Seven Habits of Effective Credit Admin in Commercial Banks - PowerPoint PPT Presentation

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Seven Habits of Effective Credit Admin in Commercial Banks

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This course on seven habits of effective credit admin in commercial banks will address factors needed to make a positive change in credit administration. – PowerPoint PPT presentation

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Title: Seven Habits of Effective Credit Admin in Commercial Banks


1
  • Seven Habits of Effective Credit Admin in
    Commercial Banks

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
2
  • Instructor Profile
  • Jeffery W. Johnson started his
    career with SunTrust Bank in Atlanta as a
    Management Trainee and progressed to Vice
    President and Senior Lender for SouthTrust Bank
    (a large Southeastern Regional Bank) and Senior
    Vice President and Commercial Banking Division
    Manager for Citizens Trust Bank of Atlanta
    (Community Bank).Most of his career has been
    spent in Credit Administration, Lending
    (Commercial, Consumer and Real Estate), Business
    Development, Loan Review, Management and Training
    Development. He has managed loan portfolios
    representing a cross section of loan types
    including Large Corporate, High Net Worth
    Individuals, Middle Market Companies, Small
    Businesses, Real Estate and Non-Profit
    Organizations and managed several loan officers
    with portfolio management responsibilities.

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
3
  • Description
  • This course is intended to provide
    guidance on how to develop and maintain a Credit
    Administration function that will provide
    guidance to anyone involved in the credit
    function of the bank and to insure safeguards are
    in place to manage the bank's loan portfolio in a
    safe and sound manner. This principle is
    paramount especially in this economic environment
    and close scrutiny being applied by the
    regulatory authorities.

www.onlinecompliancepanel.com 510-857-5896
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4
  • Why Should you Attend?
  • Imagine finding yourself suddenly in a
  • senior credit administration position at your
    bank
  • due to required personnel changes as a result of
  • frequent credit losses Or, your bank's credit
    admin
  • seems disconnected, un-organized and
  • free flowing and lacks effective management over
  • sight Or you are in a lending position and the
  • credit administration function at your bank fails
    to
  • provide structure, guidance and leadership.
  • If any of these scenarios point to you or your
    financial institution, this course will address
  • the factors you need to know to make a positive
    difference in the credit administration at
  • your bank.

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
5
  • Objectives of the Presentation
  • There are seven distinct
    characteristics well managed and successful banks
    have in their Credit Administration area. This
    course will evaluate the reasoning and
    requirements for each of these characteristics so
    that the participant can begin the process of
    developing such a culture within their respective
    organization. The seven characteristics are as
    follows
  • Well Defined Credit Culture Established and
  • Supported by
  • Highly Effective Risk Assessment and Credit
  • Underwriting System
  • Highly Effective Credit Committee 
  • Utilize Credit Risk Rating to Identify Risk in
    the
  • Loan Portfolio
  • Loan Documentation Procedures
  • Effective Loan Portfolio Management
  • Calculating and Maintaining an Adequate Allowance
    for Loans and Lease Losses

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
6
  • Who can Benefit
  • Directors Bank Accountants Consumer Lenders
  • CEOs Presidents Commercial Loan Officers Loan
    Review Personnel
  • Chief or Senior Credit Officers Branch Managers
  • Chief or Senior Loan Officers Consumer Loan
    Officers
  • Commercial Loan Officers Loan Review Personnel

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
7
  • Live Session - How it works?
  • Username and Password will be sent to you 24
    hours
  • prior to the webinar
  • Presentation handouts in pdf format will be
    mailed
  • to you
  • Login to the session using the username and
  • password provided to you
  • Get answer to your queries through interactive
    QA
  • sessions via chat
  • Get certification of attendance.
  • Recorded Session - How it works?
  • A link will be provided to you upon purchase of
    the
  • recorded session
  • Please click on the link to access the session
  • Presentation handouts in pdf format will be
    mailed
  • Get certification of attendance.

www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
8
  • Get Connected With Us

www.onlinecompliancepanel.com
www.onlinecompliancepanel.com 510-857-5896
customersupport_at_onlinecompliancepanel.com
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