Which earns you more - FD or RD?

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• Title Which earns you more- FD or RD?
• Description Fixed deposits and recurring
  deposits- both are good at their places. But when
  it comes to the comparison, look which one earns
  you more money.

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Which earns you more -FD or RD?
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FD or RD?

• FD and RD- both are pretty much popular
  investment plans in India.
• Both have their own advantages.
• But when you need to take a decision about where
  to invest, you have to research both of them in a
  well manner.
• To know more, read ahead.

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Fixed Deposits (FD)

• FDs are an investment instrument where you may
  invest a particular amount for a particular
  tenure.
• On this amount, a fixed rate of interest is
  paid.
• You have to deposit a sum at once.
• On maturity, you get the principal amount plus
  its interest.

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Recurring Deposits (RDs)

• Recurring Deposit scheme has been begun to
  spread the concept of daily savings.
• Here, you get a flexibility of saving a
  particular amount every month for a pre-decided
  period.
• On maturity, you get the applicable interest
  plus your invested amount.

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FD Vs. RD

• An FD allows you to invest at a time only
  whereas an RD allows you to deposit a particular
  amount at regular intervals.
• Fixed deposit lets you choose a tenure as small
  as 10 days and as large as 10 years.
• Interest rates are usually higher than the same
  of recurring deposits.

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So what will you choose?

• Both- fixed and recurring deposits allow
  premature withdrawal.
• Take your time to think properly and then only,
  come to a decision about where to invest.
• Think properly and then invest your money
  anywhere.

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