Get a Fresh Financial Start with a Good Chapter 13, Bankruptcy Lawyer in Maryland

1
Get a Fresh Financial Start with a Good Chapter
13, Bankruptcy Lawyer in Maryland
2

• Filing for bankruptcy for any individual can be
  an immensely nerve wrecking experience. The level
  of emotional and financial stress is high and the
  people are also confused about all the legal
  paperwork and documents. 
• A good Chapter 13 bankruptcy lawyer practicing in
  and around Maryland can help you make a new
  journey towards a fresh financial start. He will
  have good knowledge of the bankruptcy law and
  ensure that your forms are correctly filled and
  timely filed.
• In the following section we shall deal in detail
  with Chapter 13 bankruptcy, steps involved in it,
  repayment plan under Chapter 13 bankruptcy among
  others.

3

• A Chapter 13 bankruptcy also called a wage
  earners plan is a type of bankruptcy in which
  people are allowed to keep their property by
  using their income to pay off the debts over a
  period of time usually ranging from 3-5 years.
• The most important part of Chapter 13 bankruptcy
  is the repayment plan. It determines how you will
  pay off your debts. 
• The court will approve your repayment plan taking
  into consideration your income and determining if
  it is enough to meet the payment obligations.

4
Important Benefits of Hiring a Chapter 13
Bankruptcy

• Bankruptcy offers you a second chance to make a
  fresh start. It helps you in better management of
  debts and their repayment.
•  
• Chapter 13 bankruptcy buys additional time for
  you. This time can be efficiently employed to
  find ways and means of generating additional
  income to pay back your debts and obliterate any
  chances of losing your property.
•  
• A good bankruptcy lawyer knows the ins and outs
  of Chapter 13 bankruptcy and as such can guide
  you in the selection of the right type of
  bankruptcy filing, and the process by which you
  can eliminate most of the debt without any
  inconvenience.

5
Minimum harassment

• People, who for one reason or the other find
  themselves in debt, face a lot of harassment from
  their creditors. They often get calls at odd
  hours in their office or home resulting in acute
  distress and embarrassment.
•  
• Creditors can still call you after you have filed
  for bankruptcy, but hiring bankruptcy attorney
  makes it possible for you to tell the creditors
  to get in touch with your attorney. Your lawyer
  can handle all the creditors call, and you will
  be relieved of the harassment of handling it on
  your own.

6
The Right Work and Advice

• Most of the people are not aware of bankruptcy
  filing, its advantages and the cost associated
  with it. A good Chapter 13 bankruptcy lawyer
  providing legal services in Maryland and
  Washington DC areas can reduce your emotional and
  financial distress to a great extent.
• They will help you overcome fear and uncertainty
  by letting you know from the very beginning what
  will happen to your finances. A lot of paperwork
  is also required and a professional is better
  equipped to handle it.

7

• Bankruptcy allows you to deal efficiently with
  debts you are in no position to pay. Chapter 7
  bankruptcy also known as liquidation or straight
  bankruptcy is a type of bankruptcy in which the
  debtors assets are sold to pay off the creditors
  whereas Chapter 13 bankruptcy gives you an
  opportunity to save your house or other property.

8

• A Chapter 11 bankruptcy attorney MD on the other
  hand is involved in helping with the
  reorganization of debtors business affairs and
  assets. It is the most expensive and complex of
  all bankruptcies.
• Whether its Chapter 7, 13 or 11 bankruptcies,
  the Law Office of Rowena N. Nelson, LLC providing
  its services in Maryland and Washington DC areas
  have the best bankruptcies lawyers.
• Its lawyers with extensive knowledge about the
  bankruptcy law will alleviate your financial
  stress and help you to get on with your life and
  pay undivided attention to your children and
  family.

9
Contact Us

• Address1801 McCormick Drive Suite 150
• Largo Maryland, 20774
• Office - 301.358.3271
• Fax - 877.728.7744