Book 1, Unit 12

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Book 1, Unit 12

• Money Matters
• Part A Part B Part C Part D

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Part A 1. Communicative Function

• Dealing with the Bank    
• While we go to the bank mainly to deposit or
  withdraw money, we may also change money, cash
  checks and do many other things.
• Listen to the dialogue and then choose the
  right answers to the questions you hear.

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Exercise

• 1.a. Change money.
• b. Open an account.
• c. Find out the exchange rates.
• d. Deposit money.
• 2.a. US dollars.
• b. Hong Kong dollars.
• c. Japanese yen.
• d. Russian roubles.

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Useful Expressions to Talk about Banking

• 1.I'd like to open a checking/savings account
  (Am.E) I'd like to open a current/deposit
  account (Br.E)2. Could you tell me my
  balance?3.What's the annual interest
  rate?4.Will 100 dollars be enough for a minimum
  deposit?5.Could you tell the exchange rate
  between....today?6.What's the rate of exchange
  between....today?7.Would you give me 100-yuan
  notes?8.Please give me fifty-dollars note.9.I
  want to cash this money order.10.I'd like some
  traveler's checks, please.11.would you please
  change these pounds for me? 12.Can you change me
  some money?

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II. Listening Strategy Detecting Liaison in
Connected Speeech-1

• In connected speech words are not spoken
  separately. The final consonant of a word is
  often linked to the first vowel of the next word.
  This is called liaison. Liaison occurs most often
  with "r" sound . When a word ending with "r" or
  "re" goes before a word beginning with a vowel
  sound ,the sound /r/ is usually pronounced as a
  link.
• Listen to the tape and supply the missing words.

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Detecting Liaison in Connected Speeech-2

• 1.Nowadays ___________________going on
  holiday.2.Some people would be
  ___________________a dog care center. 3.
  ___________________at Dog Ma ________________
  about 25 dollars.4.Fred had had many jobs over
  the years ____________.5.Small ________________,
  ___________________ ?6.You need to
  ___________________ so we can get you a new
  card.7. ___________________ put my
  ________________ , the machine
  .

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Part B 1. Pre-listening Task-1

• Questions for discussion
• You are going to talk about your experience of
  going to the bank, Read the following questions
  and discuss them with your partner.
• Do you often go to the bank? What do you do
  there?
• Is the bank near you campus usually crowded ? Do
  people wait for their turn patiently?
• Are the bank clerks helpful?
• Do you sometimes withdraw money from an ATM
  machine?
• What is the maximum amount of money you can
  withdraw from the machine?
• How do you operate the machine in order to take
  out the amount of money you want?

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Pre-listening Task-2

• Additional questions for discussion
• Do you like depositing your money in the bank?
  Why or why not?
• Suppose you had a large amount of money, what
  would you do with it?

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Pre-listening Task-3

• Language focus
• Here are some sentences and structures that you
  might find handy in discussing the above
  questions
• Once in a while/Every month/Occasionally I go to
  the bank near our school either to deposit or
  withdraw money.
• I think it's wise to put your money in a bank.
  It's safer and your money also earns interest.
• I have so little money that I don't need the bank
  to take care of it.
• I need to withdraw / take out some money for my
  daily expenses next month.
• The clerks at our school bank are very helpful /
  quite patient / efficient / very slow / talk too
  much with each other...
• I like to withdraw money / check my balance from
  on ATM machine. There are usually fewer people
  queuing up there.
• ATMs are so much more convenient / save time /
  save the trouble of filling in forms.
• I don't trust / hate operating ATM machines. They
  eat up your card if you enter the wrong code
  number / are not always reliable / are often out
  of order.
• It's a good habit to save money on a regular
  basis.
• Don't look for large, short-term profits. They're
  dangerous / too risky.

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II. Listening Tasks At the Bank

• Word Bank
• boy int.????,??,??? ???
• guy n.??
• Automatically ad.???
• issue v.??
• Memorize v.??
• withdrawal button???
• secret code??
• come to think of it?????????? ???
• account number??
• make a note of ??

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Exercise 1 Listening for general understanding

• listen to the tape once and choose the right
  answers to the questions you hear.

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Exercise 1

• 1. a. A customer and a bank clerk. 
• b. Customers and a bank clerk.
• c. A student and a bank clerk. 
• d. Students and a bank clerk.
• 2.  a. Some customers were quarrelling at a
  bank. 
• b. Some customers were complaining about the
  bank's ATM service. 
• c. Some customers were queuing to withdraw
  cash from an ATM machine.
• d. Some customers were discussing with a bank
  clerk about how to operate an ATM machine.
• 3. a. The bank issued a new card to a customer
  whose card got stuck in an ATM machine. 
• b. Some customers were annoyed at the person
  who used the ATM machine too long. 
• c. A bank clerk was very efficient in dealing
  with customers' problems. 
• d. A bank clerk helped a customer whose card
  got stuck in an ATM machine.

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Exercise 2 Listening for details

• listen to the tape once again and answer the
  following questions.
• 1.What was the major event in the conversation?
• ______________________________________.
• 2.How did that happen?
• The customer had entered ___________________.
• 3.what did the bank clerk ask the customer to do?
  And for what purpose?
• He asked him to 1) ___________________ .
• 2) ___________________
  .
• Purpose to _______________________________.
• 4.When would the customer get his new card?
• ______________________________________.

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III. Speaking Tasks

• Pair work     
• Listen to the dialogues and repeat after the
  recording . practice the dialogues with your
  partner, playing the role of A or B. then create
  your own dialogues by replacing the underlined
  parts with your own words.

