VeriFone Welcomes You

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Vx 570 Performance To The Next Power

• VeriFone Welcomes You!
• January 12, 2007

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One Platform. Many Solutions.

• Vx Solutions is a complete line of hardware,
  software, and solutions based on a single
  platform
• It combines the success of Verix with additional
  processing power and memory management
• The products, applications and libraries are
  interoperable, compatible, and consistent

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Vx Solutions Advantages/Traits

• Hardware compatibility across the entire product
  line
• Consistent user interface
• Seamless multiple communications capabilities
• 32-bit ARM 9 Processor (200 MHz)
• PCI approved internal PIN pad
• ATM style user interface
• 14.4 kbps high-speed modem or Ethernet dial
• Triple track Magnetic Stripe Reader (MSR)
• Fast 18 lines per second printer with clam shell
  loading
• 8 line x 21 character graphics display

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Complete Portfolio of Vx Solutions
Countertop
Wireless
Vx 670 Emerging Technology
Vx 610
Vx 510/3730
Vx 570
Vx 510LE/3730LE
SoftPay

• EMV Services

VeriShield

• Comm Server

Verix V Developer Tool Kit
VeriCentre

• Multi-application capabilities

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Performance To The Next Power
Vx 570
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Expand Your Countertop Offerings

• Vx 570 is newest addition to the Vx Solutions
  countertop category
• Built on the Vx Solutions infrastructure
• Smooth migration from popular Omni 3700 solutions
• Leverages application development to reduce time
  to market
• Maximizes return on investment

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Familiar Interface with New Design
Optional door for longer paper roll
Recessed lens for reduced reflection
High-contrast white backlit display with larger
display area
Familiar ATM-style interface
USB
Ethernet
Side-mount twist-locking power cable
Recessed keypad area with larger keys
Internal PIN pad supports debit
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Exceptional Flexibility and Functionality

• Most remarkable countertop terminal available
  today
• Superior performance/flexibility
• USB Flash memory drive
• Advanced security
• Extra memory to support value-added applications
• and other enhanced features
• Peripheral support
• Flexible communications
• Enhanced display
• Advanced printer

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Unrivaled Speed and Performance

• 200 MHz, 32-bit ARM9 processor for exceptionally
  Fast processing
• Significantly reduces transaction and encryption
  processing time
• Efficient memory management
• Dynamic memory allocation
• Shared libraries saves space
• Premium Ethernet performance
• Internal USB provides 10 times faster speeds vs.
  serial connection
• Support concurrent communications enabling new
  usage models
• Simultaneous dial and Ethernet comms enables
  gateway operation

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USB Flash Drive

• Easier, 4-SECOND CORE software download via a USB
  Flash memory drive.
• Followed by a quick 3-minute (on average) partial
  load for merchant-specific information.
• Ask your processor if they are supporting this
  feature today.

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Easier Dial Downloads

• Push F2 and F4 to enter System Mode. Enter
  password.
• The display asks you to enter the TID, the
  download
• Phone Number and the Application Name (provided
  by host)
• or MA for multiple loads (usually the choice)
  no need to key in
• ZA or ZT or ZP - its already there!
• No need to enter ZR and ZRESP unless you want
  to
• slow down the download speed. Terminal defaults
  to the
• Fast 14.4K modem speed.
• Software also asks you if you want to clear RAM
  and Flash
• by specific group less chance of clearing files
  you do
• not need or want to. Almost Fool Proof!

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Most Advanced Security Support

• Latest PED/PCI security
• 3DES encryption
• Master/Session and DUKPT key management
• Extra security such as case switches and heat
  sensing
• Optional 1 or 3 SAMs
• EMV 4.0 certified
• VeriShield
• SSL v 3.0

Optional privacy shield for added security
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More Memory for Multi-Applications

• 6 MB standard 12 MB optional
• Plenty of room for several applications such as
  gift card loyalty programs, age verification,
  check processing, pre-paid card programs and bill
  payment
• Offer merchants a wide range of complex and
  larger value-added applications which allow you
  to
• Strengthen your relationships
• Generate new sources of revenue

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Powered by Verix V

• Verix is the Operating System in the 37xx
  terminal family using
• Software and Hardware firewalls between the
  currently 30 Value-added Applications that have
  been written for the 37xx terminals.

