Consumer Finance Market By Global Industry Size, Share, Trends, Growth, Forecast 2028

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2018 2028
Global Consumer Finance Market FORECAST AND
OPPORTUNITIES
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1. Introduction Introduction
1.1. Market Overview
1.2. Key Highlights of the Report
1.3. Market Coverage
1.4. Market Segments Covered
1.5. Research Tenure Considered
2. Research Methodology Research Methodology
2.1. Objective of the Study
2.2. Baseline Methodology
2.3. Key Industry Partners
2.4. Major Association and Secondary Sources
2.5. Data Triangulation Validation
2.6. Assumptions and Limitations
3. Executive Summary Executive Summary
3.1. Market Overview
3.2. Market Forecast
3.3. Key Regions
3.4. Key Segments
4. Voice of Customers Analysis (B2C Model Analysis) Voice of Customers Analysis (B2C Model Analysis)
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4.1. Factors Influencing Purchase Decision Factors Influencing Purchase Decision Factors Influencing Purchase Decision
4.2. Challenges Faced Post Purchase Challenges Faced Post Purchase Challenges Faced Post Purchase
5. Global Consumer Finance Market Outlook Global Consumer Finance Market Outlook Global Consumer Finance Market Outlook Global Consumer Finance Market Outlook
5.1. Market Size Forecast Market Size Forecast Market Size Forecast
5.1.1. 5.1.1. By Value
5.2. Market Share Forecast Market Share Forecast Market Share Forecast
5.2.1. By Type Market Share Analysis (Secured Consumer Finance and Unsecured Consumer Finance) By Type Market Share Analysis (Secured Consumer Finance and Unsecured Consumer Finance)
5.2.2. By Secured Consumer Finance Product Type Market Share Analysis (Housing Loan, Auto Loan and Mortgage Loan and Others) By Secured Consumer Finance Product Type Market Share Analysis (Housing Loan, Auto Loan and Mortgage Loan and Others)
5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis (Personal Loan, Credit Card, Home Improvement Loan, Education Loan and Others) By Unsecured Consumer Finance Product Type Market Share Analysis (Personal Loan, Credit Card, Home Improvement Loan, Education Loan and Others)
5.2.4. By Regional Market Share Analysis By Regional Market Share Analysis
5.2.5. By Company Market Share Analysis (2022) By Company Market Share Analysis (2022)
5.3. Global Consumer Finance Market Mapping Opportunity Assessment Global Consumer Finance Market Mapping Opportunity Assessment Global Consumer Finance Market Mapping Opportunity Assessment
5.3.1. By Type Market Mapping Opportunity Assessment By Type Market Mapping Opportunity Assessment
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5.3.2. By Secured Consumer Finance Product Type Market Mapping Opportunity Assessment By Secured Consumer Finance Product Type Market Mapping Opportunity Assessment By Secured Consumer Finance Product Type Market Mapping Opportunity Assessment By Secured Consumer Finance Product Type Market Mapping Opportunity Assessment By Secured Consumer Finance Product Type Market Mapping Opportunity Assessment
5.3.3. By Unsecured Consumer Finance Product Type Market Mapping Opportunity Assessment By Unsecured Consumer Finance Product Type Market Mapping Opportunity Assessment By Unsecured Consumer Finance Product Type Market Mapping Opportunity Assessment By Unsecured Consumer Finance Product Type Market Mapping Opportunity Assessment By Unsecured Consumer Finance Product Type Market Mapping Opportunity Assessment
5.3.4. By Regional Market Mapping Opportunity Assessment By Regional Market Mapping Opportunity Assessment By Regional Market Mapping Opportunity Assessment By Regional Market Mapping Opportunity Assessment By Regional Market Mapping Opportunity Assessment
6. North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook North America Consumer Finance Market Outlook
6.1. Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast
6.1.1. 6.1.1. By Value By Value By Value By Value