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Dialogue 1

• A Let's stop at his bank . I need some cash.B
  Why don't you use the ATM machine? It's
  quicker.A I've forgotten my number.B What do
  you need the cash for?A Just general living
  expenses for the next month.B Oh, right.
  Fortunately it's not so crowded.A Yeah. There's
  usually a lot of people queuing.B I think the
  withdrawal slips are over on that desk by the
  wall.A Oh, yes. I'll just get one.B There's
  only this one line, which leads to all the
  tellers' windows. A That guarantees "First
  come, first served." Teller Good afternoon. May
  I help you? A Good afternoon. I'd like to
  withdraw 500 yuan from my account. Teller May I
  see your identification, please? Thank you. One
  moment please. ( Verifies the account, counts out
  and hands over the cash.) Thank you for your
  business. Have a nice day.A You too.

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Dialogue 2

• A Hello, Xiao Wang. I hear you are doing some
  part-time job.B Yes. I'm working two nights at
  a city restaurant.A Do they give you decent
  wages?B Not too bad.A Well, I've been
  accepted for a part-time job at the news
  agent's.B Have you? That's good. So you'll be
  earning some extra money, too.A Yeah, that's
  exactly what I want to ask you about.B Go
  ahead.A May I ask a personal question?B It
  depends. What do you want to know?A What do you
  do with the money you earn? Do you spend it
  immediately or do you save it?B Well, I spend
  some of it on books and I also save some for
  future use. A In a bank? B Yes. A Which
  one?B The one by the school. A Is it any
  good? B Not bad. Very friendly, But a bit slow
  at times.

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Movie Time

• movies.

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Part C Additional Listening

• Exercise
• Listen and decide whether the following
  statements are true or false.
• Notes In many countries, the bank account is
  divided into the checking account and the savings
  account. You can use the money in the checking
  account to pay for things you buy, but you cannot
  use the money in the savings account unless you
  transfer it into the checking account. You cannot
  get interest from the money in the checking
  account instead, you have to pay a modest fee
  for the services provided by the bank. So
  checking or savings? is the question the bank
  clerk will probably ask you when you want to open
  an account in the bank.

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Opening a Checking Account

• 1.The new student has got a savings account with
  the bank.
• 2.He has to deposit 500 if he wants to open a
  checking account.
• 3. To open a savings account, he needs to make a
  minimum deposit of 50.
• 4. The student will receive his checks in about a
  couple of weeks.
• 5. He is told to put his name and account number
  on the signature card.

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Part D Home Listening(1)

• Exercise
• listen and fill in
• Background information
• The stock market is a main measurement of the
  strength of a countrys economy. The New York
  Stock Exchange and Nasdaq are the two biggest
  stock markets in the US. Dow Jones Industrial
  Average and Nasdaq Composite Index are the two
  major stock market indexes. Most stocks on the
  Dow Jones Index are traditional industrial
  companies, while Nasdaq includes most of the
  countrys high-tech and Internet companies.

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New words and expressions

• 1) stock exchange ?????
• 2) stock market ??
• 3) computerized ??????
• 4) centralize ??
• 5) listed companies ????
• 6) trading of stocks ????
• 7) measurement / measure ??(??)
• 8) Dow Jones Industrial Average Index
  ?????????
• 9) market value (??)??
• 10) share prices ????

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Nasdaq-1

• 1. What is the largest stock market in
  the United States?It is the _____________________
  _________________.
• 2. What is Nasdaq?It is the ____________________
  __ in the United States the world's first
  completely _________________ stock market and
  the __________ stock market of today.3. When
  was Nasdaq created?In ___________________________
  ___________.
• 4. What kind of information does Nasdaq
  centralize?Information about the
  __________________ of ___________ not _________
  on the New York Stock Exchange or
  _________________________________.

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Nasdaq-2

• 5. How many companies' stocks trade on
  Nasdaq?More than ________________________________
  .
• 6.How is the Nasdaq Composite Index related
  to the American economy?It is one of the
  ___________________ of the ___________________ of
  the American economy.7. What does the Nasdaq
  Composite Index measure?It measures the changes
  in the ____________________ of
  __________________on Nasdaq.8.In what way does
  Nasdaq Composite Index measure the changes in the
  market value of stocks?It uses
  ________________instead of ___________. A
  ___________ number is reported ___________________
  ___________________.

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Nasdaq-3

• 9. How does the Dow Jones Industrial Average,
  the oldest and main stock index, work?It follows
  the _______________________ of _______________ in
  the U.S.10. What is the difference between the
  stocks traded on New York Stock Exchange and
  those on Nasdaq?Most stocks on the Dow Jones
  Index are ____________________________,
• while Nasdaq includes most of the country's
  ____________ and __________ companies.

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Part D Home Listening (2)

• Exercise
• Listen and choose

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Blackie

• 1. a. He is fond of pets.
• b. He likes Blackie more than his wife.
• c. He's careless.
• d. He's forgetful.
• 2. a. In Mrs. White's home.
• b. In a day care center.
• c. In Mr. Black's home.
• d. In a dog care center.
• 3. a. In the evening.
• b. In the morning.
• c. Late at night.
• d. In the afternoon.
• 4. a. Because he wanted to tell Mr. Green that
  he knew where Blackie was. 
• b. Because he wanted to tell Mr. Green that
  he hadn't enjoyed his stay at the center. 
• c. Because he wanted to tell Mr. Green he
  was not his dog. 
• d. Because he wanted to tell Mr. Green he
  didn't want to go back home.

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Homework Part D (3)
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This is the end of Unit 12.

• Thank you.