Home Loan EMI’s to fall: Best Diwali Gift for Consumers

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Home Loan EMI’s to fall: Best Diwali Gift for Consumers

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Reduced interest rates on home loans would bring revival to the sales & would serve as the best Diwali gift for those who are aspiring to buy homes. Buy you own home this Diwali that would be the best gift for your loved ones. You can reap the best benefits and offers on home loans this festive season. – PowerPoint PPT presentation

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Title: Home Loan EMI’s to fall: Best Diwali Gift for Consumers


1
Home Loan EMIs to fall Best Diwali Gift for
Consumers
2
Lower home loan EMIs on this festive season
  • RBI has lowered down the repo rate from 7.25 to
    6.7 . This benefit would be passed on to the
    customers thus lower EMIs are expected by the
    banks. RBI has given astounding 50 basis points
    reduction though the expected was only 25.
  • Reduces interest rates on home loans would bring
    revival to the sales would serve as the best
    Diwali gift for those who are aspiring to buy
    homes.
  • Pradhan Mantri Awas Yojna Mission Housing for
    All 2022 follows rate cut coupled with the
    interest subsidy scheme to Boost to affordable
    housing.
  • Banks also need to give a full support to trigger
    home buyers with on lesser rates so that a middle
    man can afford to buy his own home.  

3
This Diwali is the best time to get a home loan!
  • This Diwali is the best time to get a home loan.
    Why?
  • Buy you own home this Diwali that would be the
    best gift for your loved ones. You can reap the
    best benefits and offers on home loans this
    festive season.

4
This Diwali is the best time to buy a home !
  • Festive is the auspicious time to furnish your
    home
  • A fresh beginning with a new home
  • Avail Diwali offers on home loans
  • Lesser Interest Rates thus lesser aggregate
    overhead
  • Get smoother home loan acquisition

5
Festive is the auspicious time to furnish your
home
  • As the frequency of shopping measure of
    consumers escalates in festive time, the
    retailers attempts to get maximum revenues out
    of it. They offer cost-effective deals, reduces
    prices, discounts many more money saving
    offers.
  • So, Diwali is the best time to invest you money
    in home purchase or home improvement by getting
    best home loans.

6
A fresh beginning with a new home
  • Why dont bring smile to your loved ones faces by
    gifting them a house. That would probably the
    most fresh worthy gift for them.
  • So give a fresh start, get a home knit your
    family in tighter bonds this Diwali.

7
Diwali offers on home loans
  • You can various home loans offers from the
    Builders finance companies pre elite the
    festive season the lead sale time for their
    markets.
  • So they offer exciting perks deals to grab
    large number of customers.
  • You can avail best home loans offers with minimal
    interest rates.

8
Lesser Interest Rates thus lesser aggregate
overhead
  • Most of the home loan providers roll out offers
    on home loans. You can get the best home loan
    deal at lesser interest rates in the festive
    season.

9
Smoother home loan acquisition
  • Diwali is the most auspicious time to buy a home.
    In this festive spike, the retailers are up to
    their necks and expect more.
  • So, along with offers they also provide several
    home loan benefits like part prepayment facility
    and nil foreclosure charges.

10
Get best home loans this Diwali!
  • As the CPI inflation is stubbornly at double
    digit from the last few quarters, there has been
    a declination in the count of people investing in
    home purchase real estate.
  • So this festive season is the right time to drag
    out more customers by attracting the shopaholic
    people with their innovative home loan schemes
    reduces rates.

11
Discount schemes on home loans in India
  • PNB Housing is offering lesser interest rates,
    discounted processing fees repayment options on
    home loans as well as no home loans.
  • BankBazaar is offering lesser interest rates on
    home loans this Diwali.
  • ICICI is offering dual rate scheme on home loans
    with interest rate fixed for 1st year and 2nd
    year.

12
  • Punjab National Bank is offering discount on
    processing fee
  • State Bank of India, Dena Bank, and Corporation
    bank are offering concessions on home loan up to
    100 bps discount waived off processing fees.
  • Corporation bank is offering progressive monthly
    instalment scheme on home loans. Where the EMI is
    calculated on basis of the rise in borrowers
    salary

13
  • HDFC bank is offering fixed rate home loan scheme
    for 3 5 years.
  • Axis bank is offering fixed rate home loan scheme

14
  • Get best home loan offers illuminate your new
    home this Diwali. Let the goddess Laxmi bestow
    upon its perpetual affluence.

15
  • THANKS !
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