6.2. Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast
6.2.1. By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis
6.2.2. By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis
6.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis
6.2.4. By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis
6.2.4.1. 6.2.4.1. United States Consumer Finance Market Outlook United States Consumer Finance Market Outlook United States Consumer Finance Market Outlook
6.2.4.1.1. Market Size Forecast Market Size Forecast
6.2.4.1.1.1. By Value
6.2.4.1.2. Market Share Forecast Market Share Forecast
6.2.4.1.2.1. By Type Market Share Analysis
6.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
6.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
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6.2.4.2. 6.2.4.2. Canada Consumer Finance Market Outlook Canada Consumer Finance Market Outlook Canada Consumer Finance Market Outlook
6.2.4.2.1. Market Size Forecast Market Size Forecast
6.2.4.2.1.1. By Value
6.2.4.2.2. Market Share Forecast Market Share Forecast
6.2.4.2.2.1. By Type Market Share Analysis
6.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
6.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
6.2.4.3. 6.2.4.3. Mexico Consumer Finance Market Outlook Mexico Consumer Finance Market Outlook Mexico Consumer Finance Market Outlook
6.2.4.3.1. Market Size Forecast Market Size Forecast
6.2.4.3.1.1. By Value
6.2.4.3.2. Market Share Forecast Market Share Forecast
6.2.4.3.2.1. By Type Market Share Analysis
6.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
6.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
7. Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook Europe Consumer Finance Market Outlook
7.1. 7.1. Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast
7.1.1. 7.1.1. By Value By Value By Value By Value
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7.2. Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast
7.2.1. By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis
7.2.2. By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis
7.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis
7.2.4. By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis
7.2.4.1. Germany Consumer Finance Market Outlook Germany Consumer Finance Market Outlook Germany Consumer Finance Market Outlook
7.2.4.1.1. Market Size Forecast Market Size Forecast
7.2.4.1.1.1. By Value
7.2.4.1.2. Market Share Forecast Market Share Forecast
7.2.4.1.2.1. By Type Market Share Analysis
7.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
7.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
7.2.4.2. France Consumer Finance Market Outlook France Consumer Finance Market Outlook France Consumer Finance Market Outlook
7.2.4.2.1. Market Size Forecast Market Size Forecast
7.2.4.2.1.1. By Value
7.2.4.2.2. Market Share Forecast Market Share Forecast
7.2.4.2.2.1. By Type Market Share Analysis
7.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
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7.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
7.2.4.3. United Kingdom Consumer Finance Market Outlook United Kingdom Consumer Finance Market Outlook United Kingdom Consumer Finance Market Outlook
7.2.4.3.1. Market Size Forecast Market Size Forecast
7.2.4.3.1.1. By Value
7.2.4.3.2. Market Share Forecast Market Share Forecast
7.2.4.3.2.1. By Type Market Share Analysis
7.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
7.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
7.2.4.4. Italy Consumer Finance Market Outlook Italy Consumer Finance Market Outlook Italy Consumer Finance Market Outlook
7.2.4.4.1. Market Size Forecast Market Size Forecast
7.2.4.4.1.1. By Value
7.2.4.4.2. Market Share Forecast Market Share Forecast
7.2.4.4.2.1. By Type Market Share Analysis
7.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
7.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
