Retirement Insurance Plans - PowerPoint PPT Presentation

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Retirement Insurance Plans

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Retirement Insurance Plans are Pension Plans that help you build a corpus for your retirement. These Pension Plans helps you set-aside money in your prime years. – PowerPoint PPT presentation

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Title: Retirement Insurance Plans


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Retirement Insurance Plans
2
Life Insurance For Retirement
3
  • Can people over 65 still find life policies? We
    cannot group everybody in this age group into one
    bundle, but for many older people, there are
    still a lot of coverage options. In fact, some
    brokers and agencies even specialize in finding
    policies for older people, or for people with
    certain health issues. I spoke to one broker like
    this, and he told me that there are Retirement
    Insurance Plans for people of almost any age.

4
  • What Are The Options For Covering Older People?
  • You understand that your own choices will depend
    upon a few things. A 66 year old will probably
    have more choices, and more affordable choices
    than a 76 year old. People in fairly good health
    for their age will also have more affordable
    options that people who suffer from some sort of
    serious health condition. Beyond these basics,
    your own alternatives will depend upon where you
    live, and the amount and type of Retirement
    Insurance Plans you would like to purchase.
  • Younger seniors, in fairly good health, may want
    a ten year term policy, and this can be an
    affordable choice. Older seniors, or those with
    health conditions, may have to take out whole
    life. The choice between whole or term life will
    depend upon what you want out of your policy, and
    what plans will accept you in your own local area.

5
  • For example, term life policies expire after a
    time period. If being covered for the next 10
    years will satisfy you, then it is probably a
    cheaper option. On the other hand, whole life
    insurance will cover you as long as the policy is
    kept in force. If you want to make sure you are
    covered so your beneficiaries can collect the
    death benefit, you may consider whole life.
    Again, there is not a right answer for every
    person.
  • How Can You Find Retirement Life
    Insurance Choices?
  • It is actually pretty simple to figure out which
    policies you could buy. Once you understand your
    choices, it will be time to decide why you want
    to buy a policy, and which one would benefit you
    the most.

6
  • The quote systems will ask a few basic questions
    like your age, general health, zip code, and what
    type of life insurance you are interested in. If
    you are not totally sure which kind of policy you
    want, just select one. You can always get
    information on your other alternatives later.
    After you have completed the form, you can find
    quotes, plus contact information for insurance
    agents and companies that have products you may
    be interested in.
  • This can save you a lot of time over having to
    set appointments or call around for competitive
    quotes. In the end, you can always choose to
    speak with agents or company representatives
    before you actually purchase a policy.
  • Source-http//bit.ly/2qDjpJn

7
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