3 Ways to Remove Inquiries for Your Credit Bureau (1) - PowerPoint PPT Presentation

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3 Ways to Remove Inquiries for Your Credit Bureau (1)

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You might be in the market for a new house or car, or maybe you were just curious, but whatever your reason for checking your credit, you may have noticed that in the credit inquiry section there is a long list of companies that you might not even remember dealing with- but don't worry! There are a few ways that you can remove inquiries from your credit bureau to prevent them from affecting your overall credit score. – PowerPoint PPT presentation

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Title: 3 Ways to Remove Inquiries for Your Credit Bureau (1)


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3 Ways to Remove Inquiries for your Credit Bureau
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  • If you're trying to figure out how the remove
    inquiries from your credit report, chances are
    you have already pulled your credit score,
    reviewed your hard inquiries and maybe even
    contacted the companies responsible, but haven't
    gotten very far. Unfortunately, this is because
    the companies you are dealing with dont want to
    remove inquiries. 
  • Although technically hard inquiries should only
    occur if you have given your permission, it
    doesnt always work that way. Because the onus is
    on the company that performs the check to prove
    you authorized it and in most cases they can't,
    the best way to deal with you is to ignore your
    requests to remove inquiries that they cant
    prove.  

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  • The ugly truth is that many businesses count on
    the fact that you dont have the time to check in
    daily, making it much easier to ignore the
    problem (you) until it goes away.
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  • So, what should you do if youre trying to fix
    your credit score and don't see results?

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Hire a professional to remove hard inquiries
  • Inquiry Busters works for you, and because
    uncooperative businesses take of advantage of
    your busy schedule by making themselves
    unavailable, you need someone knows how to remove
    inquiries and can pick up the phone every hour.

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Approach the credit bureau directly
  • If you are working on your own, 30 days after
    your first message, email, or letter to the
    company in question, you should contact each of
    your three bureaus directly, fill out an official
    dispute and state that you requested to remove
    inquiries and were ignored.

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Hire a lawyer to handle the issue for you
  • Although lawyers are effective, they're also
    expensive, and it might not be the best idea to
    hire a lawyer to remove inquiries unless the
    company that youre dealing with has performed a
    number of unlawful checks that you can prove
    damaged your credit score.
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  • Remember, if you will pay out more money than you
    stand to gain after you remove inquiries from
    your bureau, consider what you can realistically
    afford - an inquiry removal team will always be
    less expensive, but cant provide any kind of
    settlement.

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