7.2.4.5. Spain Consumer Finance Market Outlook Spain Consumer Finance Market Outlook Spain Consumer Finance Market Outlook
7.2.4.5.1. Market Size Forecast Market Size Forecast
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7.2.4.5.1.1. By Value
7.2.4.5.2. 7.2.4.5.2. Market Share Forecast Market Share Forecast
7.2.4.5.2.1. By Type Market Share Analysis
7.2.4.5.2.2. By Secured Consumer Finance Product Type Market Share Analysis
7.2.4.5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
8. Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook Asia-Pacific Consumer Finance Market Outlook
8.1. 8.1. Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast
8.1.1. 8.1.1. By Value By Value By Value By Value By Value
8.2. 8.2. Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast
8.2.1. 8.2.1. By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis
8.2.2. 8.2.2. By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis
8.2.3. 8.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis
8.2.4. 8.2.4. By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis
8.2.4.1. 8.2.4.1. China Consumer Finance Market Outlook China Consumer Finance Market Outlook China Consumer Finance Market Outlook
8.2.4.1.1. 8.2.4.1.1. Market Size Forecast Market Size Forecast
8.2.4.1.1.1. By Value
8.2.4.1.2. 8.2.4.1.2. Market Share Forecast Market Share Forecast
8.2.4.1.2.1. By Type Market Share Analysis
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8.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
8.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
8.2.4.2. India Consumer Finance Market Outlook India Consumer Finance Market Outlook India Consumer Finance Market Outlook
8.2.4.2.1. Market Size Forecast Market Size Forecast
8.2.4.2.1.1. By Value
8.2.4.2.2. Market Share Forecast Market Share Forecast
8.2.4.2.2.1. By Type Market Share Analysis
8.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
8.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
8.2.4.3. Japan Consumer Finance Market Outlook Japan Consumer Finance Market Outlook Japan Consumer Finance Market Outlook
8.2.4.3.1. Market Size Forecast Market Size Forecast
8.2.4.3.1.1. By Value
8.2.4.3.2. Market Share Forecast Market Share Forecast
8.2.4.3.2.1. By Type Market Share Analysis
8.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
8.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
8.2.4.4. South Korea Consumer Finance Market Outlook South Korea Consumer Finance Market Outlook South Korea Consumer Finance Market Outlook
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8.2.4.4.1. Market Size Forecast Market Size Forecast
8.2.4.4.1.1. By Value
8.2.4.4.2. Market Share Forecast Market Share Forecast
8.2.4.4.2.1. By Type Market Share Analysis
8.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
8.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
8.2.4.5. 8.2.4.5. Australia Consumer Finance Market Outlook Australia Consumer Finance Market Outlook Australia Consumer Finance Market Outlook
8.2.4.5.1. Market Size Forecast Market Size Forecast
8.2.4.5.1.1. By Value
8.2.4.5.2. Market Share Forecast Market Share Forecast
8.2.4.5.2.1. By Type Market Share Analysis
8.2.4.5.2.2. By Secured Consumer Finance Product Type Market Share Analysis
8.2.4.5.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
9. South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook South America Consumer Finance Market Outlook
9.1. 9.1. Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast
9.1.1. 9.1.1. By Value By Value By Value By Value
9.2. 9.2. Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast
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9.2.1. 9.2.1. By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis
9.2.2. 9.2.2. By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis
9.2.3. 9.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis
9.2.4. 9.2.4. By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis
