FIS 250 Read, Lead, Succeed/uophelpdotcom

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FIS 250 Read, Lead, Succeed/uophelpdotcom

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FIS 250 Capstone Discussion Question

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• Capstone Discussion Question Due by Day 2 Tuesday
  in the Main Forum
• Resource U.S. Bureau of Labor Statistics (BLS)
  Web site
• Post your response to the following Review the
  BLS Web site at http//stats.bls.gov/ to explore
  career possibilities that interest you
• From the BLS Home Page, find the Publications
  menu in the right-hand column and click on the
  Occupational Outlook Handbook link.

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 FIS 250 Entire Course

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• FIS 250 Week 1 CheckPoint Risk Management
  Methods
• FIS 250 Week 1 DQs part 1 of 2
• FIS 250 Week 1 DQs part 2 of 2
• FIS 250 Week 2 Assignment Risk Management
  Process
• FIS 250 Week 2 CheckPoint Risk Management
  Objectives

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FIS 250 Final Project Playing the Professional

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• Read the instructions for the Playing the
  Professional assignment in Appendix A. Also read
  the Risk Manager scenario.
• Complete the Risk Manager outline by answering
  the questions provided. Your response must be 350
  to 750 words in length.
• Select a second job role from the two provided in
  Appendix A and read the associated scenario.
• Complete the questions for the second job role
  selected. Your response must be 350 to 750 words
  in length.
• Format your response according to APA guidelines.
• Post your response as an attachment.
• Due by Day 7 Sunday in Your Individual Forum

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FIS 250 Week 1 CheckPoint Risk Management Methods

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• Recall that there is more to handling risk than
  just purchasing insurance. The five major methods
  for handling risk include avoidance, loss
  control, retention, noninsurance transfers, and
  insurance. Knowing which risk management method
  to choose is key to avoiding and minimizing
  losses (Rejda, 2008).
• Complete the Case Application activity on p. 14
  of the text to identify the risk management
  techniques appropriate for selected risks and
  loss exposures. For each letter item, identify
  the risk management technique you chose and your
  reason for selecting that technique.
• Rejda, G. E. (2008). Principles of risk
  management and insurance (10th ed.). Boston, MA
  Pearson Addison Wesley.
• Due by Day 6 Saturday in Your Individual Forum

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FIS 250 Week 1 DQs part 1 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Recall that pure risk is defined as a "situation
  in which there are only the possibilities of loss
  or no loss," and speculative risk is described as
  a "situation in which either profit or loss is
  possible" (Rejda, 2008, p. 6). Based on what you
  know about these types of risk, why do private
  insurers typically refuse to insure speculative
  risks? How does the law of large numbers affect
  speculative and pure risks? Discuss why personal,
  property, and liability risks are pure risks and
  provide examples in your response.
• Recall that insurance creates benefits and costs
  for society. Review some of the benefits of
  insurance outlined in Ch. 2 (pp. 2829) of the
  text. Compare those benefits with the costs of
  insurance described on the Web site for the
  Coalition Against Insurance Fraud at
  www.insurancefraud.org. Click on the Consumers
  button followed by

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FIS 250 Week 1 DQs part 2 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Recall that pure risk is defined as a "situation
  in which there are only the possibilities of loss
  or no loss," and speculative risk is described as
  a "situation in which either profit or loss is
  possible" (Rejda, 2008, p. 6). Based on what you
  know about these types of risk, why do private
  insurers typically refuse to insure speculative
  risks? How does the law of large numbers affect
  speculative and pure risks? Discuss why personal,
  property, and liability risks are pure risks and
  provide examples in your response.
• Recall that insurance creates benefits and costs
  for society. Review some of the benefits of
  insurance outlined in Ch. 2 (pp. 2829) of the
  text. Compare those benefits with the costs of
  insurance described on the Web site for the
  Coalition Against Insurance Fraud at
  www.insurancefraud.org. Click on the Consumers
  button followed by the Useful Link and then click
  on the Learn About Fraud link. According to the
  organization using its assets? Are there signs of

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FIS 250 Week 2 Assignment Risk Management Process

