Ulip insurance plans - PowerPoint PPT Presentation

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Ulip insurance plans

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Ulip insurance plans offer flexibility of market linked returns on investments & life insurance cover for you & your family. Ulip offers you best Tax Benefits. – PowerPoint PPT presentation

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Title: Ulip insurance plans


1
Ulip Insurance Plans
2
Much Safer and Secure Than Money Back Or Cash
Back - ULIPS?
3
  • When Insurance inculcated itself in the Indian
    Market, it focused on insurance plans which gave
    a assured return- those which were secure in
    terms where the money (premium) was being put up
    and how it would give assured benefits. It was
    the time of money back or cash back.
    Advertisement, marketing made people more aware
    of the market, insurance and insurance policies.
    Bubbling with these ideas, Insurance companies
    came up with the idea of ULIPS or Unit Linked
    Insurance Plans.

4
  • Ulip Insurance Plans or ULIPS as they are called,
    are the insurance policies which rolled out the
    premium paid by the insurer in the stock market.
    As the market changed its way, so did the
    profits/benefits linked with the policy, thus
    giving more returns than the usual ones. ULIPS
    too are classified in three categories - Full
    Equity, Balanced and Partial Equity ones. In full
    equity, the entire premium was put in the stock
    market, in balanced only 50 was put in the
    market - rest 50 was kept as in normal policy
    and in partial only a certain percentage of the
    premium was kept for equity market. Depending
    upon the choice of the insured person, the
    "allocation of assets" is made.

5
  • Despite of the good points of ULIPS and the risk
    involved in them - the big question is - are
    ULIPS better than the traditional insurance
    plans? It all depends upon you - when you take a
    insurance policy and are naïve, you depend
    totally of partially on your basic instinct. Same
    is the case with ULIPS. When you take a ULIP,
    even if you are not aware of the stock market
    trends, you rely upon your basic income,
    forecasted income and your basic instinct.
    Calculated along

6
  • these factors you choose the unit linked
    insurance plan For those who are naïve, can take
    the Balances Ulip Insurance Plans which will give
    them better than a basic money back plan as well
    as the assurity of a good insurance plan. After
    all, the idea is to buy a insurance plan which
    gives the benefit of protect and gain along with
    life insurance..
  • Source- http//bit.ly/2rB80wv

7
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