9.2.4.1. 9.2.4.1. Brazil Consumer Finance Market Outlook Brazil Consumer Finance Market Outlook Brazil Consumer Finance Market Outlook
9.2.4.1.1. Market Size Forecast Market Size Forecast
9.2.4.1.1.1. By Value
9.2.4.1.2. Market Share Forecast Market Share Forecast
9.2.4.1.2.1. By Type Market Share Analysis
9.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
9.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
9.2.4.2. 9.2.4.2. Argentina Consumer Finance Market Outlook Argentina Consumer Finance Market Outlook Argentina Consumer Finance Market Outlook
9.2.4.2.1. Market Size Forecast Market Size Forecast
9.2.4.2.1.1. By Value
9.2.4.2.2. Market Share Forecast Market Share Forecast
9.2.4.2.2.1. By Type Market Share Analysis
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9.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
9.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
9.2.4.3. 9.2.4.3. Colombia Consumer Finance Market Outlook Colombia Consumer Finance Market Outlook Colombia Consumer Finance Market Outlook
9.2.4.3.1. Market Size Forecast Market Size Forecast
9.2.4.3.1.1. By Value
9.2.4.3.2. Market Share Forecast Market Share Forecast
9.2.4.3.2.1. By Type Market Share Analysis
9.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
9.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
10. Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook Middle East Africa Consumer Finance Market Outlook
10.1. 10.1. Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast Market Size Forecast
10.1.1. 10.1.1. By Value By Value By Value By Value
10.2. 10.2. Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast Market Share Forecast
10.2.1. 10.2.1. By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis By Type Market Share Analysis
10.2.2. 10.2.2. By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis By Secured Consumer Finance Product Type Market Share Analysis
10.2.3. 10.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis By Unsecured Consumer Finance Product Type Market Share Analysis
10.2.4. 10.2.4. By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis By Country Market Share Analysis
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10.2.4.1. Saudi Arabia Consumer Finance Market Outlook Saudi Arabia Consumer Finance Market Outlook Saudi Arabia Consumer Finance Market Outlook
10.2.4.1.1. Market Size Forecast Market Size Forecast
10.2.4.1.1.1. By Value
10.2.4.1.2. Market Share Forecast Market Share Forecast
10.2.4.1.2.1. By Type Market Share Analysis
10.2.4.1.2.2. By Secured Consumer Finance Product Type Market Share Analysis
10.2.4.1.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
10.2.4.2. UAE Consumer Finance Market Outlook UAE Consumer Finance Market Outlook UAE Consumer Finance Market Outlook
10.2.4.2.1. Market Size Forecast Market Size Forecast
10.2.4.2.1.1. By Value
10.2.4.2.2. Market Share Forecast Market Share Forecast
10.2.4.2.2.1. By Type Market Share Analysis
10.2.4.2.2.2. By Secured Consumer Finance Product Type Market Share Analysis
10.2.4.2.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
10.2.4.3. South Africa Consumer Finance Market Outlook South Africa Consumer Finance Market Outlook South Africa Consumer Finance Market Outlook
10.2.4.3.1. Market Size Forecast Market Size Forecast
10.2.4.3.1.1. By Value
10.2.4.3.2. Market Share Forecast Market Share Forecast
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10.2.4.3.2.1. By Type Market Share Analysis
10.2.4.3.2.2. By Secured Consumer Finance Product Type Market Share Analysis
10.2.4.3.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
10.2.4.4. Kuwait Consumer Finance Market Outlook Kuwait Consumer Finance Market Outlook Kuwait Consumer Finance Market Outlook
10.2.4.4.1. Market Size Forecast Market Size Forecast
10.2.4.4.1.1. By Value
10.2.4.4.2. Market Share Forecast Market Share Forecast
10.2.4.4.2.1. By Type Market Share Analysis
10.2.4.4.2.2. By Secured Consumer Finance Product Type Market Share Analysis