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• Resource Ch. 3 (pp. 56 and 58) of Principles of
  Risk Management and Insurance
• Complete the Case Application activity on p. 56
  of the text to apply the risk management process
  to a business case.
• Complete Application Question 5 on p. 58 of the
  text to apply the risk management process to a
  case of personal risk.
• Post your response as an attachment.
• Due by Day 7 Sunday in Your Individual Forum

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FIS 250 Week 2 CheckPoint Risk Management
Objectives

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• Resource Ch. 3 (p. 43) of Principles of Risk
  Management and Insurance
• Recall that the purpose of risk management is to
  identify and address loss exposures (Rejda,
  2008). What are the exact objectives that a risk
  management professional should know about?
  Specify pre- and post-loss objectives exist that
  describe the purposes of risk management and
  guide risk management professionals in their
  work.
• Write a 200- to 300-word response that describes,
  in your own words, each of the three pre-loss and
  five post-loss risk management objectives.
  Provide examples of each objective in your
  response. Examples can be fictional, but should
  serve to help you describe each objective.

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FIS 250 Week 3 CheckPoint Underwriting, Claims,
and Reinsurance

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• Resources Ch. 6 (pp. 109-118) of Principles of
  Risk Management and Insurance and Appendix B on
  the student Web site
• Read the scenario and questions in Appendix B.
• Answer questions from Appendix B in a 200- to
  300-word response.
• Post your response as an attachment.
• Due by Day 6 Saturday in Your Individual Forum

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FIS 250 Week 3 DQs part 1 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• After reading the Demutualization Claims
  Clearinghouse Frequently Asked Questions Web
  site, what is the difference between stock and
  mutual insurance companies? Why has the industry
  trend been to demutualize insurance companies?
• The three main types of marketing systems are
  Life Insurance, Property and Casualty Insurance,
  and Group Insurance. Choose two main systems and
  describe one or more characteristics of each
  system. Respond to one of your classmate's posts
  by introducing the third main system, which your
  classmate did not already address. For example,
  if your classmate described some characteristics
  of Life and Group marketing systems, you could
  reply by naming Property and Casualty marketing
  systems. Include characteristics of that system
  and describe how they are the same or different
  from the two systems described by your classmate.

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FIS 250 Week 3 DQs part 2 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• After reading the Demutualization Claims
  Clearinghouse Frequently Asked Questions Web
  site, what is the difference between stock and
  mutual insurance companies? Why has the industry
  trend been to demutualize insurance companies?
• The three main types of marketing systems are
  Life Insurance, Property and Casualty Insurance,
  and Group Insurance. Choose two main systems and
  describe one or more characteristics of each
  system. Respond to one of your classmate's posts
  by introducing the third main system, which your
  classmate did not already address. For example,
  if your classmate described some characteristics
  of Life and Group marketing systems, you could
  reply by naming Property and Casualty marketing
  systems. Include characteristics of that system
  and describe how they are the same or different
  from the two systems described by your classmate.

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FIS 250 Week 4 Assignment Interpreting Insurance
Contracts

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• Resources Appendixes A, B, C, D in the back of
  Principles of Risk Management and Insurance and
  Appendix C on the student Web site
• Complete Appendix C.
• Post your response as an attachment.
• Due by Day 7 Sunday in Your Individual Forum

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FIS 250 Week 4 CheckPoint Determining Loss
Outcomes

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• Answer Application Questions 1, 2, 4, 5, 6 on
  p. 190 of the text.
• Due by Day 6 Saturday in Your Individual Forum

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FIS 250 Week 5 CheckPoint Life Insurance Needs
Analysis

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•     Complete the Life Insurance Needs Analysis
  Worksheet in Appendix D.
• Post the completed Appendix D as an attachment.
• Due by Day 6 Saturday in Your Individual Forum
•  

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FIS 250 Week 5 DQs part 1 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Why would a person buy term life insurance? What
  would cause that person to buy whole life
  insurance instead of term life insurance? Which
  type of insurance have you bought or would buy
  and why?
• In this discussion you will role-play the parts
  of a prospective insured and of an independent
  insurance broker in a question and answer
  session. In response to this post, act as a
  prospective insured who is calling an insurance
  broker to ask a question about any of the
  following health insurance options

