How To Reduce Your Credit Card Processing Fees

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How To Reduce Your Credit Card Processing Fees

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Title: How To Reduce Your Credit Card Processing Fees


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How To Reduce Your Credit Card Processing Fees 
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Reduce Your Credit Card Processing Fee
  • Ever wonder why there are so many
    different merchant services and payment solutions
    willing to help you Reduce Credit Card Processing
    Fee? The reason is because it can be a lucrative
    business. Every time a credit card is swiped and
    processed there are a handful of companies
    (issuing bank, credit card company, merchant,
    ISO, merchant account provider, security
    providers, etc) that take their respective cut.

Call 1 (855)-345-0400
3
Credit Card Processing Fee
  • While these service fees and charges may only add
    up to a few cents and small percentage per
    transaction, they do add up. Unfortunately, the
    fees are almost always passed on to the merchant,
    except when working with Swipe4Free. While
    accepting credit cards is a paramount priority
    for most merchants, it still is a privilege that
    comes with a price.

Call 1 (855)-345-0400
4
Grow Your Business
  • Easy to say, right? Unfortunately (or
    fortunately, depending how you look at it), one
    of the best ways to get lower credit card
    processing rates is simply to be a bigger
    company. Credit Card Processing Services
    understandably give priority to larger, more
    established accounts. If your company has grown
    and youre taking more payments than you did
    years ago when you established your account, it
    might be time to discuss lower options with your
    merchant service provider.

Call 1 (855)-345-0400
5
Swipe
  • Credit card transactions are usually split into
    three tiers for discount rates. The non-qualified
    rate is for when cards are manually entered and
    no AVS (address verification service) is used.
    Mid-qualified is for manually entered card
    numbers with AVS. But to qualify for the
    (cheapest) qualified rate, you have to have the
    card present and physically swiped through a
    credit card reader. Luckily USB credit card
    readers are pretty inexpensive and easy to
    integrate.

Call 1 (855)-345-0400
6
Ditch the Wireless Credit Card Terminal
  • You want to swipe credit cards, but you
    don t need a full terminal to do it. You
    certainly don t need a wireless credit card
    terminal. The intended benefits of Wireless
    Terminals are that they are compact, portable and
    convenient. Unfortunately, you have to pay for
    the hardware and usually sign a contract. Then
    you have to pay an additional wireless fee and
    deal with reprogramming the hardware when updates
    are made.

Call 1 (855)-345-0400
7
Change Providers
  • Chances are that when you see your first monthly
    statement you won t understand it, and might find
    a few extra charges you werent aware of. Don t
    worry if you don t understand all of the acronyms
    at first. Call your Merchant Account provider and
    don t be afraid to ask questions.
  • Once you understand the monthly statement
    structure (or even if you don t), be sure to
    check it every month and see what changes.
    Unfortunately, credit card processors are known
    for sudden, unannounced fee hikes. There are some
    non-reputable ISOs that will raise their fees
    after they have you signed up for a couple of
    months

Call 1 (855)-345-0400
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Reduce Merchant Processing Fee
Whether youre fed up with your current Credit
Card Processing Company or are just shopping
around for another option, changing plans may be
your best option to get lower fees. Sadly, there
are merchants who simply put up with higher fees
and sub-par service simply because finding the
right alternative is time consuming, and theyre
at least complacently accustomed to the current
program and interface.
Call 1 (855)-345-0400
9
Leave Merchant Fees All Together
  • I know, I know, we could have started with this
    information, but we really wanted to give you all
    the options before you jump straight to this
    solution. With a customer sided merchant
    processor, like Swipe4Free, you are able to cut
    all the processing fees and keep 100 of the sale
    you make. The way we differ from other
    traditional merchant processors is that the
    customer pays a small service fee (4) when using
    their credit card. Swipe4Free then uses that fee
    to cover all the transaction and support costs.
    As the merchant, you get the full transaction of
    every sale, and at the end of the month there are
    no fees or bills. It is as simple as that.

Call 1 (855)-345-0400
10
Thanks!
  • Website www.swipe4free.com
  • Email Id sales_at_swipe4free.com
  • Phone 1 (855)-345-0400
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