10.2.4.4.2.3. By Unsecured Consumer Finance Product Type Market Share Analysis
11. Market Dynamics Market Dynamics Market Dynamics Market Dynamics Market Dynamics Market Dynamics Market Dynamics
11.1. 11.1. Drivers Drivers Drivers Drivers Drivers
11.2. 11.2. Challenges Challenges Challenges Challenges Challenges
12. Market Trends and Developments Market Trends and Developments Market Trends and Developments Market Trends and Developments Market Trends and Developments Market Trends and Developments Market Trends and Developments
13. Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market Impact of COVID-19 on Global Consumer Finance Market
14. Competitive Landscape Competitive Landscape Competitive Landscape Competitive Landscape Competitive Landscape Competitive Landscape Competitive Landscape
14.1. 14.1. Competition Outlook Competition Outlook Competition Outlook Competition Outlook Competition Outlook
14.2. 14.2. Company Profiles Company Profiles Company Profiles Company Profiles Company Profiles
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14.2.1. Citigroup Inc. Citigroup Inc.
14.2.1.1. Company Details
14.2.1.2. Products Services
14.2.1.3. Financial (As Reported)
14.2.1.4. Key Market Focus Geographical Presence
14.2.1.5. Recent Development
14.2.1.6. Key Management Personnel
14.2.2. JPMorgan Chase Co. JPMorgan Chase Co.
14.2.2.1. Company Details
14.2.2.2. Products Services
14.2.2.3. Financial (As Reported)
14.2.2.4. Key Market Focus Geographical Presence
14.2.2.5. Recent Development
14.2.2.6. Key Management Personnel
14.2.3. Wells Fargo Company Wells Fargo Company
14.2.3.1. Company Details
14.2.3.2. Products Services
14.2.3.3. Financial (As Reported)
14.2.3.4. Key Market Focus Geographical Presence
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14.2.3.5. Recent Development
14.2.3.6. Key Management Personnel
14.2.4. Bank of America Corporation Bank of America Corporation
14.2.4.1. Company Details
14.2.4.2. Products Services
14.2.4.3. Financial (As Reported)
14.2.4.4. Key Market Focus Geographical Presence
14.2.4.5. Recent Development
14.2.4.6. Key Management Personnel
14.2.5. American Express Company American Express Company
14.2.5.1. Company Details
14.2.5.2. Products Services
14.2.5.3. Financial (As Reported)
14.2.5.4. Key Market Focus Geographical Presence
14.2.5.5. Recent Development
14.2.5.6. Key Management Personnel
14.2.6. HSBC Holdings plc HSBC Holdings plc
14.2.6.1. Company Details
14.2.6.2. Products Services
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14.2.6.3. Financial (As Reported)
14.2.6.4. Key Market Focus Geographical Presence
14.2.6.5. Recent Development
14.2.6.6. Key Management Personnel
14.2.7. Industrial and Commercial Bank of China Industrial and Commercial Bank of China
14.2.7.1. Company Details
14.2.7.2. Products Services
14.2.7.3. Financial (As Reported)
14.2.7.4. Key Market Focus Geographical Presence
14.2.7.5. Recent Development
14.2.7.6. Key Management Personnel
14.2.8. U.S. Bancorp U.S. Bancorp
14.2.8.1. Company Details
14.2.8.2. Products Services
14.2.8.3. Financial (As Reported)
14.2.8.4. Key Market Focus Geographical Presence
14.2.8.5. Recent Development
14.2.8.6. Key Management Personnel
14.2.9. BNP Paribas BNP Paribas
14.2.9.1. Company Details
14.2.9.2. Products Services
14.2.9.3. Financial (As Reported)
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14.2.9.4. Key Market Focus Geographical Presence
14.2.9.5. Recent Development
14.2.9.6. Key Management Personnel
14.2.10. TD Bank, N.A. TD Bank, N.A.
14.2.10.1. Company Details
14.2.10.2. Products Services
14.2.10.3. Financial (As Reported)
14.2.10.4. Key Market Focus Geographical Presence
14.2.10.5. Recent Development
14.2.10.6. Key Management Personnel
15. Strategic Recommendations Strategic Recommendations Strategic Recommendations Strategic Recommendations
16. About Us Disclaimer About Us Disclaimer About Us Disclaimer About Us Disclaimer
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Introduction
20

