Pradhan Mantri Awas Yojana Eligibility

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Pradhan Mantri Awas Yojana Scheme

• A Survey For PM Awas Yojana

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Pradhan Mantri Awas Yojana Eligibility

• Owing a house in a country like us is a very
  difficult need to be fulfilled, even by a middle
  class family.  And for a family whose basic
  income is inadequate to own a decent house with
  basic conveniences likes electricity and water
  supply and toilet facility has become next to
  impossible. Therefore, we see more slum
  accumulation in urban cities. This is happening
  because to earn a livelihood, and get acces to
  better infrastructure and jobs, excess people
  move in than move out from developed cities in
  India. For this, we need affordable housing for
  the section of society whose income is below the
  median household income in the society.

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1. PM Awas Yojana Description

• In 2015, Our Pradhan Mantri Mr. Narendra Modi
  initiated a scheme called housing for all
  or Pradhan Manri Awas Yojna 2022. In which, he
  aimed to provide 20 million homes to the needed
  ones across countrys length and breadth and to
  rehabilitate the slum areas in urban cities.  The
  problem arises when housing becomes an item of
  luxury for home-buyers and builders have started
  constructing further luxury end residential
  projects than affordable ones. There raised a
  huge difference to fulfill the needs of people
  whose buying capacity is less Economically
  Weaker Section And Lower Income Group, and people
  looking only for luxurious projects. Hence, we
  need to aid this problem as we want to see
  countrys overall development. There aresection
  of society, who are eligible to avail the
  benefits of this scheme and one must know who are
  they.

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Housing For All 2022
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Who are eligible for Pradhan Mantri Awas Yojana /
the beneficiaries for PMAY

• Urban Poor including slum dwellers (A slum is a
  compact area of at least 300 people or about 60
  70 households, poorly built and people living in
  unhygienic surroundings with poor infrastructure
  and no proper sanitary and drinking water
  facilities.)
• The Economically weaker section (EWS) and
  low-income groups (LIGs). The annual income cap
  is up to Rs 3 lakh for EWS and Rs 3-6 lakh for
  LIG. (need to submit certificates/affidavit as
  proof of income.)
• A recipient family should include husband, wife,
  unmarried sons and/or unmarried daughters.

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Eligibility Criteria

• The eligible family for PMAY should not own a
  pucca house either in his/her name or in the name
  of any member of his/her family in any part of
  India to be eligible to receive central
  assistance under the mission.
• States/UTs, at their discretion, may decide a
  cut-off date on which beneficiaries need to be
  resident of that urban area for being eligible to
  take benefits under the scheme.
• The aim is to be achieved by 2022, that is
  willing to bring a pucca house to each homeless
  family in India.

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3. Subsidy- 1 Lakh - 2.30 Lakh

• The scheme will provide a credit linked subsidy
  of Rs 1.00 Lakh to 2.30 Lakh to the home buyers.
• The subsidy will be generated by central
  government treasury.
• Credit linked subsidy granted to LIG and EWS
  segments of urban population.
• Subsidiary is being implemented as a Central
  Sector Scheme whereas other components as
  Centrally Sponsored Scheme (CSS).

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Three Phrases of PMAY

• PMAY Phase 1 From April 2015 to March 2017, this
  phase will begin the development of total 100
  cities that must be completed during this phase.
• PMAY Phase 2 From April 2017 to March 2019,
  after Phase 1, the development of total number of
  200 more cities will be covered.
• PMAY Phase 3 From April 2019 to March 2022, All
  the remaining cities of India will complete its
  PMAY housing development process.

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Contact us for any Query

• Pradhan Mantri Awas Yojana
• Minus One, Raheja Mall, Sohna Road, Gurgaon
  122001
• Phone - 91- 9599789921
• Email- info.pradhanmantriawasyojna_at_gmail.com
• Website- http//pradhanmantriawasyojna.com/