ZeroOutDebts'com EquitySmartCa'com is a debt portfolio company that specializes in turning our clien

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Who Are We?

• ZeroOutDebts.com / EquitySmartCa.com is a debt
  portfolio company that specializes in turning our
  clients debt to wealth.
• We have teamed up with several financial partners
  to accomplish our goal.
• ZeroOutDebts.com has Agents in several states in
  the US.
• Our alliance partners are licensed to do their
  work in all 50 states.

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Our Alliance Partners
www.moneypark.com
MoneyPark was founded in 1999 and is a long time
alliance partner to The Metavante Corporation.
MoneyPark has had a substantial background in
financial planning and the mortgage industry.
Moneypark offers a uniquely effective approach to
accelerated debt elimination, and total bill
management for individuals, families and
corporations. The power of MoneyPark's unique
software helps people create a plan to become
completely debt free in the shortest time
possible, without increasing their monthly
payments plus improving their credit rating.
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Our Alliance Partners
www.metavante.com
Metavante is a wholly owned subsidiary of MI
Bank. For more than 40 years Metavante has been a
technology solutions provider for the financial
service industry. Having a solid foundation with
Marshall and Ilsley Corporation (founded in
1847), gives Metavante a unique stability in a
world of consolidating technology providers. It
also gives us access to financial services
resources you simply won't find with any other
financial technology partner. MoneyPark, Inc.
performs the daily profile analysis required for
EquitySmart Financial and their Agents. The
MoneyPark TPA Total Bill Management Services
are provided via the technology solutions
provided by The Metavante Corporation.
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Our Alliance Partners
www.mibank.com
Marshall Ilsley Corporation is a diversified
financial services corporation headquartered in
Milwaukee, Wisconsin with 45 billion in assets.
Founded in 1847, MI Marshall Ilsley Bank has
the largest banking presence in Wisconsin, with
195 offices throughout the state. In addition,
MI has 42 locations throughout Arizona, 13
offices in metropolitan Minneapolis/St. Paul,
Minnesota, and locations in Duluth, Minnesota,
Las Vegas, Nevada and Naples and Bonita Springs,
Florida. MI's Southwest Bank affiliate has seven
offices in the St. Louis area and one office in
Belleville, Illinois. Metavante Corporation,
Marshall Ilsley Corporation's wholly owned
technology subsidiary, provides virtually all of
the technology an organization needs to offer
financial services.
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Our Alliance Partners
www.primelendingaz.com
PrimeLending and MoneyPark, Inc. are all under
one roof and share the broker/analyst process.
Since 1986, PrimeLending, a PlainsCapital
Company, has been helping thousands of families
finance their homes. Through their commitment to
high quality customer service and quick and
careful action, they have created clients for
life. Prime Lending was ranked the 1 Mortgage
Lender in 2003 (Dallas Business Journal, June,
2004). Since its inception, the company has grown
from producing 80 million annually in mortgage
loans with a staff of 20 to over 500 employees
originating 2.2 billion in production. PrimeLendi
ng is a mortgage and real estate brokering
company whose parent is the PlainsCapital Company
based in Texas, and they are licensed in 48
states (NJ NH excluded).
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What do we do?

• We provide a systematic and automatic way for you
  to become debt free. Our average client is debt
  free (including their mortgage) in 8-12 years and
  saves over 100,000 in interest.

How does focusing on Accelerated Debt payoff
benefit you?

• You will pay significantly less interest to your
  creditors.
• You will get out of debt much quicker, often
  cutting years off your payoff time.
• You will have extra money to put towards more
  important things like retirement or your childs
  education.
• You will protect your credit and, in fact,
  increase your credit scores.
• You will be able to live on less which will help
  protect you against things like a job loss or
  interest rate hikes.

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How does it Work?

• STEP 1 - Apply Insider Knowledge
• STEP 2 - Create Margin
• STEP 3 - Apply Margin
• STEP 4 - Auto Pilot

The Lenders Game Keep you in debt and continue
paying interest Your Game Get out of debt and
keep the interest for yourself
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Apply Insider Knowledge

• ZeroOutDebtss financial partners have many years
  in the business.
• Keen understanding of how financial institutions
  work.
• We know how to get past the financial
  distractions.

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Create Margin

• Using sophisticated software, we analyze your
  debts and create margin.
• Margin is the dollar amount of your monthly
  payments which has been converted from interest
  to principal!
• Powerful enough to cut your time in debt in half
  or more!

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Apply the Margin

• The real value - which tactics will work for you?
• Your Strategies
• Debt Roll Up As each debt pays off, keep your
  payment the same!
• Debt Sequencing Finding the right order to pay
  your debt off in!
• Equity Buyout Using equity to restructure your
  debt payments!
• Lender Strategies
• Mortgage companies can hold your check for up
  to 14 days.
• Mortgage Lenders can charge excess interest.
• Credit Card lenders can change your interest rate
  based on how you pay other unrelated bills.
• Debt Plan accounts are credited electronically on
  the most effective day.

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Applying the Margin

• Lets take a look at what would happen to a
  family if we were able to gain a margin between
  100 and 300.
• This example is based on the typical American
  family with a 165,000 mortgage (30-year) and
  32,000 in consumer debt. Interest Rate of 8

• 100 per month
• Paid off in 21 years
• 8 months
• Savings of 68,000

• 200 per month
• Paid off in 17 years
• Savings of 99,000

• 300 per month
• Paid off in 14 years
• 5 months
• Savings of 118,000

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Auto Pilot

• MoneyPark is our Third Party Administrator (TPA).
  They are FDIC insured so that your money is
  protected.
• Month-to-month monitoring
• Monthly detailed statements
• Online account 24/7
• You control the margin
• Add new debt accounts when necessary

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What is the result?

• Typical Family Saving Potential based on earlier
  example.

Total benefit 710,154
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What is the cost?

• FREE DEBT ANALYSIS
• You have nothing to lose but debt!
• The fee averages 5,995 plus 29.95/mo for
  MoneyPark administrative service.
• You receive on-going service and support as long
  as you remain a client.
• Our fee is built into the program so you usually
  do not have to write a check.
• Our fee is an investment in your financial
  freedom.
• Our fee is a portion of the interest that you are
  already scheduled to pay to your creditors.

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How to Get Started!

• Fill out our confidential data sheet and receive
  your
• FREE debt profile analysis.

ZeroOutDebts.com