Why Is It Good To Get A Travel Insurance Before Planning A Holiday In Europe?

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Why Is It Good To Get A Travel Insurance Before
Planning A Holiday In Europe?
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• Holidaying in Europe is full of fun, thrill, and
  excitement. However, there are times on such
  journeys when the unexpected things may happen
  like you may lose your baggage, fall ill or
  perhaps meet an accident. These incidences can
  ruin your much-awaited trip and can even land you
  in a serious trouble at times. Thus, to secure
  yourself and your family from such unplanned
  mishaps, it is good to get an international
  travel insurance policy that would cover you when
  you are visiting the EU zone and will get you
  special care from European doctors or health care
  providers during your visit whenever you fall in
  need for the same.
• Here is a list of the top seven scenarios where
  is your travel insurance for Europe can be highly
  beneficial for you

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1 Medical assistance and evacuation

• An international travel insurance covers for the
  medical expense incurred due to accident and
  illness.

This policy also compensates for emergency
evacuation to the home country and offers
coverage for pre- and post-hospitalization costs,
medical aids, therapies, diagnostic tests, etc.
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2 Accidental Death and Permanent Total
Disability Common Carrier

• The policy will provide cover if the insured gets
  injured during the course of journey while
  traveling in common conveyance, such as rail,
  tram, bus or aircraft, and if such injury leads
  to death or permanent disability.

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3 Loss of baggage
A travel insurance for Europe also pays for the
expenditure incurred in the replacement of lost
documents and belongings.

• Compensation for the permanent loss of checked-in
  luggage is also made under this policy.

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4 Personal liability coverage

• This policy provides compensation for damages
  that have to be paid to the third party,
  following the death, injury or damage to health
  or property caused unwillingly by the insured.

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5 Financial Emergency Assistance

• Covers for the financial emergency incurred due
  to theft, robbery, dacoity of the insurer's
  travel fund. A fixed sum is paid as emergency aid
  up to a certain limit as specified under the
  Policy.

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6 Contingency Travel Benefits

• The insurer repays the cost of hotel
  accommodation if the insured gets injured or
  falls ill and has to stay in a hospital as an
  in-patient and misses his/her flight back to the
  home country.

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7 Hijack Distress Allowance

• This policy provides cover in case the sea and
  air common career gets hijacked while you are
  traveling in it during the period of insurance.

This policy provides cover in case the sea and
air common career gets hijacked while you are
traveling in it during the period of insurance.
This policy provides cover in case the sea and
air common career gets hijacked while you are
traveling in it during the period of insurance.
An allowance will be compensated for each day of
the hijack up to a certain limit as specified
under the Policy.
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