Title: Gregory Englesbe - Owner of E Mortgage Management, LLC
1Gregory Englesbe Owner Of E Mortgage Management,
LLC
Gregory Englesbe is the proud owner and Chief
Executive Officer of E Mortgage Management, LLC
in Cherry Hill, New Jersey. He loves to work with
families on getting them their dream house at
mortgage rates that best suit the borrowers
needs. Englesbe works hard to keep his business
up-front with all clients and to help families
achieve the dream of homeownership. As the leader
of this business, Englesbe works hard with
individual clients to help them achieve the dream
of homeownership through providing products and
services that best suits the clients needs. His
goal is to match customers with the perfect
mortgage product for their financial situation.
Englesbe has already helped thousands of clients
across the nation with excellent mortgage
solutions.
2Gregory Englesbe Helping Educate The Consumer
On The Anatomy Of A Mortgage Payment
- Gregory Englesbe is a mortgage expert and the CEO
of E Mortgage Management, LLC, based in Cherry
Hill, New Jersey. He has worked with thousands of
families in his community and in many surrounding
areas to find them the best possible mortgage
option. With all mortgage costs, there are
usually several parts to monthly mortgage
payments that home owners have to make after the
down payment, or the lump sum that is a portion
of the total cost of the house - Principal. After the down payment is made, this
is the total remainder of the loan that the
creditor is responsible for. - Interest. The lender always charges its creditors
for the loan a percentage of the total amount of
the loan. - Taxes. Usually property taxes are set aside in an
Escrow account until they are due. - Insurance. Mortgages usually require that the
property be insured against damage from fires,
storms, earthquakes and other potential
disasters.
3Gregory Englesbe The History Of The Mortgage
Gregory Englesbe is a leader in the local
mortgage and lending industry in Cherry Hill, New
Jersey. His goal is to provide financing options
and to always remain above board with customers
in the communities EMM serves. Englesbe has
helped many first-time buyers get into the homes
of their dreams. An experienced mortgage
professional, Englesbe is in tune with the
history of mortgages and how they came to be an
important tool for home owners in the 21st
century. Banks started lending people money to
buy houses in the form of mortgages in the 1930s.
It was actually the idea of the insurance
companies of the time, who hoped they could gain
ownership of the properties of those who couldnt
keep up with their loan payments. In 1934, the
Federal Housing Administration initiated a new
kind of mortgage for people who couldnt get
mortgages for homes under currently existing
programs. This is the dawn of the modern mortgage
that people like Gregory Englesbe work with today.
4Gregory Englesbe Three Keys To Financial Stability
- Gregory Englesbe is a financial expert at the
helm of E Mortgage Management, LLC, in Cherry
Hill, New Jersey. Englesbe came to the mortgage
industry after a career in Finance. Here are his
three keys to financial stability that all
families can use to secure their financial
futures - Budget constantly. Sitting down and writing out a
budget is great, but in order to keep spending
under control, you have to constantly adjust your
budget constraints to better suit your needs. - Set aside savings with every paycheck. Saving for
future expenses or even retirement is difficult
to remember on a regular basis. Gregory Englesbe
recommends that you set aside a certain portion
of your paychecks every month to constantly build
a savings account that you can either continue to
save or invest. - Create opportunities to add to your family
income. This may sound like a no-brainer, but
some families get so wrapped up in pinching every
penny that they forget to look for opportunities
to expand their operating budget. Dont stop
fighting for more money
5THANK YOU...
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