Travel Insurance Check list – A Way To Get Best Policy

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Travel Insurance Check listA Way To Get Best
Policy
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• Most of all people are crazy about travelling.
  When there is question of travelling abroad
  whether individual or with the family, the
  importance of travel insurance is increased. For
  some trips which includes any type of risk, it
  becomes necessity. As we know that any insurance
  reduces the financial risk. So it is better to
  have a travel insurance while travelling abroad.
  It secures you against any type of financial loss
  including loss of baggage, passport, etc. Before
  buying travel insurance policy, you should keep a
  check list and compare it with other travel
  insurance plans. Here are few check list which
  you can consider to keep in mind

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Cancellation of Trip

• While planning a foreign trip, you book an
  airline ticket or cruise in advance. You pay in
  full in advance. If you cancel your trip then you
  may face financial loss in sort of cancellation
  penalties and non-refundable amount. Always check
  if your travel insurance policy covers the trip
  cancellation or not.
• Travel insurance reimburses the amount in case of
  trip cancellation due to some special reason.

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Medical Emergency

• Make sure your policy covers medical emergency.
  As it could be difficult to arrange money in case
  of medical emergency while travelling abroad. So
  it is better to have a policy that covers medical
  emergency.

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Medical Evacuation

• Check your policy covers medical
  evacutation.
• What is medical evacuation?
• The transportation of the injured or sick person
  to it's native land, refers to medical
  evacuation.
• How it work?
• Suppose, you are so sick that you can't fly home
  or you meet with an accident in a remote area.
  You will have to bear all the cost related to
  medical evacutation, if you don't have travel
  insurance or your travel insurance doesn't
  include medical evacuation cost. If it includes
  the medical evacuation, then all the cost
  pertaining to it will be beared by the insurance
  company. So, make sure your travel insurance plan
  include medical evacuation.

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Things To Consider

• Don't trust on cancellation waiver offered by
  your tour operator or cruise line instead, the
  cruise line or operator agrees to waive its own
  cancellation panelty.
• Don't take travel insurance offered by your tour
  operator. Generally, these plans are expansive
  than the individual travel insurance policy and
  offer less coverage to the person. Always search
  and compare online for the getting the best
  travel insurance plans

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