Verix Group ID Structure
GID 0 Verix Operating System GID 1 VMAC/Comm
Server GID 2 SoftPay (credit cards) GID 3
Private Label GID 4 Age Verification GID 5
Gift Card GID 6 Check GID 7 Pre Paid
GID 8 Money Transfer GID 9 Atrana private
label GID 10 Emerging Markets GID 11 Time and
Attendance GID 12 Bill Payment GID 13 Not yet
assigned GID 14 Reserved for VeriFone GID 15
Shared Libraries
You can download one application or multiple
applications at a time
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Printer Advances

• Integrated thermal printer with drop-in paper
  loading
• Optional support for paper roll that is 40
  larger than standard size (requires additional
  part)
• Change paper less frequently!
• Prints at 18 lines per second to speed overall
  transaction times from swipe to print
• Hinged cover for easier loading

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Supports Expanding Peripheral Needs

• Supports PIN pads, check readers, contactless,
  drivers license readers and other peripherals

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Modular Communications for Flexibility

• Modular communications allows for a choice of
  communication options
• High Speed Dial connectivity
• High-speed Ethernet Dial connectivity
• Can support new communication technologies such
  as ISDN and Satellite
• Wi-FI module available means no cabling to the
  terminal
• Dual modem allows maximum flexibility
• Start with dial and switch to Ethernet at any
  time without added cost or inconvenience
• Or leverage broadband service already installed

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What is a Broadband Network?

• Broadband is an always on high speed connection
• Enables one or more IP devices to communicate via
  IP
• DSL and Cable are the two most common transports
• A Modem is used to interface to the internet
• A router is used to Network 2 or more IP
  devices, whether they be PCs or terminals or a
  combination thereof

Internet
Router
DSL or Cable Modem
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The Advantages of Enhanced Communications

• Super fast, always on service Ethernet service
• Transaction times average 2 - 4 seconds
• No time is lost waiting for dial connections
• Lower communications costs
• Run voice and data over the same connection and
  eliminates the cost of separate dial lines
• Faster application downloads
• Streamline system upgrades
• Minimize help desk time
• Improve terminal management and two-way messaging
  through the use of standard browsers and
  protocols
• Efficient downloads using VeriCentres advanced
  file compression
• Modules are upgradeable to meet merchants
  changing needs

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Security Protections for IP

• 128-bit SSL based security
• Transaction security
• Supports terminal and server based authentication
  using server and terminal certificates
• Delivers transport level security ratherthan
  relying on file level encryption
• Application download security
• Utilizes existing VeriCentre installation
• IP terminal records handled the same as
  traditional dial
• No changes in how a help desk downloads the
  terminal
• Secure download via Internet for standard SoftPay
  application benchmarked at 2 minutes via dial at
  8 to 10 minutes

IP Download
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Softpay Credit Debit EBT Application

• The Order of the Functions on the Display is
  decided upon by the host but normally will
  contain the following
• Sale Defaults to Sale when swiping card (mag
  stripe to the left).
• If Debit is enabled, the terminal will
  display for a response
• to Credit or Debit
• Void
• Refund
• Force/Offline
• Check (if check authorization is enabled with
  Softpay app)
• Auth Only
• Phone Order
• Other Setup (to enhance terminal functionality)
• Server/Clerk Setup
• Batch inquiry
• Settlement

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Softpay Credit Debit EBT Application(Other Set
Up)

• Some of the FUNCTIONALITY that may be accessible
  depending on the host
• Turn on server or clerk entry and invoice
  prompts
• Allows changes of 3 or 4 line footer for
  merchant return policy, advertising, promotion
  (32 or 42 characters per line) (4th line is for
  Multi merchant specific)
• Allows entry of PABX code, i.e. 8 or 9 before
  phone number
• Allows 3 levels of Password protection for
  cashier, supervisor or manager
• Supports all special card types including
  purchasing, commercial, and business cards
  prompts for correct interchange qualification at
  level 2 AVS CVV prompts
• Supports AmEx Split Dial or Reverse PIP with
  ease of settlement
• Batch Authorization (Store and Forward) via the
  2 key (upon request)
• Display prompts in Spanish (Vital and Global)
  changeable on the fly under the 7 key (if
  enabled)

