Tips on getting loans- Big daddy loans - PowerPoint PPT Presentation

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Tips on getting loans- Big daddy loans

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same day online loans- You never know when you would fall in the urgent need for money. That is why we come here to help you with all your emergency financial needs. The biggest USP of Big Daddy Loans is that we can provide you with same day online loans that are hassle free and fast. So no more waiting up in a queue for your turn, because we are here to help you. – PowerPoint PPT presentation

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Title: Tips on getting loans- Big daddy loans


1
 Tips on getting short term loans online
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Decide on the type of loan
  • There are four basic types of short term loans
    available to individuals with bad credit score -
    payday loans, same day payday loans, title loans,
    pawnshop loans and cash advance fee loans.
  • Fees and interest rates charged with the loans
    may differ significantly.
  • Title loans and pawnshop loans should be secured
    by collateral, while payday loans are considered
    as short term unsecured loans.

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Determine the loan amount
  • As the next step, you need to determine how much
    money you require to borrow and how soon you will
    be able to pay back the loan.
  • For instance, title loans should be paid back in
    full within next 30 days of receiving the loan.
  • Make sure you have enough cash in hand by the due
    date so that you can avoid incurring extra
    interests and fees or the peril of losing
    collateral.

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Get matched with the lender online
  • Next step is to get an appropriate lender by
    means of completing the application for short
    term loans on our web site.
  • You can fill out the short loan application form
    on our site even if you have bad credit.
  • Based on the information provided by you our
    lenders will provide the best short term loan
    options available. You will be able to know the
    status of your application in minutes. 
  •  If you choose a lender in your locality with a
    brick and mortarstore all you need to provide is
    a photo identity proof, recent paystub and
    details of bank account in order to apply for the
    loan. In case of a title loan, you have to
    furnish a valid car title.

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5
Wait for loan approval
  • Approvals are instant! It takes only minutes for
    the loan application filled online to be verified
    and approved if all requirements are met.
  • It is likely that your lender will directly
    deposit the loan amount into your bank account as
    soon as the next business day, same day payday
    loans.

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Representative APR Range
  • Bigdaddy-loans.com is not a lender and does not
    provide short term loans but refers consumers to
    lenders who may provide such loans. 
  • Bigdaddy-loans.com is unable to supply you with
    an exact APR (Annual Percentage Rate) that you
    will be charged if you are approved for a loan. 
  • Keep in mind that the APR range is not your
    finance charge and your finance charge will be
    disclosed later on.

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Implications of Late Payment
  • Contact your lender as soon as possible if you
    are unable to repay your loan on the scheduled
    repayment date..
  • Your lender will set its own late payment fees in
    accordance with state regulations. There are
    several courses of action available to them if
    your payment is late.
  • For more information about your lender's late
    payment procedures please review your loan
    agreement or contact your lender directly.

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Implications of Non-Payment Financial Implications
  • Your lender may also charge you late fees for
    non-payment as well as fees for non-sufficient
    funds. 
  • As an example, your lender may charge you a 20
    nonsufficient funds fee as well as 15 of the
    loan balance as a late fee. 
  • Please review your loan agreement carefully for
    information about the financial implications of
    non-payment before you provide your electronic
    signature.

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9
Collection Practices
  • Bigdaddy-Loans.com is not a Lender, and is not
    involved in debt collection. If you are late or
    miss a payment on your loan, it is important to
    contact your Lender immediately.
  • If a payment is missed and you do not speak with
    your Lender, it is possible your loan will be
    subject to collection.
  • It is important you understand these terms and
    conditions, or discuss the process with your
    Lender directly.

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10
Renewal policy
  • Some of the lenders in our network may
    automatically renew your emergency loans if they
    become past due. You should check your loan
    agreement for your lender's policy on automatic
    loan renewal.
  • If your loan is renewed, there will be additional
    charges as determined by your lender and the
    minimum term will be 15 days.

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IMPACT ON CREDIT SCORES -
  • Www.BigDaddy-Loans.com does not make credit
    decisions nor does it ever conduct credit
    inquiries on potential borrowers.
  • Some members of our lenders network may choose
    to conduct a credit check in order to determine
    your eligibility to qualify for a loan.
  •  if you don't pay your loan back and your lender
    sells your short term loan debt to a debt
    collector, it is possible the debt collector
    would report this debt to one of the major
    national credit bureaus. Debts in collection
    could impact your credit score. 

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12
Same day payday loans
  • Are you looking for the quick loans same day?
  • Big Daddy Loans brings to you the safest and
    fastest place to meet your financial
    requirements. We offer highly secured loans which
    connect customers directly with multiple lenders.
  • Big daddy loans will help you find the best
    possible match for your urgent financial
    requirements. So book your quick loans same day
    with us and meet your urgent needs without any
    hassle.

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