How To Start Paying Down Your Credit Card Debt

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How To Start Paying Down
Your Credit Card Debt

• www.newhorizon.org

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• Financial stress keeps people up at night.

More couples file for divorce over fiscal issues
than infidelity!
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• When we lie down during the night, that's when
  we're supposed to be getting a decent night's
  sleep but a lot of times our thoughts dwells on
  how we'll cover that or this bill.

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• Tips you can begin to implement TODAY to slowly
  begin paying down your credit card debt

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Create a list of of your outstanding credit card
fees.

• Get in touch with your card issuers and ask a
  credit score rate reduction. Inform them that
  you're thinking about transferring the balance
  owed to a credit card with a lower rate of
  interest.
• The majority of the reps are going to have the
  ability to decrease the speed when you're still
  on the telephone!

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2. How much of your income you can allocate to
your credit card debt.

• Just how much of your earnings will you put
  towards repaying your debts on a monthly basis?
  Can you have enough in savings to pay off
  everything and concentrate on rebuilding your
  savings?

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3. Paying off Debt in 1 lump payment

• Have you got access to things such as a 401k
  savings plan? A whole lot of individuals tap into
  these funds to repay their debt. However, you've
  got to actually think long and hard about it.

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• For more information on how to pay down your
  credit card debt read this article
• https//www.newhorizon.org/credit-info/howto-pay-b
  ack-debt/