• Market Overview
• Product of Interest (POI) Consumer Finance

Consumer finance consists of unsecured as well as
secured finance. The unsecured finance includes
consumer loans offered by banks to buy household
goods and appliances and even personal devices
such as television sets, air-conditioners, home
theater systems, refrigerators, laptops, etc., as
well as education, student loan, and credit card.
At the same time, secured finance includes
mortgage loans, auto loans, etc.
Key Highlights of the Report
Unsecured Consumer Finance Product Type
Type

• Secured Consumer Finance
• Unsecured Consumer Finance

• Personal Loan
• Credit Card
• Home Improvement Loan
• Education Loan
• Others

Secured Consumer Finance Product Type
Region

• North America
• Asia-Pacific
• Europe
• South America
• Middle East Africa

• Housing Loan
• Auto Loan
• Mortgage Loan
• Others

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Market Overview Product of Interest (POI)
Consumer Finance
SECURED FINANCE
A secured loan is one in which the borrower
pledges a valuable asset as security for the
debt, turning the pledged asset into a secured
debt owing to the creditor who provided the loan.
HOUSING LOAN
A home loan is a secured loan that is acquired
for the purpose of buying a property by pledging
the asset as security.
AUTO LOAN
Borrowers avail auto loans to buy new
or old vehicles. Automobiles themselves are used
as collateral for secured loans like auto loans.
Lenders provide it for two-wheelers, new autos,
old cars, etc.
MORTGAGE LOAN
A mortgage loan is a type of secured loan that
enables a borrower to access money by offering
the lender collateral in the form of an immovable
asset, like a commercial property. The lender
keeps the asset until the loan is paid back.
UNSECURED FINANCE
It includes unsecured loans, which are given
solely based on the borrower's creditworthiness,
without any collateral being pledged as security
in the event of default or late payments. 
PERSONAL LOAN
A personal loan is an unsecured loan that can be
used to fulfill a person's immediate financial
requirements, such as paying for a wedding, a
vacation, unexpected medical expenses, and more.
HOME IMPROVEMENT LOAN
It is a loan used to finance renovations and
repairs to an individual's home. The loan can be
used for both interior and exterior home
remodeling, including whitewashing, tiling, and
flooring, among other things.
22
Market Overview Product of Interest (POI)
Consumer Finance
EDUCATION LOAN
A financial loan availed to cover costs
associated with higher education or postsecondary
education is known as an education loan.
CREDIT CARD
It is a type of services that does not require
any collateral against it. Also, the eligibility
for loans on credit cards is determined by credit
card usage, repayment history, and other factors.
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Research Methodology
24

• Research Methodology

Data Collection
Developing list of Respondents
Formulating Questionnaire
Market Profiling
Data Validation
Data Analysis
In-depth secondary research was conducted to
determine top companies in global consumer
finance market, overall market size and segmental
market size.
The data was scrutinized using MS-Excel,
statistical tools and internal proprietary
database to obtain qualitative and quantitative
insights about global consumer finance market.
Data obtained as a result of primary and
secondary research was validated through rigorous
triangulation.
TechSci conducted interviews with industry
experts and leadings companies for data
collection and verification.
In order to conduct industry experts interviews,
TechSci formulated a detailed discussion guide.
List of top companies and industry specialists
was developed.
Primary Research
Desk Research
Company Analysis

• Recent Developments
• Market Changing Aspects/Dynamics
• Government Policies
• Final Conclusion

• Market Participants
• Key Strengths

• Identifying Key Opinion Leaders
• Questionnaire Design
• In-depth Interviews

Key Industry Partners

• Board members
• Financial Advisors
• Business Heads
• Investors
• Product Heads
• Paid Databases
• Research Heads

Source Secondary Research, Expert Interviews,
and TechSci Research Analysis Note These are
dummy figures please purchase our report for
actual data
24
25

• Research Methodology

• Objective of the Study
• To analyze historical growth in market size of
  the global consumer finance market from 2018 to
  2022.
• To estimate and forecast the market size of the
  global consumer finance market from 2023 to 2028
  and the growth rate until 2028.
• To classify and forecast the global consumer
  finance market based on type, secured consumer
  finance product type, unsecured consumer finance
  product type, regional segmentation, and company.
• To analyze and forecast the market size, in terms
  of type, which are secured consumer finance and
  unsecured consumer finance.
• To analyze and forecast the market size, in terms
  of region, which are North America, Asia Pacific,
  Europe, Middle East Africa, and South America.
• To identify drivers, challenges, and trends for
  the global consumer finance market.
• To examine competitive developments such as
  expansions, new products launches, mergers
  acquisitions, etc., in the global consumer
  finance market.
• To identify and analyze the profile of leading
  service providers in the global consumer finance
  market.
• Baseline Methodology
• Our dedicated team of industry experts has
  monitored and analyzed various aspects of the
  global consumer finance market. The team has
  analyzed the outlook of various segments of this
  market while considering the major influencing
  factors such as increasing disposable income,
  rising number of public and private banks or
  financial services, increasing expenditure on
  goods and services, easy financing of home loan,
  car loan, education loan, etc. The study includes
  market forecasting, which would enable our
  clients to make better decisions while planning
  their strategy to achieve sustainability in the
  global consumer finance market.

