Reasons Why Your 2 Wheeler Insurance Claim is Rejected

1
2 Wheeler Insurance
2
Reasons why your 2 wheeler insurance Claim Is
Rejected   2 wheeler insurance offers excellent
financial cover to protect your vehicle from
unexpected events such as road accidents/collision
, damages, third party liability, etc. but a
denial from your insurer to settle the claim can
be the big jolt. Therefore, it is imperative to
be careful while buying a plan and you must also
re-examine the details of the policy held by you.
3
Here are five common reasons why your claim can
be rejected.   Getting your vehicle repaired on
your own after the accident It is the most
common mistake that many of you make. You tend to
repair your bike on your own and then inform the
insurance company about the settlement. As a
result of this, the insurer cannot trace back the
accident and the repairs and eventually reject
your claim. To avoid such situation, always
inform the insurance company before getting the
car repaired. The company professional will
inspect the damage from their end, evaluate the
cost of damage and help you get the best deal for
repairing the damage caused to your bike.
4
Drunk driving If a person is found drunk at the
time of an accident, then an insurance company
has all the right to reject the claim. Many
times, people try to hide that they were drunk
while riding a bike. This may work in some cases
where the accident is minor and the driver does
not get to see any police or hospital. But in the
other case, hospitals exhibit this information to
police and then you cannot expect insurance
coverage. Rather a tough criminal action can be
instigated against you if you hide such a thing.
5
When you miss transferring your name in the
policy copy People keen on buying used bikes
invest can face a claim rejection in future if
they forget to transfer their name in the policy
copy. In such cases where transfer formalities
have not been done, the policy is considered
invalid and will not help you to settle the claim.
6
Forget to notify the claim within specified
time Always notify the claim within 48 hours to
72 hours of the damage. If you fail to do so,
insurance companies can reject your claim. Also,
if you damage your car in a crash and the engine
gets damaged too, but you continue driving it,
thus causing further damage to the car. The
policy claim will automatically be rejected by
the insurer.
7
Driving License Driving licenses are valid for
a longer duration. After this period, you need to
renew it. It is important because if your vehicle
meets an accident during the time and your
driving license is not valid, then 2 wheeler
insurance will be rendered useless and it can be
the prime reason behind the rejection of your
claim too.
8
Though buying 2 wheeler insurance is an extremely
smart step as it can save you from much
unaccounted for and sudden costs, but they don't
make you or your bike bulletproof. Be honest and
safe, instead of being careless and reckless.
Insurance companies will love you for it and help
you the most. Source http//www.articles.gappoo.c
om/2015-Article-Directory/reasons-why-your-2-wheel
er-insurance-claim-rejected
9
Follow Us On
https//www.facebook.com/BajajAllianz
http//www.linkedin.com/company/653474
https//plus.google.com/BajajAllianzGIC/posts
https//twitter.com/BajajAllianz
https//www.youtube.com/user/BajajAllianzGIC
https//instagram.com/bajajallianzgeneral/
10
Click to know more on2 Wheeler Insurance

• http//www.bajajallianz.com/Corp/motor-insurance/t
  wo-wheeler-insurance.jsp