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Buying A Home Step-By-Step Guide for First-Time
Buyers
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• Buying a house is an exciting and fun job. First,
  orientate and search on the internet, then take
  the step to view your dream home. Buying a home
  is probably one of the most significant decisions
  in your life.
• Today, you will find tips, and we offer help in
  taking the right steps when buying your own
  first-time home. From finding the home to
  applying for a mortgage, we have covered the
  important steps to be taken in the buying
  process.

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1. How much mortgage can you get?

• Before you go house hunting, you must know what
  you have to spend. In which price range can you
  search? Therefore, before you visit a house, it
  is wise to make a calculation that gives you a
  quick impression of the possibilities.

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2. Finding a Suitable Home For Sale

• Now that you know what you can borrow, you know
  in what price range you can look for a home.
  There are several ways possible Call in the
  best real estate agent in Clyde or your
  neighborhood, else search for your dream home
  yourself.
• The agent can make a good estimate of what the
  possibilities are with your budget. In addition,
  it saves a lot of time, and he will conduct the
  negotiations for you.

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3. Visit the House

• Have you found a nice house? It is time to
  arrange a viewing with the estate agent of the
  sellers. Our advice is not to wait too long with
  this experience shows that there is so much more
  to see in the house itself than you can see in a
  picture. In addition, it is one of the biggest
  decisions in your life and the feeling about the
  home must be very good. So, look for your
  requirement such as the number of rooms, living
  area, kitchen design, garden and backyard etc.

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4. Determine the Value of The House

• Determining the value of the house you want to
  buy is, of course, an essential step. You dont
  want to pay too much! The home value is a
  starting point in determining the amount of your
  possible opening offer and thus immediately
  determines the amount of your mortgage. So, there
  is quite a lot attached to it.

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5. Make an Offer For a House to Buy

• You have found your dream home this has to be
  it! At an earlier stage, you determined how much
  you can and want to pay, and this house is within
  budget. With this budget in mind, the exciting
  time has now come to make an offer for the house.

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6. Sign the Agreement of Purchase

• Yes! The selling party has accepted your (final)
  offer. What now? After both parties have decided
  on the purchase price, the purchase agreement can
  be drawn up. This is the document in which the
  seller and the buyer have recorded the agreements
  regarding the purchase of the house.

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7. Take out a Mortgage

• When orienting on houses, you have already
  determined what your maximum loan amount would
  be. Based on this you have made a choice for a
  house to buy. Now that the deed of sale has been
  signed, it is time to actually take out a
  mortgage.

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8. Building inspection

• It is not unwise to have the house inspected for
  defects during the purchase process with an older
  home. A building inspection is highly recommended
  and well worth the cost. Hidden defects, such as
  leaks, woodworm or wood rot, are then revealed.
  The architectural research report, together with
  the appraisal report, provides an objective
  picture of the value of the house.

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9. Property Appraisal

• When providing a mortgage, the lender wants to
  have certainty about the value of the house,
  which is why they require a valuation report of
  the property. In this, the best real estate agent
  can help to determine the value of the home. We
  do recommend that you always work with a regional
  appraiser, i.e., your local real estate agent. He
  is more aware of what is going on in a suburb or
  city and can better take these circumstances into
  account than someone who is not known in the
  region.

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10. To The Notary

• After the deed of sale has been signed and you
  have applied for the mortgage, you will sign for
  the settlement on the day of the transfer so that
  you actually become the owner of the house. You
  will have to pay stamp fees to accomplish the
  legal transfer.
• Ready to buy a house? I hope youve learned a
  lot from what youve read in this guide so far.
  After reading it, you will know exactly what you
  should and should not do if you want to buy a
  house successfully. Good luck!

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Contact us

• 0401 489 262
• naval.aulakh_at_cranbourne.rh.com.au
• Website - https//navalaulakh.com.au/

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