25
26

• Research Methodology

• Methodology Followed for Calculation of Market
  Size
• Market Size by Value Market size, in terms of
  value, for the year 2022 was calculated based on
  information collected through exhaustive
  secondary research and primary surveys, with
  various key opinion leaders/stakeholders such as
  consumer finance companies, channel partners,
  market influencers end users, industry experts
  and other industry participants.
• The team interviewed more than 15 consumer
  finance companies, 200 end users, and 1520
  industry experts and other value chain
  stakeholders in global consumer finance market to
  obtain the overall market size from 2018 to 2022,
  which was validated by the Delphi technique.
  Taking standard deviation into consideration, the
  market size was averaged out to arrive at the
  market size data during 2018-2022.
• Respondents were asked about the current and
  future market growth rates, market shares by
  type, by secured consumer finance product type,
  by unsecured consumer finance product type, by
  region, and by company. Removing the outlier
  responses, the geometric mean of growth estimates
  and supplier wise revenue shares generated across
  various segments were considered, to arrive at
  the final revenue shares. Revenue shares
  generated across various segments were further
  triangulated based on response received from
  other stakeholders.
• Forecasting Methodology
• Market shares by type, by secured consumer
  finance product type, by unsecured consumer
  finance product type, by region, and by company
  were calculated based on the responses received
  through primary surveys with industry experts, in
  which the respondents were asked about the market
  shares or revenue generated from various types of
  consumer finance segments. The final shares were
  calculated by taking the geometric mean of the
  responses gathered from key opinion leaders after
  eliminating the outliers.
• TechSci Research performed periodical checks on
  data collected through the surveys with logic
  checks and analyzed the survey results in
  SPSS/Tableau Software.

26
27

• Research Methodology

• Data Triangulation Validation
• Data triangulation techniques were applied to
  fill the gaps and to present a more meaningful
  picture of the market. To forecast global
  consumer finance market, TechSci Research used
  various forecast techniques such as
• Moving Average
• Time Series Analysis
• Regression Analysis
• Econometric and Judgmental Analysis
• Note (a) Sum of some shares may not be 100 due
  to round off till two decimal places.
• Assumptions and Limitations
• The base currency considered is USD. Based on the
  average exchange rate for the corresponding
  review period years, other currencies have been
  converted to USD. The projection period's
  exchange rate conversion was calculated using the
  conversion rates from the base year. The base
  year considered for this study is 2022, the final
  market sizes for the year 2022, are provided on
  estimation basis. The historic period considered
  for this study is from 2018 to 2021. The forecast
  CAGR considered is for the period of 2023E-2028F.

Source Secondary Research, Expert Interviews,
and TechSci Research Analysis Note These are
dummy figures please purchase our report for
actual data
27
28

