Systematic Investment Plan

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SYSTEMATIC INVESTMENT PLAN - (SIP)
An Introduction
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SYSTEMATIC INVESTMENT PLAN - (SIP)
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WHAT IS SIP?
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What is SIP?

• Systematic Investment Plan (SIP) allows you to
  invest a fixed sum regularly in mutual funds.
• You can invest a fixed amount of money monthly,
  quarterly, bi-monthly or according to your
  convenience in mutual funds.
• SIP investment plan is a disciplined way of
  investing in mutual funds.

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SIP STRATEGIES
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SIP strategies

• There are four SIP investment plan strategies
• Simple SIP
• In this you can invest a fixed amount of SIP for
  the entire time period.
• Smart SIP
• In this you can invest the regular SIP amount
  when the market is high and a higher SIP amount
  if the market is low.

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SIP strategies continued...
3. Growing SIP In this you can increase the SIP
amount gradually as your income grows. As you
income grows you can invest more. 4. Target
SIP In this you can invest to reach your target
amount. You have to invest to bridge the gap
between the actual amount and the target amount.
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BENEFITS OF SIP
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Benefits of SIP

• As you invest regularly you do not have to time
  the market.
• The long term investments are not affected by
  market fluctuations as you invest a fixed amount
  regularly.
• You can buy more units when the market is low and
  less when the market is high. This brings down
  the average cost of acquisition of units.
• If the money is invested for long term the
  investments can become wealth creating
  investments. It is better than keeping the funds
  idle in the bank.

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HOW TO CHOOSE AN SIP TO INVEST?

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How to choose an SIP to invest?

• For SIP you should select the mutual fund that
  helps you reach your goals.
• You should identify your goals first.
• You should invest the right amount to reach your
  goals.
• The mutual funds selected should suit your needs.

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RESOURCE

• Image resource - www.freepik.com

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• Kotak Mutual funds offers various SIP Systematic
  Investment Plan. Visit them online to know more
  about each schemes.
• Website https//assetmanagement.kotak.com/sip

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THANK YOU