization such as signed checks or money
orders. With Digital payments, there is a payment
gateway where the transfer value is determined
and processed. The payments happen through a
front-facing user interface, which has to serve
seamlessly and ensure secure processing of
digital funds.
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How can Test Automation make Digital Payments
more customer friendly?
Applications and payment gateways play a critical
role in ensuring that the transactions are secure
and the customer experience is well established.
Performance, functionality, and security are some
of the key aspects to consider for facilitating
seamless online payments. For instance, across a
shopping application you have pushed your
selected products in the cart and are about to
make the payment, and the card registration
process collapses. Imagine the disappointment and
the frustration any user might face. Moreover,
this will directly impact the business and the
overall recall for the brand. Software Testing
and Assurance will help enterprises and
application developers to ensure that the payment
gateway and the user interface functions
smoothly, giving no scope for disruptions. Even
in the software testing phase, there is
tremendous scope for Test Automation, which will
help bring speed and accuracy to the testing
activity. At the same time it will reduce the
efforts and maximize the test coverage for the
application under test. When it comes to Digital
payment systems, Test Automation is business
critical, as any security flaw in the overall
structure can result in loss of sensitive data
and financial losses. How can Test Automation
bring value to customers in the Digital Payment
process? A Report by Herald Keeper enlists how
the concept of Digital Payments is getting
popular across the globe. The report states APAC
region is growing considerably and expected to
contribute significantly in the growth of global
payment security market. APAC region countries
such as India, China and Japan have shown a
remarkable growth in E-Commerce domain.
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How can Test Automation make Digital Payments
more customer friendly?

India is successfully changing the way people
transact and become home to estimated 3,000
e-commerce hubs, and more than 1,200 rural hubs,
390 export hubs and 2,000 import hubs. The rising
demand of e-commerce services has been boosting
the growth of payment security market due to the
implementations of Europay Mastercard and Visa
(EMV). Transactions happen through cards as
well as smart devices such as a smartwatch or
most of the times via your mobile devices. It is
critical that the user interface or specifically
the application at hand remains simple and
accessible all the time. Automation of tests is
needed to repeatedly confirm that a particular
action results in the expected outcome. The
performance needs to be tested under varying
network conditions and across different device
configurations as well. Security is another
critical factor that teams are struggling with
when it comes to online payment systems. There
have been issues and breaches in the past around
this area, which has triggered the scare. Hence,
security concerns around online transactions are
kind of obstructing the growth and popularity of
online payments. Incorporating Test Automation
within the Security Testing strategy is an
absolute must. Only security of the overall
system will ensure growth and popularity of the
online transactions. Read Full Blog at
https//www.cigniti.com/blog/test-automation-make
-digital-payments-more-customer-friendly/
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