• Research Methodology

TechSci Research used its own forecast tool,
which is based on the growth of various allied
industries in respective regions. TechSci
Research also used the impact analysis during
short, medium and long-term period to estimate
and analyze the market demand scenario. It should
be noted that the figures compiled are only for
the organized market including market share data.
The currency used in the report is the United
States Dollar (USD), with the market size
indicated in USD billion.
Partial List of Companies Interviewed Associations Secondary Sources
JPMorgan Chase Co. Citigroup Inc. Wells Fargo Company Bank of America Corporation American Express Company HSBC Holdings plc Industrial and Commercial Bank of China U.S. Bancorp TD Bank, N.A. BNP Paribas The American Bankers Association Independent Community Bankers of America The Federal Reserve Reserve Bank of India Indian Banks' Association European Banking Federation China Banking Association World Bank TechSci Research Proprietary Database Knowledge Repository Company Annual Reports Industry Magazines
Source Secondary Research, Expert Interviews,
and TechSci Research Analysis Note These are
dummy figures please purchase our report for
actual data
28
29
Industry Brief
Growing online platforms for consumer lending,
rising credit-based consumption, and increasing
affordability of interest rates are the leading
factors driving the global consumer finance
market during the forecast period. According to
TechSci Research report, Consumer Finance Market
Global Industry Size, Share, Trends,
Competition, Opportunity, and Forecast,
2018-2028F, The global consumer finance market
is propelled to grow at a CAGR of around 7 in
the forecast period owing to the factors such as
availability of affordable rate of interest
loans, growing economies, etc. The worldwide
consumer finance market is growing as a result of
the consumer finance companies' increasing use of
online platforms to boost business linkage and
penetration. These channels are helpful for
expanding the customers, initiating media
campaigns, and introducing new products and
services. Giving credit to consumers so they can
buy products for daily use is a component of
consumer finance. Customers can utilize the
consumer financing option, which is provided by
many banks, to make simple monthly payments for a
certain amount of time if they are unable to pay
for goods or services in full up front with cash
or a credit card. Moreover, a wider range of
preferences and financial needs are driving an
expansion in the scope and position of consumer
finance. The goal of consumer finance is to make
it simple for consumers to obtain credit. Private
and public sector finance companies offer
consumer financing for the purchase of consumer
goods. Another significant factor in the market's
expansion is the consumer finance industry's
competitive interest rates. Even with 0 interest
rates, several finance companies are offering
consumer financing. With these businesses,
customers can take advantage of interest-free
consumer finance choices. Simple financing
options are offered with interest-free EMIs. Due
to the low interest rates, customers in the
middle-income bracket can afford this type of
financing, which is driving up demand in the
market. The global consumer finance market can be
segregated into type, secured consumer finance
product type, unsecured consumer finance product
type, regions, and company. The global consumer
finance market is segmented into two broad
segments secured consumer finance and unsecured
consumer finance. Among these, the secured
consumer finance market is the dominating segment
in comparison to the unsecured consumer finance
market which has accounted for more than 65 of
the global consumer finance market in 2022. The
most popular way to borrow large sums of money is
by secured loans. Due to the driving factors such
as lower interest rates, higher borrowing limits,
longer repayment terms, less financial risk to
the lender, etc. The global secured consumer
finance market has been further segmented into
housing loans, auto loans, mortgage loans, and
others. Among which, the auto loan segment is the
fastest growing segment with the CAGR of around
7.50 in the forecast period. The segment is
growing due to factors such as increased
collaborations of vehicle companies with auto
finance companies, increasing demand for vehicle
demand among consumers, etc. On the basis of
unsecured finance product type, the market is
segmented into personal loan, credit card, home
improvement loan, education loan and others. Out
of which, because of shifting lifestyles and
rising consumer durables spending, the worldwide
consumer finance sector is observing a
significant growth. Also, customers are now more
aware of the many options available as a result
of the increased usage of the internet. In terms
of region, the market is segregated into North
America, Europe, Asia-Pacific, South America, and
Middle East Africa. Among which, Asia-Pacific
is anticipated to register a significant growth
during the forecast period. The consumer
financing market in Asia-Pacific has grown
quickly. In addition, this demand is fueled by
developing economies in the region, growing
urbanization, rising income levels, competitive
loan rates, and a burgeoning middle class. Key
market players in the global consumer finance
market include Citigroup Inc., JPMorgan Chase
Co., Wells Fargo Company, Bank of America
Corporation, American Express Company, HSBC
Holdings plc, Industrial and Commercial Bank of
China, U.S. Bancorp, BNP Paribas, TD Bank,
N.A. "The market is expanding as a result of
banks' expanding market share and consumers'
growing knowledge of financial goods.
Additionally, due the rise in working population
worldwide, there is a rising demand from
customers for short-term loans in order to cover
their daily expenses or other urgent needs. These
factors are further projected to contribute to
the overall growth of global consumer finance
market during the forecast period. said Mr.
Karan Chechi, Research Director with TechSci
Research, a research based global management
consulting firm.
30
Sample Data - Snapshot
Global Consumer Finance Market Size, By Value
(USD Billion), 2018-2028F
CAGR 2018-2022 By Value XX
CAGR 2023E-2028F By Value XX
North America Consumer Finance Market Share, By
Type, By Value, 2018-2028F
United States Consumer Finance Market Share, By
Secured Consumer Finance Product Type, By Value,
2018-2028F
United States Consumer Finance Market Share, By
Unsecured Consumer Finance Product Type, By
Value, 2018-2028F
31
Report Order

• Report Name Global Consumer Finance
  Market
• FORECAST AND OPPORTUNITIES
• 2018 2028

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Combined with the detailed analysis of company
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uniquely rich evaluation of the opportunities
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