Avoid Hard Inquiries That Aren’t Yours –Top 10 Anti-Fraud Tips (Part 2)

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Avoid Hard Inquiries That Arent Yours Top 10
Anti-Fraud Tips (Part 2)
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• Last week Inquiry Busters introduced the first
  five of our Top 10 Anti-Fraud Tips, and today we
  are finishing off the list to help you keep your
  financial identity safe. Once your identity is
  stolen all you can do is contact the police and
  contact any organization that granted fraudulent
  credit in your name.
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• To avoid this and any debts or hard inquiries
  that might result from identity theft

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Keep your social media private

• Friends, family, and business partners only! If
  you need to have a social profile that is also
  public, protect yourself from identity theft or
  unwanted hard inquiries by not sharing sensitive
  information.

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Shred old and unused documents

• Trash-sifting is one way that thieves gain access
  to your information. Always use a two-way
  shredder for paper documents so would-be thieves
  cannot get credit or generate hard inquiries in
  your name.

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Cut cards and trash them safely

• If you have an expired credit card, driver's
  license, or other pieces of identifying I.D., cut
  up the card into the smaller pieces that you can
  and throw out over a period of a few days in
  separate trash bags.

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Access your credit score often

• Check your credit score. Check your credit score
  again. Keep checking it every six months to a
  year, and keep tabs on any charges, hard
  inquiries, or new trade lines that you aren't
  responsible for adding.

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Insure yourself against theft

• Most credit bureaus now offer identity theft
  protection to ensure your credit score is
  protected, you are alerted to new hard inquiries,
  and you are not liable for any transactions that
  you did not authorize.

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How to remove inquiries as the result of fraud?

• In most cases, companies will remove inquiries if
  you can prove that these hard inquiries are
  fraudulent but, that places the onus on you.
  Instead, contact the professionals at Inquiry
  Busters to remove inquiries faster to begin
  rebuilding your credit sooner and put the onus
  back where it belongs on the shoulders of the
  business that failed to verify your identity
  before authorizing credit in your name.

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• Thanks for stay with us.