Medicare, Health Reform, and You

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Medicare,Health Reform,and You
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Dont Worry!

• The benefits that Medicare guarantees will not
  change.

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What Will Reform Do?

• Reduce Out-of-Pocket Costs
• Increase Access to Your Doctor
• Increase Medicare Security

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Health reform decreases out-of-pocket costs.
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3 Ways Reform Decreases Your Costs

• Gives relief in the doughnut hole
• Makes preventive care more affordable
• Offers more help to low-income beneficiaries

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Medicare Part D and the Doughnut Hole
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Growth of Doughnut Hole without Reform
3,610 in 2009
6,000 in 2016
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Reform Will Reduce or Close the Doughnut Hole
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Reform Makes Preventive Care Affordable

• No more deductibles
• No more coinsurance
• In other words . . .
• free preventive care

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Reform Helps People with Limited Incomes

• Makes it easier to enroll and stay in
• Medicare Savings Programs
• Part D low-income subsidy
• House Bill increases asset limits
• Helps low-income beneficiaries with premiums,
  deductibles, and coinsurance

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Health reform increases access to your doctor and
improvesquality of care.
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Dont Worry!

• No one in between you and your doctor

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Reform Does NotAuthorize Death Panels

• Death panels are a fabrication
• Reimbursement to doctors to talk to patients
  about end-of-life decisions
• Voluntary discussions

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Reform Improves Payments to Doctors

• Blocks cuts in physician payments
• Long-term additional reforms change payment plan
  for doctors
• Should encourage doctors to stay in the Medicare
  program.

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Reform Promotes Quality and Coordination of Care

• Promotes primary care
• Promotes coordinated payments among doctors and
  hospitals
• Encourages providers to work together

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Health reform increases Medicare security.
Lifetime
Guarantee
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Reform Eliminates Overpayments

• Levels the playing field between traditional
  Medicare and Medicare Advantage
• No cuts to guaranteed Medicare benefits
• Reduces overpayments to insurance companies in
  Medicare advantage
• Helps sustain Medicare for future generations of
  Americans

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How Elimination of Overpayments Affects You

• Most people with Medicare will be unaffected
• Medicare Advantage plans choose how to deal with
  cuts in overpayments
• They CANNOT cut guaranteed Medicare benefits

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Reform Extends Medicares Solvency

• Keeps Medicare Trust Fund in the black an
  additional 5 years
• Creates a center to test payment and service
  delivery models
• Allows Medicare to be around for future
  generations of Americans

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Wrap-up

• Lower out-of-pocket costs
• Better access to your doctor
• Increase Medicare security

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Questions?
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Field Group

• Add org name and info
• For more information, go to www.familiesusa.org.