Title: The Secret Of Benefits Driving Mortgage Broker Brisbane CBD
1The Secret Of Benefits Driving Mortgage Broker
Brisbane CBD
2Its time to buy your first home, renegotiate
your mortgage, buy that investment property or
consolidate your debts. Do you DIY it? Do you go
to your favorite bank and get the best they have
on offer? Or, do you make the choice that a
growing number of Australians are making and
choose to use a mortgage broker?
3- Personal Attention
- Mortgage brokers take the time to learn your
specific needs, then go about finding lenders
that offer products to suit them, You will
ultimately receive a home loan and repayment plan
that is customized for your unique requirements.
4- Choice
- With access to a large network of lenders,
brokers can offer their clients the broadest and
best choice of rates and products on offer. They
can source your ideal mortgage options from
banks, credit unions, non-traditional lenders and
more.
Mortgage Broker Brisbane CBD
5- Time Savings
- Not only can your broker provide you with a
plethora of options for your consideration, we do
all the research and conduct all the leg-work for
you, saving you lots of valuable time in the
process.
6- Access to the Best Rates
- Mortgage brokers have many Lenders keen on
landing their business. Brokers represent a
constant source of business for lenders so that
makes them more likely than an individual to
receive a lower rate from Lenders. And even the
smallest reduction in your interest rate over the
life of your loan can save you thousands of
dollars.
7- Independent and Objective
- Mortgage brokers dont work for any one or group
of specific Lenders. On the contrary, they work
for you. Their motivation is to get you the loan
thats most suited for you, and not just fit you
into one of the few loans on offer.
8- Negotiate on your behalf
- We negotiate on your behalf. Our goal is to get
you the rates, loan and terms that most
appropriately fit your needs and sometimes that
requires additional negotiation. (Truth be told,
we enjoy this part!)
9- One Stop Shopping
- Shopping around comparing numerous bank offerings
can be frustrating and incredibly time consuming.
In just one visit, your mortgage broker can show
you products from a wide variety of lenders and
provide you with a recommendation to consider.
Now thats efficient.
10- Rate promotions
- Special offers and deals are usually shared with
brokers before the general public, so it may pay
to have your mortgage broker keeping an eye out
for one of these quick close offers that suits
your situation.
11- Expertise
- Mortgage brokers specialize in mortgage products,
interest rates and current housing market
conditions. Their knowledge is derived from
selling mortgage and mortgage related products
day after day and matching them to situation
after situation. They are constantly in the game.
12- Credit Rating Protection
- Every time a lender checks your credit, the
credit bureaus take notice, so shopping around on
your own can potentially weaken your rating and
ultimately affect the interest rate and terms of
your mortgage. When you use a broker, we make
only one credit rating enquiry no matter how many
lenders youre considering.
13- Its A Free Service
- A mortgage broker does all this typically at
no cost to you. The winning lender pays
compensation to your mortgage broker, but you pay
nothing. We like to say that the Lender will pay
a Finders Fee to the broker. Lenders would much
prefer to pay a broker rather than setting up
many Bank branches to attract business, which is
a way more costly exercise for the Lender.
14Oyster Financial Pty Ltd Brisbane Address433
Logan Road Stones Corner QLD 4120Phone (07)
3394 8393,Fax (07) 3394 4080 Melbourne
AddressSuite 3, Level 8, 179 Queen St,
Melbourne, Victoria, Australia 3000Phone (03)
9005 6520 Website http//www.oysterfinancial.com
.au