Lending Money, Private Money Lenders For Personal Loans - LenDenClub

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Private Money Lenders for Personal Loans
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About LenDenClub

• A novel P2P lending and borrowing platform in
  IndiaAdd your second bullet point here
• It allows individuals to get fast personal loans
  or become lender to earn higher interest on their
  investment. The platform helps lenders to
  multiply their money faster.

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Benefits at LenDenClub

• Solid Returns Sustained high returns on
  investments makes P2P lending a sought after
  investment option for fixed income investors.
  Across the world, it is used as a diversification
  tool by HNIs and institutions.
• Monthly Cashflow P2P lending is the only high
  return instrument to fetch monthly cash flows
  with interest payments. Unlike other/ traditional
  investing instruments, cash flow is tied to
  maturity and starts immediately after the
  investment.

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Benefits at LenDenClub

• No Volitality Traditional instruments such as
  equity, forex, commodity etc. have high
  volatility inherent to them, resulting in
  notional or actual losses. P2P lending is unique
  in that it offers zero volatility with expected
  returns.

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Lending Process

• 1. Register Register on LenDenClub as a lender
  by providing basic KYC information and a onetime
  registrations fee of Rs. 500. No other hidden
  charges applicable.
• 2. Offer Loan Post investment, you can view
  pre-verified borrowers. Select the ones you want
  to offer loan to, based on the interest rate and
  amount you want to invest.
• 3. Repayment Receive monthly returns from the
  borrower and start growing your wealth. Lenders
  also have the option of reinvesting their
  earnings.

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Return Expectations

• P2P lending has emerged as a lucrative investment
  instrument during the last decade. TheUS and
  China have witnessed highest growth in P2P
  investments with average returns on P2P lending
  in the US being 7, much higher than the 1.5
  returns on fixed deposits in the US. The fact
  worth mentioning here is that returns on P2P
  loans remain 2 to 3 times over FD rates.
  Considering Indian fixed deposit rates of 6.5,
  P2P lending returns of 15 to 20 are great for
  any investment portfolio.
• As with all lending instruments, the returns on
  P2P investments carry a risk of default by the
  borrower. Although through our comprehensive risk
  hedging processes and protocols, since January
  2015, LenDenClub has witnessed a total default of
  less than 1. Our rigorously tested model
  suggests that this can go up to 3 3.5 in a
  stressed situation. These factors should be taken
  into consideration when building a portfolio.

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Thank you.