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FIS 250 Week 5 DQs part 2 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Why would a person buy term life insurance? What
  would cause that person to buy whole life
  insurance instead of term life insurance? Which
  type of insurance have you bought or would buy
  and why?
• In this discussion you will role-play the parts
  of a prospective insured and of an independent
  insurance broker in a question and answer
  session. In response to this post, act as a
  prospective insured who is calling an insurance
  broker to ask a question about any of the
  following health insurance options
• hospital-surgical insurance
• major medical insurance

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FIS 250 Week 6 Assignment Group Medical Expense
Plans

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• Assignment Group Medical Expense Plans
• Complete the Group Medical Expense Plans graphic
  organizer in Appendix E.
• Post the completed Appendix E as an attachment.
• Due by Day 7 Sunday in Your Individual Forum

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FIS 250 Week 6 CheckPoint Group and Group Life
Insurance

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• CheckPoint Group and Group Life Insurance
• Complete the Group and Group Life Insurance
  Multimedia located on the student Web site.
• Copy and paste your passing score from the
  completion screen into a new post.
• Note Students must receive a passing score to
  gain credit.
• Due by Day 6 Saturday in Your Individual Forum
•  

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FIS 250 Week 7 CheckPoint Loss Settlement Payments

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• CheckPoint Loss Settlement Payments
• Resource Ch. 20 (pp. 457458) of Principles of
  Risk Management and Insurance
• Complete Application Questions 1 and 2 on p. 464
  of the text. For each question, explain how you
  reached your answers.
• Due by Day 6 Saturday in Your Individual Forum
•  

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FIS 250 Week 7 DQs part 1 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Review the coverage provided by Section 1 of the
  Homeowners 3 policy on pp. 445451 and Appendix A
  of the text. Recall that Section 1 coverage
  include Coverage A Dwelling, Coverage B Other
  structures, Coverage C Personal property,
  Coverage D Loss of use, and Additional coverage.
• Choose two of Section 1 coverage and explain how
  they are important. Provide examples of how a
  homeowner could be personally affected if not
  insured for the coverage you chose.
• Comment on your classmates posts by describing
  situations in which exclusions or limits may
  apply and how the homeowner could be affected.

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FIS 250 Week 7 DQs part 2 of 2

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• Discussion Questions Due on Day 2 Tuesday and Day
  4 Thursday in the Main Forum
• Review the coverage provided by Section 1 of the
  Homeowners 3 policy on pp. 445451 and Appendix A
  of the text. Recall that Section 1 coverage
  include Coverage A Dwelling, Coverage B Other
  structures, Coverage C Personal property,
  Coverage D Loss of use, and Additional coverage.
• Choose two of Section 1 coverage and explain how
  they are important. Provide examples of how a
  homeowner could be personally affected if not
  insured for the coverage you chose.
• Comment on your classmates posts by describing
  situations in which exclusions or limits may
  apply and how the homeowner could be affected.

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FIS 250 Week 8 Assignment Losses Covered Under
PAPs

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• Complete Application Question 1 on pp. 516517
  and Application Question 6 on p. 517 of the text.
  Be sure to address items (A) through (M) of
  Application Question 1. You are not required to
  show your calculations, so provide only your
  final answers for each item.
• Post your response as an attachment.
• Due by Day 7 Sunday in Your Individual Forum
•  

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FIS 250 Week 8 CheckPoint PAP

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• Imagine you are a customer service representative
  at a major auto insurance provider. You answered
  a phone call from an insured who recently
  purchased an auto policy. She received her policy
  in the mail, reviewed it, and now has questions
  about her coverage. Her auto policy is located in
  Appendix B of the text.
• Answer her questions by identifying the types and
  locations of policy provisions in Appendix B, and
  by describing the purpose of each of the
  provisions
• I'm not clear about my liability coverage on the
  Ford and Toyota. I don't understand why they're
  different amounts (100,000 each person, 300,000
  each accident, and 50,000 each accident). What
  does those amounts mean? If I get into an
  accident, what does this cover?

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FIS 250 Read, Lead, Succeed/uophelpdotcom

• For more course tutorials visit
• www.uophelp.com