UK Mortgage Lending Industry & New Business Opportunity to 2019 - PowerPoint PPT Presentation

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UK Mortgage Lending Industry & New Business Opportunity to 2019

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This report provides market analysis, information and insights into the UK mortgage industry It provides a breakdown of the types of mortgage loans and offers in the UK It analyses drivers and the outlook for the market It provides information on the main banks in the UK market. – PowerPoint PPT presentation

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Title: UK Mortgage Lending Industry & New Business Opportunity to 2019


1
  • Mortgage Lending in the UK Key Trends and
    Opportunities to 2019
  • Published May 2015
  • No. Of Pages 73
  • Single User PDF US 2795

2
  • UK Mortgage Lending Market Trends Research
    Report to 2019
  • Interest rates are at their lowest levels
    since individual savings accounts (ISAs) began,
    which significantly reduces consumers' commitment
    to saving. As a result, consumers - those who can
    afford to save - are starting to opt either for
    stocks and shares accounts or deciding to pay off
    long-standing debts with higher interest rates.
    The average rate offered on cash ISAs fell from
    2.55 at the start of 2012 to 1.74 in February
    2013, and to just 1.64 at the start of 2014. The
    average rates for savings accounts fell from
    5.09 in 2008 and 1.48 in 2014, which highlights
    the impact of the recession and the availability
    of cheap funds for the banks.
  • Complete report is available _at_ http//marketreport
    sstore.com/mortgage-lending-in-the-uk-key-trends-a
    nd-opportunities-to-2019/

3
  • UK Mortgage Lending Market Trends Research
    Report to 2019
  • Synopsis
  • The longer-term themes throughout the report's
    review period were that the number of accounts
    fell by 2.4, while total outstanding balances
    remained relatively stable, up by 1.0, and total
    gross lending grew by 8.5.
  • This was also reflected in the number of
    approvals declining by 0.15 between 2009 and
    2014, while the value increased by 8.9.
  • Tax advantages were also introduced in Chancellor
    George Osborne's 2014 Autumn Statement, allowing
    ISAs to pass tax-free to a spouse after death.
    Osborne also announced that there will no longer
    be capital gains tax for profits of under
    GBP11,000.0 on stocks and shares ISAs.
  • Single User License of the Report is
    Available at USD 2795, Buy the Report _at_
    http//marketreportsstore.com/purchase?rname33887

4
  • UK Mortgage Lending Market Trends Research
    Report to 2019
  • Key Highlights
  • The UK Mortgage Lending Market Despite ideal
    conditions and steady growth in terms of
    approvals and outstanding balances through the
    early parts of 2015, the market is relatively
    subdued due to uncertainty surrounding the 2015
    general election and the impact of the MMR.
  • Get discount on the Report _at_ http//marketreport
    sstore.com/discount/?rname33887

5
  • UK Mortgage Lending Market Trends Research
    Report to 2019
  • List of Tables
  • Table 1 Mortgage Market DefinitionsTable 2
    The UK - Mortgage Market Summary (GBP Billion),
    2009-2013Table 3 The UK Mortgage Market -
    Competitor APR (), Financial Year 2014/15Table
    4 Recent and Upcoming Regulatory ChangesTable
    5 Barclays Plc, Key FactsTable 6 Barclays Plc,
    Main Mortgage ProductsTable 7 Barclays Plc,
    Board of DirectorsTable 8 HSBC Bank Plc, Key
    FactsSingle User License of the Report is
    Available at USD 2795, Buy the Report _at_
    http//marketreportsstore.com/purchase?rname33887

6
  • UK Mortgage Lending Market Trends Research
    Report to 2019
  • Related Reports
  • Mortgage Lending in the UK Key Trends and
    Opportunities to 2018
  • Individual Savings Accounts in the UK Key
    Trends and Opportunities to 2018
  • Insight Report Mortgage Market Trends in the US,
    UK, Ireland and Australia
  • P2P Lending
  • Insight Report Responsible Lending Changing
    Regulatory Environment and Industry Practices
  • Complete report is available _at_ http//marketreport
    sstore.com/mortgage-lending-in-the-uk-key-trends-a
    nd-opportunities-to-2019/

7
  • UK Mortgage Lending Market Trends Research
    Report to 2019
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    shop for syndicated industry research reports on
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