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Multi-Merchant

• The ability to have one terminal at one
  location processing for multiple merchants at
  that location
• Up to 15 to 20 (or more) merchants at a time
  check with your host
• The merchants names will display on the
  terminal. Press the More key to see additional
  names
• Currently Within the Credit/Debit application
  only, but please check with your Value Added
  Application Partner to see the availability of
  Multi Merchant for their application

More
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Retail with TipCash Receipt/Tip Receipt

• From the main menu, press the 9 key
• Enter the dollar amount of the base sale
• Press Enter to bypass the tip, since it isnt
  known yet
• The Cash Receipt/Tip Receipt will print
• Take this to the consumer
• The consumer will fill in the tip amount and
  return receipt to merchant along with their
  credit card
• The merchant runs the sale for the base amount,
  and enters the tip amount reflected on the tip
  receipt DURING the sale
• The sale is captured and authorized for the
  entire amount, the same amount that will go up in
  settlement

Helps to keep retail transactions from
downgrading due to Adjusted Tip entry.
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Restaurant Application Features

• Tip Processing Options
• Tip adjust at end of day or shift by Ref ,
  Server , Card
• Counter Pay Tip enter tip immediately
  after the sale for one authorization
  
• Other Tip Options
• Tip Discount tracking
• IRS Tip Reports
• Suggested Gratuity Guide
• Bar Tab Open and Close (with multiple cards)

Merchant Header Line 1Merchant Header Line
2Merchant Header Line 3Merchant Header Line
4Merchant Header Line 5Merchant Header Line 6
Term ID 123456789000 Ref 0001
Sale
xxxxxxxxxxxx1881 Exp 01/10VISA
Entry Method SwipedAmount
20.00 Tip
________________ Total
Gratuity Guidelines15 3.0020 4.00 25
5.00 MM/DD/YY
HHMMSSInv 000001 Appr Code
123456Batch 000001
Disclaimer X_________________________________
CUSTOMER NAME
Merchant Copy
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Receipt Printing

• Supports several printing sizes that can be
  changed in Other Setup or via Partial load
• 3 receipt printing options that can be changed
  in Other Setup or via Partial load
• No receipt (for mo/to)
• Automatic after a few seconds
• Press the F1 Key to print customer copy
  (default)

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Reports

• Server/Clerk Reports
• Clerk/Server Details
• Clerk/Server Totals
• Server Table
• IRS Tip Report
• Discount Tip Report
• Helpdesk Reports
• Terminal Reports
• Cards Report
• Terminal Stats

• Batch History
• Batch Totals Report
• Batch Details
• Batch Auth Report
• Tab Report
• Merchant Report
• Shift Report
• Tip adjustment Report
• Automatically printed prior to settlement.

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Who is your Target Market for the Vx 570?

• Restaurants who want
• Speed
• Choice of Tip entry and Reports
• Loyalty card programs to boostrecurring sales.
• Convenience Stores who want
• Speed and Convenience
• Contactless Readers
• Small Supermarkets who want
• A cardholder facing device with the Omni 7000
  MPD

• Small and Large Retailers who want
• Speed
• Value added applications
• Ability to use existing or new IP connections
• Salons and Spas who want
• Multi-merchant and retail tip benefits
• Liquor stores and bars who want
• Age Verification

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Processor Certifications as of January 2007

• FDMS Omaha Class B (similar to Class A)
• Global Payment Class A
• RBS Lynk Class A
• TSYS (Vital) Class A
• FDMS Nashville expected January, 2007
• FDMS Atlanta (Concord) expected January, 2007
• Paymentech Class B (Class A support offered
  for contracted ISOs by VeriFone ask your VFI
  sales rep)
• Pay by Touch pending
• First Horizon pending

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Where can I obtain more info?
www.VeriFoneZone.com
Your Relationship Managers Christy_Snyder_at_VeriFon
e.com in the west Maria_Lee_at_VeriFone.com in the
northeast Carol_Berthelsen_at_VeriFone.com in the
midwest Siri_Rothman_at_VeriFone.com in the
southeast