Bajaj Finserv Personal Loan Eligibility Criteria - Apply 10.99* Interest Rate

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Bajaj Finserv Personal Loan Eligibility Criteria

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-eligibility-criteria
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Bajaj Finserv personal loan eligibility criteria

• Getting a personal loan from Bajaj Finserv is a
  very simple, fast and hassle-free process.
  Salaried individuals need to meet a few
  eligibility criteria to avail of a personal loan
  from Bajaj Finserv.

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Bajaj Finserv personal loan eligibility criteria
for salaried professionals
Age Minimum age of the applicant should be 23 years at the time of application  Maximum age at personal loan maturity should be 55 years 
Minimum income  Net monthly salary would be based on your city of residence Rs. 25,000 per Month Goa, Lucknow, Baroda, Indore, Bhubaneswar, Vizag, Nasik, Aurangabad, Madurai, Mysore, Bhopal, Jamnagar, Kolhapur, Raipur, Trichy, Trivandrum, Vapi, Vijayawada, Jodhpur, Calicut, Rajkot Rs. 28,000 per month Jaipur, Chandigarh, Nagpur, Surat, Cochin Rs. 30,000 per month Ahmedabad, Kolkata Rs. 35,000 per month Bangalore, Delhi, Pune, Mumbai, Hyderabad, Chennai, Coimbatore, Ghaziabad, Noida, Thane
Credit score Should have a good credit score
Employment  You must be a salaried person working with MNC, public or private company
Loan tenure From 12 to 60 months
Residential status Any Indian 
Interest rate 12.99 onwards
Processing fee Up to 4.13 of the loan amount
Foreclosure charges 4 applicable taxes on outstanding principal
Part pre-payment charges 2 applicable taxes on part-payment amount paid
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Documents required for Bajaj Finserv personal
loan

• Here is the checklist of documents required for a
  personal loan from Bajaj Finserv
• For salaried employees
• Identity proof Passport / Driving license /
  Voters ID / PAN card /Aadhaar card 
• Address proof Leave License Agreement/ Ration
  card /Utility bill (not more than 3 months old) /
  Passport - provided the passport has the present
  address mentioned in loan application form
• Employee ID card
• Income proof Salary slips for the previous 2
  months along with salary certificate and latest
  Form 16
• Bank statement Bank statement of your salary
  account showing salary being credit for the
  previous 3 months 

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How to apply for Bajaj Finserv personal loan
through Afinoz?

• Applying for a personal loan on Ainoz is simple
  and quick. You can apply for a personal loan by
  clicking Apply Now button on the personal loan
  page. Now fill the short and simple personal loan
  application form to check your eligibility. You
  will receive exclusive offers from multiple
  lenders, including Bajaj Finserv, based on your
  eligibility.  As per the requirements and offers,
  you can apply for a personal loan from Bajaj
  Finserv. 
• Why is Afinoz?
• Afinoz is a one-stop destination for customized
  rate quotes on loans and investment products in
  India. The company is owned by DS Finworld Pvt.
  Ltd. Our objective is to make personal financial
  decisions easy, seamless and transparent for our
  customers. We have designed a system that
  provides comprehensive results and enables
  customers to compare products simultaneously so
  that they can access the right product.

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